United Atlantic Mortgage

About United Atlantic Mortgage

United Atlantic Mortgage (UAM) has been a cornerstone in the mortgage industry since 2006, dedicated to originating loans and facilitating homeownership. The company prides itself on a personalized approach, taking the time to understand each client's unique financial situation to identify the most suitable loan programs. UAM serves residents, real estate professionals, and military service members across Virginia and North Carolina, aiming to make the home-buying process as seamless as possible. Their mission is to empower individuals and families by providing accessible and tailored mortgage solutions, ensuring that every client's homeownership journey begins on a strong foundation.

Industry Expertise

UAM demonstrates significant expertise in various loan types, including VA Military Financing, FHA Loans, 100% Financing options, and Conventional Loans. They cater to a wide range of credit scores, with options available for scores as low as 560 for VA loans and 580 for FHA loans. The company highlights its ability to close loans within 21 days of a clear contract and offers same-day pre-approval issuance, showcasing efficiency and responsiveness. With over 30 years of combined lending experience, UAM provides a reliable and knowledgeable service to its clients.

UAM Mortgage Offerings

United Atlantic Mortgage offers a comprehensive suite of mortgage products designed to meet diverse needs. Their VA Military Financing provides 100% financing with no down payment, accessible with a credit score of 560. The FHA Loan program requires a 3.5% down payment and is available for those with a 580 credit score, including a First Time Home Buyer Program. UAM also specializes in 100% financing options that may include down payment assistance and FHA first mortgages with non-repayable grants. Conventional loans require a 3% down payment and are available for borrowers with a 620 credit score. They also provide a home loan calculator to estimate monthly payments.

Unique Advantages

United Atlantic Mortgage distinguishes itself through competitive interest rates and unique loan programs tailored to client needs. A key differentiator is their ability to close loans within 21 days of a clear contract, significantly faster than industry averages. Furthermore, they offer same-day pre-approval issuance, ensuring clients can act quickly in competitive markets. With headquarters in Virginia Beach, VA, and over 30 years of combined lending experience, UAM provides a robust and experienced service.