Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.
Updated · lawyer rankings recalculated
The 2026 average is about $1,236 a month.
Enter your monthly benefit, or your salary.
Count from when benefits stopped (or should have started) until today.
Enter your age (18–64).
Share Lawyers Disability LawyersPremium
4.9 · 336 reviews · Disability claims
Free claim review →
Samfiru Tumarkin LLP Employment Lawyers
4.8 · 973 reviews · Disability claims
Free claim review →
General estimate only, not legal or tax advice. No lawyer–client relationship is created.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Joshua Goldberg Law focuses on personal injury and disability cases, working on a contingency fee basis so clients pay only if they win. The team is known for clear communication and patient guidance, helping clients understand the legal process during challenging times. Some find the process stressful, but the firm’s responsiveness offers steady support throughout. more...
Joshua Goldberg Law focuses on personal injury and disability cases, working on a contingency fee basis so clients pay only if they win. The team is known for clear communication and patient guidance, helping clients understand the legal process during challenging times. Some find the process stressful, but the firm’s responsiveness offers steady support throughout.
Share Lawyers Toronto focuses on disability benefits claims, drawing on over 35 years of experience helping individuals across Canada. The team handles cases involving insurance disputes and long-term disability, with clients often noting their professionalism and clear communication throughout the process. Some find the initial intake experience less personal, but many appreciate the support… more...
Share Lawyers Toronto focuses on disability benefits claims, drawing on over 35 years of experience helping individuals across Canada. The team handles cases involving insurance disputes and long-term disability, with clients often noting their professionalism and clear communication throughout the process. Some find the initial intake experience less personal, but many appreciate the support during challenging times.
MA LTD Lawyers ranks among the top ten. Its competitive advantage comes from the client-focused approach that MA LTD offers. The practice operates on a contingency fee. This means that the clients can say that MA LTD provides free initial consultations and clarifies every step of the process. Tom S. Yen, Sara Azghadi, and Andrew Franklin have over 60 years of experience in insurance litigation… more...
MA LTD Lawyers ranks among the top ten. Its competitive advantage comes from the client-focused approach that MA LTD offers. The practice operates on a contingency fee. This means that the clients can say that MA LTD provides free initial consultations and clarifies every step of the process. Tom S. Yen, Sara Azghadi, and Andrew Franklin have over 60 years of experience in insurance litigation, which is a great way to navigate clients’ threats and operations. A review supports the firm's reputation as a compassionate, hardworking, and supportive leader in the industry. MA LTD creates professional services, which is the area to raise. Its emphasis on information, communication, and client advocacy, particularly Sara Azghadi's approach, has completely improved competition and market share.
Samfiru Tumarkin LLP specializes in employment law, helping clients navigate workplace disputes including denied long-term disability claims. The team offers free, confidential consultations and is known for clear communication and knowledgeable guidance, though some clients note occasional delays in settlement processing. Their approach focuses on practical solutions for complex insurance and… more...
Samfiru Tumarkin LLP specializes in employment law, helping clients navigate workplace disputes including denied long-term disability claims. The team offers free, confidential consultations and is known for clear communication and knowledgeable guidance, though some clients note occasional delays in settlement processing. Their approach focuses on practical solutions for complex insurance and employment issues.
Monkhouse Law focuses on employment law, including wrongful dismissal and long-term disability cases. Their team offers consultations and guidance through severance negotiations and employment disputes, with clients appreciating their clear communication and thorough support, though some have noted varied experiences with responsiveness.
Resolute Legal Disability Lawyers focus on helping Canadians with long-term disability, workers’ compensation, and CPP disability claims. Their team provides detailed guidance and regular communication throughout the process, often sharing helpful resources like free guides and webinars. Clients appreciate their compassionate approach, though some note settlement amounts can vary.
Specializing in long-term disability cases, Michael Jordan Lawyer offers thorough guidance for those facing denied or pending LTD claims. The team provides clear explanations and timely updates, often going beyond typical legal support with compassionate communication. Some clients note the process can feel slow, but appreciate the patient and detailed approach throughout.
Specializing in employment-related disability issues, Scher Law advises on return-to-work plans, accommodations, discrimination, harassment investigations, and wrongful termination cases. Clients appreciate the team’s clear communication, professionalism, and supportive approach, though some note the straightforward style can feel direct at times.
Ertl Lawyers specializes in employment and disability law, with a strong focus on helping older workers secure severance pay and disability benefits. The team provides clear explanations and maintains good communication throughout cases, though some clients note the process can feel slow when employers delay responses.
Beard Winter LLP offers experienced legal support with a focus on saving clients time and money through their broad knowledge of domestic and international law. Their team handles various legal matters, and clients often highlight their professionalism and responsiveness, though some mention concerns about pricing and communication.
Cariati Law focuses on personal injury and wrongful death claims, including dog bite cases, helping clients navigate complex legal challenges after accidents. Their team offers free initial consultations and works to recover damages for medical expenses and lost wages. Some clients appreciate their professionalism and support, though a few have noted limits on case acceptance.
Nick at Share Lawyers was incredible to work with. He guided me through every step of my case, explained everything clearly, and made sure I understood all my options. His suggestions for resolving the matter were thoughtful and genuinely helpful. I felt supported the entire way. I’m very grateful f…
Hugh and his team are the absolute BEST! They were caring, professional, fair and incredibly knowledgeable throughout the entire process. I couldn’t have asked for a more positive experience. I highly recommend Hugh and his team. They couldn’t be better! A special thank you to Sara and Tamara as wel…
If you want to be taken for a ride then this is your law firm. Do not waste your time the lawyer we had did a little as possible and just made it the most unforgettable time.
This is the second time I’ve used SamFiru Tumarkin and once again they didn’t disappoint. Jeremy Herman and Kirsten Anderson were instrumental in helping me achieve the result I was looking for. Andrew Goldberg also initiated the claim and referred me to Jeremy Herman. Jeremy was a great referral. I…
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Share Lawyers Disability Lawyers | 4.9 | 336 | Free Consultation | (866) 964-9792 | Visit |
| 2 | MA LTD Lawyers | 5.0 | 3 | — | (647) 956-4939 | Visit |
| 3 | Samfiru Tumarkin LLP Employment Lawyers | 4.8 | 973 | $20 | (416) 861-9065 | Visit |
| 4 | Monkhouse Law Employment Lawyers | 4.8 | 101 | $150 | (647) 370-6274 | Visit |
| 5 | Resolute Legal Disability Lawyers | 5.0 | 70 | $1,000 | (647) 424-4414 | Visit |
| 6 | Michael Jordan Lawyer | 5.0 | 66 | $100 | (416) 460-6823 | Visit |
| 7 | Scher Law | 4.5 | 37 | $1,000 | (416) 515-9686 | Visit |
| 8 | Ertl Lawyers | 5.0 | 24 | $100 | (888) 222-6184 | Visit |
| 9 | Beard Winter LLP | 4.2 | 20 | $150 | (416) 593-5555 | Visit |
| 10 | Cariati Law Toronto Injury Lawyers | 4.5 | 15 | No Win, No Fee | (905) 629-8040 | Visit |
This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any CPP-D offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.
General information about Ontario disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.
General information, not legal advice — consult a licensed Ontario lawyer.