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Centum Discount Mortgages Canada Inc.: A Company Overview Establishment and Foundation of the Company The company was established by Roy Singh. He started his career as a Life Underwriter/Financial Planner at Sun Life in 1982. He found out the large debt loads of his clients were the most complex of his many clients. Many clients tended to use up all their income on current debts, which in turn burdened their future financial status. As an agent, this was challenging. Before founding the company, Roy worked at Sun Life. Debt matters were problematic for him, as around 90% of his clients had large debts and smaller or no savings at all. Background of its Establishment Roy was driven by the need to help his clients. He wanted them to succeed and live a better life. That is why he looked for ways for clients to consolidate their debts, reduce interest payments, and consequently reduce their monthly costs. This was to allow his clients to save up money; thus, they could live and lead better lives. Banks and insurance companies were not ready to provide any solution for his clients. This led to his entry into the Mortgage Brokerage industry in 1991.
 
Vast majority of consumers describe a positive experience with DMC and Roy. They are enthusiastic, knowledgeable and professional, and every reviewer notes Roy's patience in walking them through the process. Clients said they felt valued and supported, the company made the mortgage process straightforward, and it is the place to go when you need expert advice. Many users also shared that they got a better rate than with their current lender thanks to Roy. His experience and the company's responsiveness make them highly recommended.
 
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