How much house can you afford in Edmonton? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · 2026 stress test and CMHC rules
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings, RRSP Home Buyers' Plan, FHSA and gifts from family all count. Minimum: 5% of the first $500,000, 10% above that.
4.49% (a typical 5-year fixed, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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Benchmark Mortgages
5.0 · 101 reviews · Free pre-approval
Get pre-approved →
Henry Gill - Dominion Lending Centres
5.0 · 100 reviews · Free pre-approval
Get pre-approved →
Cheryl Wilkes Mortgages
5.0 · 100 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Benchmark Mortgages offers access to a wide range of mortgage products from various lenders, including credit unions, banks, and private lenders, helping clients find options that fit their needs. The team is known for guiding customers through every step with clear communication and timely responses, though some clients note the process can take time depending on circumstances.
Licensed mortgage professionals at Henry Gill - Dominion Lending Centres offer access to a wide range of mortgage products from various Canadian lenders, providing options beyond typical bank offerings. The team assists with purchases, renewals, and equity takeouts, guiding clients through complex situations with clear communication and responsiveness.
With over a decade of mortgage experience and a background in real estate investing, Cheryl Wilkes Mortgages focuses on guiding first-time homebuyers through the mortgage process with clear explanations and personalized support. The team helps clients understand rates, terms, and options to keep finances flexible, and is known for responsiveness and making the process straightforward.
Mortgage Tailors Inc. o/a Paragon Mortgage Tailors specializes in personalized mortgage solutions with a focus on clear communication and client education. Their team assists with home purchases, refinancing, and debt consolidation, often praised for being responsive and supportive throughout the process. Some clients note scheduling can be tight, but the service remains helpful and knowledgeable.
True North Mortgage stands out for its network of 11 walk-in locations across Canada, offering a convenient, in-person experience in a largely digital industry. The team helps clients secure competitive mortgage rates and guides them through every step, with many customers appreciating their clear communication and quick responses. Some find the process straightforward and transparent, making it… more...
True North Mortgage stands out for its network of 11 walk-in locations across Canada, offering a convenient, in-person experience in a largely digital industry. The team helps clients secure competitive mortgage rates and guides them through every step, with many customers appreciating their clear communication and quick responses. Some find the process straightforward and transparent, making it easier to navigate mortgage options.
First Foundation offers Canadians personalized financial advice with the convenience of local branches and online services. Their licensed team handles mortgages, insurance, and financial planning, often praised for clear explanations and responsive support. Some clients note the process can involve detailed steps, but the staff’s patience and thoroughness help ease the experience.
Known for helping clients include renovation costs in their mortgage, Collin Bruce Mortgage Team offers assistance with home purchases, renewals, and debt consolidation. Licensed in Alberta and British Columbia, the team is praised for competitive rates and friendly service, though some customers note communication can be slow during busy periods.
With experience dating back to 2007, this mortgage broker specializes in helping clients navigate complex financing options, including purchases, refinances, and mortgages for self-employed individuals. The team is known for clear communication and steady support throughout the process, making it easier for first-time and repeat buyers alike.
With over 35 years of underwriting experience, Mortgage Girl specializes in offering mortgage options from multiple lenders to find competitive rates tailored to your needs. The team handles everything efficiently, making the process straightforward and responsive, though some clients note the complexity of certain mortgage arrangements.
ETown Mortgage specializes in comparing mortgage rates and products from all major Canadian lenders to find the best fit for each client. The team assists with home purchases, refinancing, and cash-out options, providing clear guidance throughout the process. Customers appreciate their thoroughness and patience, though some note the challenges of a competitive housing market.
I can’t begin to express my utter disappointment and the incredibly stressful time I had dealing with a Collin Bruce mortgage broker. This company has been an absolute nightmare, and I would strongly advise anyone looking for a mortgage broker to stay far away from them. First and most important, th…
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Benchmark Mortgages | 5.0 | 101 | Free Consultation | — | Visit |
| 2 | Henry Gill - Dominion Lending Centres | 5.0 | 100 | $100 | (780) 498-2873 | Visit |
| 3 | Cheryl Wilkes Mortgages | 5.0 | 100 | Free Consultation | (780) 909-3659 | Visit |
| 4 | Mortgage Tailors Inc. o/a Paragon Mortgage Tailors | 5.0 | 100 | Free Consultation | (780) 244-0505 | Visit |
| 5 | True North Mortgage | 4.8 | 100 | Free Consultation | (587) 400-2799 | Visit |
| 6 | First Foundation | 4.8 | 100 | Free Consultation | (780) 702-7678 | Visit |
| 7 | Collin Bruce Mortgage Team | 4.7 | 101 | Free Consultation | (780) 436-2511 | Visit |
| 8 | Natalie Wellings: Mortgage Broker with Verico Compass Mortgage Group | 4.9 | 92 | Free Consultation | (780) 722-6287 | Visit |
| 9 | Mortgage Girl | 5.0 | 77 | Free Consultation | (780) 433-8412 | Visit |
| 10 | ETown Mortgage - Connie Graham & Briana Hennigan | 5.0 | 54 | Free Consultation | (780) 437-3070 | Visit |
Lenders approve a mortgage when two ratios stay under their limits. Housing costs (mortgage payment, property tax and heating) must be no more than 39% of your gross income, and housing costs plus your other debt payments no more than 44%. The payment is tested at the qualifying rate, not your actual rate. The calculator finds the highest home price that passes both tests and the minimum down payment rules, and adds CMHC insurance to the loan when you put down less than 20%.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: CMHC homeowner mortgage loan insurance requirements and premiums, Finance Canada mortgage reforms effective December 15, 2024, OSFI minimum qualifying rate, 2025 municipal residential tax rates.
General information, not financial advice — consult a qualified professional.