Matthews Abogado Long-Term Disability Lawyers (MA LTD) is a Toronto-based legal practice specializing in the complex field of long-term disability insurance claims. Led by partners Tom S. Yen, Sara Azghadi, and Andrew Franklin, the firm draws on over 60 years of combined experience in insurance litigation to help clients across Ontario—via of fices in Toronto, London, and Ottawa—navigate denials, appeals, and lawsuits against insurers. MA LTD operates on a contingency-fee basis (so clients pay only when a favorable outcome is achieved), prioritizes clear communication and client support, and offers a free initial consultation to guide claimants through every stage of the process.