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Minimum of 5% must be saved to fund all residential mortgages. Is it possible to save this much cash? There is no reason to be worried. Borrowing the down payment amount with a loan or credit line can get you a loan approval at the best interest rates. If you have good credit, we can help you, even if you don't have available credit. It is a very efficient process to save for down payments. Investors return on investment and a house appreciates, gaining capital. Waiting for future values and interest rates saves you money. We can help you find the perfect house. Contact us. But what if you find the perfect house and it needs some renovation? You don't have to worry about the cost because you can include them in the mortgage payment. You can buy the house, furnace, and flooring, and make monthly payments. The government allows 10% of the mortgage to be used for renovations. The mortgage rate is often lower than that of a home equity loan. Please contact us to find out more, as you can cover what you need when starting to pay for it.
 
The Collin Bruce Mortgage Team is widely celebrated, receiving accolades from every customer. Highlights include their professionalism, quick responsiveness and the supportive, personal touch carried by Martina and Collin. The team's members go out of their way to meet and exceed your expectations. They helped one client settle into their new house, lower their household debts and monthly payments, and secure a better mortgage rate. Every customer is also excited by the team's constellation of services, including connections to lawyers, realtor and insurers, making the house-buying process more manageable and enjoyable.. That's the kind of commitment and creativity that Collin Bruce's company loves to show. Customers who have used Collin Bruce's services will advise prospective customers the same way that they managed to reduce their stress and not make their first home buying experience feel like their last. Any real estate professional who is reviewing mortgage brokers and wants to keep their sanity should consider Collin Bruce. The best reason to go with Collin Bruce is the bonuses he offers each year. He found another way to save me money after locking in a great rate that made the mortgage lending process stress free. That showed me his level of dedication and customer satisfaction, and I love my new home. Other great Collin Bruce Mortgage Team customer experiences include their 0.7% interest rate reduction, effortless mortgage renewal and everything covered thank you email. They have practical advice on financing and refinancing your house, since they know every major step in the house purchasing process that you’ll go through later. I can recommend to any home buyer or refinancer, Collin Bruce's Mortgage Team, so you don't have to endure every stress that you must endure.
 
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