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  1. Canada
  2. Top Health Insurance Agencies
  3. Health Insurance Agencies in Ontario
  4. Toronto

Top Health Insurance Agencies In Toronto

6 in Toronto · 18 nearby
Toronto Health Insurance Agencies stats: Key insights from this page’s listings Updated
Businesses listed
6 +18 nearby
Average rating
4.5 289 reviews
Typical service price
$75 – $150 Median of 15 priced services
Most-offered services
Life InsuranceVisitor InsuranceHealth InsuranceTravel InsuranceGroup Insurance
What customers praise
recommend×57highly recommend×23recommended×13very happy×10
Health insurance agencyToronto, ON

1

Insurance Explorer Inc.

With over 30 years of experience, Insurance Explorer Inc. offers a thorough market analysis to help clients find life, health, and travel insurance that fits their needs. Customers appreciate the clear comparisons, responsive support, and professional guidance, though some find the process mainly online and self-directed.

Services & Prices
Single Trip Visitor Insurance $50 - $100
Multi-Trip Visitor Insurance $200 - $300
Visitor Insurance for Parents $75 - $150
Term Life Insurance $25 - $50
View Profile
(647) 928-1565
Open 10:00 AM - 9:00 PM
5409 Eglinton Ave W, Etobicoke, ON M9C 5K6, Unit, Toronto, ON 207, Canada
General Services
Visitor Insurance
2

Zensurance

Zensurance offers a streamlined online brokerage that lets small business owners get insurance quotes anytime without phone calls. Their team supports clients across Canada with business insurance options and claims assistance. Customers appreciate the easy process and responsive communication, though some note the service could be faster.

Services & Prices
Commercial General Liability Insurance $300 - $600
Errors and Omissions Insurance $500 - $1000
Food Service Insurance $400 - $800
Professional Liability Insurance $250 - $500
View Profile
(888) 654-6030
Open 9:00 AM - 6:00 PM
111 Peter St Suite 800,Toronto, ON M5V 2H1
General Services
Business Insurance
3

Canada Protection Plan Inc

Canada Protection Plan specializes in no medical and simplified issue life and critical illness insurance, making coverage accessible for those with health challenges. Their licensed advisors assist clients by phone or through independent agents across Canada. Customers appreciate the clear explanations and patience, though some note occasional delays in follow-up communications.

Services & Prices
Term Life Insurance $20 - $50
Whole Life Insurance $30 - $60
Final Expense Insurance $15 - $35
Comprehensive Critical Illness Policy $40 - $100
View Profile
(877) 851-9090
Open 00:00 - 23:59
250 Ferrand Dr, North York, ON M3C 3G8, Canada
General Services
Life Insurance
4

RBC Insurance

RBC Insurance offers a broad range of life, health, and group benefits plans, serving individuals and businesses with options like term life, disability, and customized group coverage. Customers find the policies comprehensive but often mention challenges with customer service and lengthy wait times when handling changes or claims.

Services & Prices
Policy Setup $800 - $1200
Annual Premium $1000 - $1500
Claim Assistance $50 - $100
Policy Setup $600 - $900
View Profile
(416) 955-6286
Open 9:00 AM - 5:00 PM
155 Wellington St W #138B, Toronto, ON M5V 3H1, Canada
General Services
Home Insurance
5

Sutton Special Risk

Sutton Special Risk, a managing general underwriter, has been delivering affordable and flexible insurance solutions to clients since 1978. We respond promptly and effectively because of our dedication to customer service. Sutton is a broker for several A-rated carriers to provide clients exceptional security and worldwide reach. We share the same passion for risk as our carrier partners and are… more...

Sutton Special Risk, a managing general underwriter, has been delivering affordable and flexible insurance solutions to clients since 1978. We respond promptly and effectively because of our dedication to customer service. Sutton is a broker for several A-rated carriers to provide clients exceptional security and worldwide reach. We share the same passion for risk as our carrier partners and are open to customizing plans to meet our clients' requirements. We can offer the industry's highest level of coverage and high amounts insured, as well as special hazards.

View Profile
(416) 366-2223
Open 9:00 AM - 5:00 PM
33 Yonge St #400, Toronto, ON M5E 1G4, Canada
Where they are 24 on the map Click a pin for the profile and directions
6

Ajay Sehravat, insurance agent, Ajay Financial Group Inc.

My goal as an investment and insurance advisor is to help every client achieve their financial goals. I can help you save money for retirement or protect your loved ones. A comprehensive plan is essential to ensure that you are able to deliver superior and reliable services as well as unparalleled expertise. Ajay Financial Group Inc., a completely independent consulting company in insurance… more...

My goal as an investment and insurance advisor is to help every client achieve their financial goals. I can help you save money for retirement or protect your loved ones. A comprehensive plan is essential to ensure that you are able to deliver superior and reliable services as well as unparalleled expertise. Ajay Financial Group Inc., a completely independent consulting company in insurance, represents every major Canadian life- and health insurance companies. Our team of experts has provided customized insurance solutions for individuals and businesses since 1993 to meet your needs. Every day, we live with and for our clients. We must always do right by our clients. Clients must have the information and time they need to make important financial decisions. No sales pressure is applied when recommending financial products or services. Our clients often say this is the reason they come to us. Trusting long-term relationships with clients is what we value. These cannot be achieved quickly. Our clients' peace of mind is increased by the creation of carefully thought out financial security programs. Your privacy will be protected. We will exceed your expectations through excellent service and support. As a result, you can feel comfortable recommending us. Our services include a wide range of financial products for individuals as well as corporations that want to offer financial security to their employees and plan to retain them.

View Profile
(416) 817-3616
Closed Now
50 Bruyeres Mews Suite 511, Toronto, ON M5V 0H8, Canada
7

Canadian LIC - Harpreet Puri, Super Visa Insurance, Life Insurance Critical

Serves Toronto, ON

With over 20 years of experience, Canadian LIC - Harpreet Puri specializes in providing clear guidance on life, critical illness, and super visa insurance. The team offers personalized advice and helps clients navigate multiple policy options with patience and professionalism. Customers appreciate their friendly approach and smooth, efficient service.

Services & Prices
Super Visa Insurance $100 - $200
Visitor Visa Insurance $80 - $150
Travel Health Insurance $50 - $100
Term Life Insurance $25 - $75
View Profile
(416) 543-9000
Open 10:00 AM - 7:30 PM
2969 Bovaird Dr E Unit 2, Brampton, ON L6S 0C6, Canada
General Services
Travel Insurance
8

American Income Life: AO

Serves Toronto, ON

American Income Life specializes in providing life and accident insurance to working families, particularly members of credit and labor unions. The team offers personalized coverage options and clear communication, with some customers appreciating their helpfulness and professionalism. A few have noted challenges with policy cancellations and billing.

Services & Prices
Life Insurance $30 - $50
Accidental Death Insurance $15 - $25
Critical Illness Insurance $20 - $40
Personalized Insurance Consultation $0 - $10
View Profile
(800) 824-0022
Open 9:00 AM - 5:00 PM
1515 Matheson Blvd E Suite 205, Mississauga, ON L4W 2P5, Canada
General Services
Insurance Policies
9

Begin Insurance Inc.

Serves Toronto, ON

Combining traditional brokerage expertise with digital convenience, Begin Insurance offers personal insurance options tailored to protect you and your family. The agents provide clear explanations and quick responses, though some customers find phone access challenging. Many appreciate the patient guidance and straightforward online process.

Services & Prices
Standard Auto Insurance $350 - $650
CAA Automobile Insurance $350 - $650
New Vehicle Insurance $300 - $600
Basic Home Insurance $500 - $1000
View Profile
(844) 774-6340
Open 9:00 AM - 5:00 PM
600 Cochrane Dr Ste 301,Markham, ON L3R 5K3
General Services
Auto Insurance
10

guard.me International Insurance

Serves Toronto, ON

Specializing in insurance for international students, guard.me partners with educational institutions to provide health coverage and wellness programs through its CARES platform. The team offers support during crises and access to digital resources aimed at wellbeing. Some customers report challenges with claim approvals and reimbursement timelines.

Services & Prices
Physiotherapy Coverage $50 - $150
Emergency Medical Coverage $200 - $500
Routine Physical Check-ups $100 - $200
Inpatient Claims $150 - $300
View Profile
(877) 873-8447
Open 9:00 AM - 5:00 PM
80 Allstate Pkwy, Markham, ON L3R 6H3, Canada
General Services
Health Insurance

Latest reviews of Toronto Health Insurance Agencies

Written on TrustAnalytica by clients of the businesses in this list
  • Alexi

    Literally the worst insurance ever. They are soooo shady. I have guard me since it’s a partner of the uni and they are declining my claim even if it is clearly stated in my policy that it is covered. Even my medical provider found this absurd! Even after getting in touch with the customer care team…

  • Rahul

    I really not like and recommend the gaurd me insurance for international student. I'm international student and i got incident and i are not accepting my claim. Very bad services.

  • Ann

    I would like to commend the broker - NEAL THORNTON for being patient in explaining, fast and direct, and absolutely helpful broker! He made acquiring insurance online from a very frustrating thing to do to a highly convenient and trustful process on my end as his client. Neal took time in giving me…

  • ALi

    If U want to do insurance with RBC insurance here’s one advice. Don’t do it. Super non professional, non ethical, incompetent, and last bit not least, high prices not worth for service or coverage.

  • ALi

    I wish there was an option with no stars at aLL. Extremely terrible and misleading advisors. Never trust them but in case their offer was better than others, I DOUBT, make sure all what U agreed on is in contract and nothing hidden. RBC insurance advisors are as bad as RBC bank and never to be trusted.

  • Kshitiz

    I have been working with Babu for all my insurance related needs for last few years, he is very approachable and provides the best rates. He provides all the different options which best suits my budget as well Great professional to work with always !!

11

Secure Life Insurance

Serves Toronto, ON

Securelife Insurance Agency Inc. offers 24/7 access to Canadian-based licensed insurers, providing a wide range of insurance including life, health, travel, and dental. The team takes time to explain policies clearly and tailor recommendations to individual needs, though some clients have noted mixed experiences with customer interactions.

Services & Prices
Term Life Insurance $30 - $50
Whole Life Insurance $100 - $150
Universal Life Insurance $80 - $120
Single Trip Insurance $20 - $40
View Profile
(800) 746-9122
Open 9:00 AM - 7:00 PM
2960 Drew Rd Unit 151, Mississauga, ON L4T 0A5, Canada
General Services
Life Insurance
12

Lorna Downs Desjardins Insurance Agent

Serves Toronto, ON

With over three decades serving the Brampton and surrounding areas, this agency offers a range of insurance options including auto, home, life, and commercial coverage. Customers appreciate the team’s clear communication, personalized attention, and willingness to assist with questions, making insurance decisions feel straightforward and supported.

Services & Prices
Standard Auto Coverage $100 - $200
Comprehensive Coverage $150 - $300
Liability Coverage $50 - $150
Standard Home Insurance $800 - $1200
View Profile
(905) 455-4275
Open 9:00 AM - 5:00 PM
1 Bartley Bull Pkwy Unit 14, Brampton, ON L6W 3T7, Canada
General Services
Automobile Insurance
13

RBC Insurance

Serves Toronto, ON

Known for its attentive and knowledgeable agents, RBC Insurance offers a broad range of insurance products for individuals, businesses, and groups. The team is praised for clear explanations and helpful service, though some customers have noted occasional wait times and varying experiences between branches.

Services & Prices
Auto Insurance $100 - $200
Home Insurance $300 - $600
Life Insurance $200 - $400
Bank Account Setup $0 - $50
View Profile
(905) 863-5014
Open 10:00 AM - 4:00 PM
25 Peel Centre Dr #435, Brampton, ON L6T 3R5, Canada
General Services
Insurance
14

Ajay Financial Group Inc

Serves Toronto, ON

Ajay Financial Group Inc offers a broad range of insurance options, including travel, medical, and health coverage tailored for Canadian immigrants. The team helps clients navigate complex choices with patience and clear explanations. Customers appreciate their professionalism, responsiveness, and the trust they build over many years.

Services & Prices
Individual Health Insurance $100 - $300
Family Health Insurance $250 - $500
Critical Illness Insurance $150 - $400
Term Life Insurance $20 - $50
View Profile
(905) 475-0446
Open 9:00 AM - 5:00 PM
3601 York Regional Rd 7, Markham, ON L3R 0M3, Canada
General Services
Health Insurance
15

KNS Insurance Group

Serves Toronto, ON

KNS Insurance Group focuses on helping clients find insurance and financial solutions that fit their unique needs rather than just selling products. They offer private health and dental insurance plans across Ontario and the GTA, with agents who are known for honest guidance and responsiveness. Some clients note that the personalized approach means the process can take a bit more time.

Services & Prices
Home Insurance $100 - $200
Auto Insurance $150 - $300
Business Insurance $200 - $500
Investment Planning $50 - $150
View Profile
(647) 219-1414
Open 8:30 AM - 4:00 PM
600 Matheson Blvd W unit 5, Mississauga, ON L5R 4C1, Canada
General Services
Insurance
16

Akal Insurance Brokers Inc.

Serves Toronto, ON

Known for offering a wide range of insurance options, Akal Insurance Brokers focuses on health, life, travel, and personal financial planning. The team is responsive and willing to address questions thoroughly, though some callers have found the phone interactions challenging. Customers appreciate their competitive rates and personalized approach.

Services & Prices
Comprehensive Coverage $100 - $200
Liability Coverage $50 - $150
Collision Coverage $80 - $180
Standard Homeowners Insurance $300 - $600
View Profile
(905) 454-4500
Open 9:00 AM - 5:00 PM
7990 Kennedy Rd S #204, Brampton, ON L6W 0B3, Canada
General Services
Auto Insurance
17

Travel Insurance Office Inc. (TIO)

Serves Toronto, ON

With over 30 years of experience serving Canadian travelers, Travel Insurance Office Inc. offers clear, easy-to-understand policies and a user-friendly online application. The team is known for responsive, knowledgeable service and maintaining strong communication throughout the coverage process. Some callers may encounter phone menu delays, but agents strive to return calls promptly.

Services & Prices
Single Trip Insurance $50 - $100
Annual Multi-Trip Insurance $500 - $800
Long-Term Travel Insurance $300 - $600
Full Coverage RV Insurance $100 - $200
View Profile
(800) 550-1295
Open 9:00 AM - 5:00 PM
190 Bullock Dr Suite 1 & 2, Markham, ON L3P 7N3, Canada
General Services
Travel Insurance
18

RBC Insurance

Serves Toronto, ON

Known for offering a wide range of insurance options for all stages of life, RBC Insurance provides advice on auto, home, life, health, travel, and business coverage. Customers often mention the friendly and helpful team who work to find affordable rates, though some have experienced delays in follow-up communication.

Services & Prices
Car Insurance $100 - $200
Home Insurance $300 - $600
Life Insurance $20 - $50
Personalized Quotes $0 - $0
View Profile
(905) 927-7730
Open 10:00 AM - 4:00 PM
2880 Major Mackenzie Dr E #4, Markham, ON L6C 0G6, Canada
General Services
Insurance Services
19

Combined Insurance Company Of America

Serves Toronto, ON

Combined Insurance Company of America has been providing coverage for unexpected events for over a century, serving more than a million families. Their policies focus on protection for accidents and emergencies, with a loyalty program offering discounts on wellness, travel, and more. Some customers note challenges with customer service and claims processing.

Services & Prices
Extended Coverage $100 - $200
Basic Coverage $50 - $100
Health Claims Processing $75 - $150
Policy Cancellation Assistance $0 - $0
View Profile
(905) 858-2337
Closed Now
6711 Mississauga Rd suite 706, Mississauga, ON L5N 2W3, Canada
General Services
Health Insurance
20

MyDignity

Serves Toronto, ON

MyDignity specializes in home care insurance designed to help seniors remain in their homes with personalized support. The team reviews a wide range of market options to guide clients toward plans that cover services like meal preparation, cleaning, and physiotherapy. Customers appreciate the knowledgeable, caring service, though some note occasional challenges in communication.

Services & Prices
Personal Care $15 - $30
Meal Preparation $10 - $25
Laundry Services $10 - $20
Initial Assessment $50 - $100
View Profile
(416) 410-4155
Open 9:00 AM - 5:00 PM
600 Alden Rd, Markham, ON L3R 0E7, Canada
General Services
Home Care Insurance
21

RBC Insurance

Serves Toronto, ON

RBC Insurance offers a wide range of insurance products for individuals, businesses, and groups. Their services include home, auto, and life insurance, but customers often report difficulties reaching the team by phone and slow claim processing. While some have stayed with them for years, others find the customer service challenging.

Services & Prices
Basic Coverage $50 - $100
Comprehensive Coverage $100 - $200
Collision Coverage $100 - $250
Policy Changes $0 - $50
View Profile
(905) 863-5014
Open 10:00 AM - 4:00 PM
9495 Mississauga Rd Unit B, Brampton, ON L6X 0Z8, Canada
General Services
Auto Insurance
22

Waddell Insurance Brokers Limited

Serves Toronto, ON

Waddell Insurance Brokers Limited was founded in 1978 by Brian M. Waddell. It is an insurance brokerage that provides full-service services. We are able to offer our clients an extensive range of coverage options and competitive pricing because we have partnered with several financially sound insurers. The dedicated group of licensed brokers have the experience and knowledge to exceed… more...

Waddell Insurance Brokers Limited was founded in 1978 by Brian M. Waddell. It is an insurance brokerage that provides full-service services. We are able to offer our clients an extensive range of coverage options and competitive pricing because we have partnered with several financially sound insurers. The dedicated group of licensed brokers have the experience and knowledge to exceed expectations for our clients as well as their insurers. We strive to provide insurance products that are trustworthy, professional, and offer superior customer service. Our holistic approach to insurance is guided by the principles of Integrity. Accountability. Trust. Honesty. Our goal is to provide the best coverage possible at an affordable price. We are looking forward to helping you secure your insurance policy.

View Profile
(905) 712-8400
Open 8:30 AM - 4:30 PM
300-29 Tannery St. Mississauga, ON, L5M 1V1, Mississauga, ON L5R 4G7, Canada
23

ASK Insurance Brokers Inc.

Serves Toronto, ON

ASK Insurance, your online full-service insurance broker. We have been providing outstanding service for our customers since 2008 when we were founded. It's now time for us to go to the next stage and be a fully-serviced online broker. We offer both life and commercial insurance products, as well as personal insurance.

View Profile
(905) 604-2754
Open 9:00 AM - 5:00 PM
8901 Woodbine Ave, Markham, ON L3R 9Y4, Canada
24

PSW Insurance Canada

Serves Toronto, ON

Holman Insurance Brokers Ltd. specializes on Professional Liability Insurance and Errors & Omissions Insurance. This insurance is for Certified Caregivers and Therapy Practitioners, Personal Support Workers, Therapists, Complimentary Health Professions, Health Care professional, and Fitness professionals. PSWs (personal support workers) play an important role in the Ontarian health system. They… more...

Holman Insurance Brokers Ltd. specializes on Professional Liability Insurance and Errors & Omissions Insurance. This insurance is for Certified Caregivers and Therapy Practitioners, Personal Support Workers, Therapists, Complimentary Health Professions, Health Care professional, and Fitness professionals. PSWs (personal support workers) play an important role in the Ontarian health system. They make a huge contribution to our well-being and health. Clients, Aid Organizations, Home Care Employers, Long-Term Care Facilities, and Others will all require and demand insurance to recognize this professional status. We can also insure Developmental Services Worker (DSW).

View Profile
(905) 886-5630
Open 9:00 AM - 5:00 PM
1 Valleywood Dr Suite 100, Markham, ON L3R 5L9, Canada
Toronto Health Insurance Agencies stats: 24 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Insurance Explorer Inc. 5.0 101 $25 (647) 928-1565 Visit
2 Zensurance 4.8 104 $50 (888) 654-6030 Visit
3 Canada Protection Plan Inc 4.0 63 $15 (877) 851-9090 Visit
4 RBC Insurance 3.0 16 $50 (416) 955-6286 Visit
5 Sutton Special Risk 5.0 4 — (416) 366-2223 Visit
6 Ajay Sehravat, insurance agent, Ajay Financial Group Inc. 5.0 1 — (416) 817-3616 Visit
7 Canadian LIC - Harpreet Puri, Super Visa Insurance, Life Insurance Critical 5.0 497 $15 (416) 543-9000 Visit
8 American Income Life: AO 4.4 99 $10 (800) 824-0022 Visit
9 Begin Insurance Inc. 4.7 84 $50 (844) 774-6340 Visit
10 guard.me International Insurance 3.0 102 $20 (877) 873-8447 Visit
11 Secure Life Insurance 4.7 42 $20 (800) 746-9122 Visit
12 Lorna Downs Desjardins Insurance Agent 4.5 30 $50 (905) 455-4275 Visit
13 RBC Insurance 3.9 31 $20 (905) 863-5014 Visit
14 Ajay Financial Group Inc 5.0 22 $10 (905) 475-0446 Visit
15 KNS Insurance Group 4.9 18 $50 (647) 219-1414 Visit
16 Akal Insurance Brokers Inc. 4.0 19 $15 (905) 454-4500 Visit
17 Travel Insurance Office Inc. (TIO) 4.8 9 $50 (800) 550-1295 Visit
18 RBC Insurance 4.2 10 $20 (905) 927-7730 Visit
19 Combined Insurance Company Of America 2.9 14 $50 (905) 858-2337 Visit
20 MyDignity 4.0 8 $10 (416) 410-4155 Visit
21 RBC Insurance 1.8 14 $25 (905) 863-5014 Visit
22 Waddell Insurance Brokers Limited 4.0 3 — (905) 712-8400 Visit
23 ASK Insurance Brokers Inc. 5.0 1 — (905) 604-2754 Visit
24 PSW Insurance Canada 5.0 1 — (905) 886-5630 Visit

Frequently asked questions

8 questions
How do I choose the best health insurance agency in Toronto?
Choose based on verified customer reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica uses these factors for rankings.
What services do health insurance agencies provide?
Health insurance agencies help find insurance plans, assist with claims, and offer policy advice. They work with individuals and businesses to meet coverage needs.
How much do health insurance agencies in Toronto charge?
Fees vary; some agencies earn through commissions from insurers. Others may charge service fees. Always confirm costs upfront with the agency.
Are free consultations common with health insurance agencies?
Yes, many health insurance agencies offer free consultations to discuss your needs and potential coverage options before you commit.
What questions should I ask a health insurance agency before hiring?
Ask about their experience, types of plans offered, fees, how claims are handled, and customer support availability.
Do I need a health insurance agency in Ontario?
While not mandatory, agencies can simplify finding and managing health insurance, especially for complex needs or multiple policies.
How long does it take to get health insurance through an agency?
The process can vary but typically takes a few days to a couple of weeks, depending on the complexity of your needs and the insurer’s response time.
What is the role of a health insurance agent in Toronto?
Agents assist clients in selecting suitable health insurance plans, provide policy details, and support during claims processes.

General information, not medical advice — consult a qualified healthcare professional.

Our Methodology

Best 10 health insurance agency list assembly and recognition by TrustAnalytica for Toronto is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing health insurance agency companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 health insurance agency category.

The Process

1

Business Verification

Verified health insurance agency listings in Toronto are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive health insurance agency profiles offer vital details for informed decisions in Toronto.

3

Reviews And Ratings

Real-time customer ratings guide our health insurance agency rankings in Toronto, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top health insurance agency providers in Toronto.

5

AI Search Visibility

Every health insurance agency listing in Toronto is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.