Blake Early - Cream City Mortgage Loan Officer NMLS#2006223

About Cream City Mortgage

Cream City Mortgage is a mortgage brokerage that aims to simplify the homeownership process. They guide clients through financing, loan products, and options to ensure a timely closing. Their mission is to handle the complexities of mortgage lending so clients can focus on finding their dream home. They emphasize a client-centric approach, aiming to make the experience less stressful and more accessible. Cream City Mortgage positions itself as a comprehensive resource for all mortgage needs, striving to be a reliable partner for homebuyers.

Why Choose Us

Cream City Mortgage is recognized as a top Mortgage Brokerage, serving Wisconsin, Kansas, Indiana, Illinois, and Michigan. They pride themselves on offering creative solutions tailored to individual needs, moving beyond a one-size-fits-all approach. Their expertise spans a wide array of loan products, including conventional, FHA, VA, jumbo, WHEDA, DSCR, and bank statement loans, ensuring a suitable option for diverse financial situations and borrower profiles. They are committed to transparency and client support throughout the mortgage process.

Cream City Mortgage Offers

Cream City Mortgage provides a comprehensive suite of loan products designed to meet various homebuyer needs. This includes Conventional loans with flexible down payment options, Fixed-Rate mortgages for predictable payments, Adjustable-Rate Mortgages (ARMs) for those planning a shorter stay, and Jumbo loans for properties exceeding conforming limits. They also specialize in Government-Insured loans like FHA, which accommodate lower credit scores and smaller down payments, and VA loans for veterans, offering no down payment and no mortgage insurance. Additionally, they offer WHEDA programs for affordable housing in Wisconsin, DSCR loans for real estate investors, Bank Statement loans for self-employed individuals, and various refinance options like No Cash-to-Close and FHA Zero Down. Specialized options like Pre-Underwritten loans and Home Ready/Home Possible programs are also available.

Unique Advantages

Cream City Mortgage distinguishes itself by offering a 'one-stop shop' for mortgage needs, simplifying the home buying journey. They are a mortgage brokerage, meaning they do not charge fees to the borrower. They also provide unique benefits such as the ability to waive escrow even with less than 20% down payment, and they can close loans significantly faster than the national average, with some closings occurring in as little as 10 days.