Tommy Kwong - Sound Lending Team - NMLS# 2068426

NEXA Mortgage is a Mortgage Broker that funds customers seeking to purchase a house, refinance a house, or obtain home equity. When dealing with customers, we place a great emphasis on providing excellent customer service and candor. Our goal is to provide home loans to customers across the nation at the most competitive interest rates and minimal closing costs. We intend to help borrowers overcome any roadblocks that may arise during the loan application process. We also offer the most flexible payment plans and terms to accommodate our borrowers. Conventional mortgages loans are not insured and are not guaranteed by the federal government. These loans, also known as conforming loans, are considered conventional (or traditional) mortgages. This simply means that these loans satisfy the requirements for selling to Fannie Mae and Freddie Mac. The company that acts as a proxy for the US government in the process of buying mortgages from lenders and selling them to investors is Fannie Mae or Freddie Mac, and the two organizations are government-sponsored entities. This process is designed to enhance the lenders' capability to access more qualified buyers and free up funds.

Tommy appears to be a very customer-oriented mortgage broker, thanks to his excellent communication skills and attentiveness. He goes the extra mile to ensure your needs are met, providing fast responses, a smooth process and a thorough explanation of the jargon many people don't understand. All of his clients have said that the loan process was especially painless, with refunds coming well before the anticipated deadline. I am grateful that Tommy and I could figure out a loan plan. I felt like a valued client and a family. Don't hesitate to contact him for a mortgage loan.