Modern Home Lending

About Modern Home Lending

Modern Home Lending is a mortgage broker that aims to simplify the home financing process for homebuyers and homeowners. They differentiate themselves by comparing loan options from over 40 lenders to secure the best deals for their clients, often closing loans in as little as two weeks. The company emphasizes a stress-free experience and offers custom loan options. They are licensed in Arizona, Colorado, Florida, and Georgia, and have accumulated over 150 five-star reviews, highlighting their commitment to customer satisfaction and expertise in the mortgage industry. Their mission is to make a positive impact on the lives of their clients and the community through modern and efficient financing solutions.

Why Choose Modern Home Lending

Modern Home Lending stands out by acting as an independent mortgage broker, which allows them to shop rates and terms from more than 40 lenders, unlike traditional banks that can only offer their own products. They pride themselves on transparency and a customer-centric approach, charging $0 in processing or underwriting fees. This commitment to saving clients money, combined with a high volume of positive customer reviews (150+ five-star ratings), demonstrates their dedication to providing exceptional value and service. Their ability to close loans quickly, often within two weeks, and their licensing across multiple states further solidify their position as a trusted and efficient partner in home financing.

Modern Home Lending Offers

Modern Home Lending provides a comprehensive suite of mortgage services designed to meet diverse client needs, including home purchases, refinances, and Home Equity Lines of Credit (HELOCs). For home purchases, they offer options to check affordability, review loan choices, obtain pre-approvals, and get clear payment estimates. Refinance services include lowering interest rates and payments, shortening loan terms, or cashing out equity. Their HELOC and second mortgage options provide access to home equity through fixed or adjustable rates, suitable for primary residences, second homes, and investment properties, with a quick closing time of 1-3 weeks. They also specialize in various loan types such as FHA, VA, HUD 184, Jumbo, Reverse, Renovation, DSCR Rental, and loans for self-employed individuals and non-warrantable condos.

Unique Advantages

Modern Home Lending distinguishes itself by comparing over 40 lenders to find the best mortgage rates and terms for clients, a significant advantage over single-bank offerings. They operate with a $0 processing and underwriting fee policy, directly saving customers money. The company boasts a rapid closing time, often as short as two weeks, and has garnered over 150 five-star reviews, underscoring their high level of customer satisfaction and service quality. They are licensed in four states: Arizona, Colorado, Florida, and Georgia.