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  2. Top Mortgage Brokers
  3. Mortgage Brokers in Arizona
  4. Scottsdale

Top Mortgage Brokers In Scottsdale

10 in Scottsdale · 20 nearby
Scottsdale Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10 +20 nearby
Average rating
5.0 1435 reviews
Typical service price
$200 – $500 Median of 21 priced services
Most-offered services
Mortgage ServicesCustomer SupportLoan ConsultationHome Loan ServicesClosing Services
What customers praise
recommend×28highly recommend×21very responsive×3attention to detail×3
Mortgage brokerScottsdale, AZ

1

Austin Bates - Licensed Mortgage Loan Officer

Licensed mortgage loan officers at this team guide clients through every step of the loan process with clear communication and responsiveness. They offer mortgage loan services designed to make financing straightforward and timely. Customers appreciate the friendly, informative approach, though some note the fast pace may feel brisk.

View Profile
(480) 529-6254
Closed Now
9221 East Vía de Ventura, Scottsdale, AZ 85258
2

Chris Allen - Trusted Mortgage, Inc.

Known for their thoroughness and responsiveness, Chris Allen - Trusted Mortgage, Inc. guides clients through every step of the mortgage process, from pre-approval to closing. The team is praised for clear communication and timely updates, helping first-time buyers and experienced clients feel confident throughout their home purchase or refinance.

Services & Prices
Pre-Approval $50 - $100
Home Purchase Financing $500 - $1000
Refinancing $300 - $800
Personal Check-Ins $0 - $50
View Profile
(425) 591-3471
Open 00:00 - 23:59
7621 E Rose Garden Ln, Scottsdale, AZ 85255
General Services
Mortgage Services
3

Modern Home Lending

Modern Home Lending stands out by comparing loan options from over 40 lenders to find competitive rates and terms, often closing loans in as little as two weeks. They offer services for home purchases, refinancing, and HELOCs, with a focus on clear communication and low fees. Customers appreciate their responsiveness and straightforward guidance throughout the process.

Services & Prices
Home Loan Assistance $300 - $600
HELOC Loans $400 - $800
Financing Processing $200 - $400
Fee Structure Explanation $50 - $150
View Profile
(480) 598-8700
Open 00:00 - 23:59
4250 N Drinkwater Blvd Ste 300, Scottsdale, AZ 85251
General Services
Mortgage Brokerage
4

Ryan Spencer - AZ Mortgage Group LLC - Mortgage Broker

AZ Mortgage Group LLC focuses on clear communication and a straightforward mortgage process, making it easier for first-time homebuyers and repeat clients alike. The team handles purchases and refinances, keeping customers informed at every step. While the process is smooth and timely, some may find the detailed explanations a bit lengthy.

Services & Prices
Home Purchase Loans $2000 - $4000
Refinancing $1500 - $3500
First-Time Home Buyer Assistance $1000 - $2500
Initial Consultation $100 - $300
View Profile
(602) 738-9500
Closed Now
7010 E Acoma Dr Ste 101, Scottsdale, AZ 85254
General Services
Mortgage Services
5

AZ Mortgage Broker, LLC

With over 20 years of experience, AZ Mortgage Broker, LLC focuses on providing personalized attention and clear communication throughout the mortgage process. They offer a variety of loan options including conventional, FHA, VA, jumbo loans, and refinancing, along with Arizona-specific services like divorce planning. Clients appreciate the team’s thoroughness and support, which helps ease the… more...

With over 20 years of experience, AZ Mortgage Broker, LLC focuses on providing personalized attention and clear communication throughout the mortgage process. They offer a variety of loan options including conventional, FHA, VA, jumbo loans, and refinancing, along with Arizona-specific services like divorce planning. Clients appreciate the team’s thoroughness and support, which helps ease the stress of home financing.

Services & Prices
Home Purchase Mortgage $3000 - $5000
Refinance Mortgage $2000 - $4000
Mortgage Consultation $100 - $300
Conventional Loan $3000 - $5000
View Profile
(602) 930-2529
Closed Now
9375 E Shea Blvd Ste 261, Scottsdale, AZ 85260
General Services
Mortgage Services
Where they are 30 on the map Click a pin for the profile and directions
6

Nolan Mortgage: Scott Nolan, Mortgage Broker

Known for clear communication and timely loan closings, Nolan Mortgage helps clients navigate home purchases and refinancing with personalized support. The team works with first-time buyers, move-up buyers, and investors, offering competitive rates and guidance to simplify complex mortgage steps. Customers appreciate the professional, organized approach throughout the process.

Services & Prices
Conventional Home Loans $3000 - $6000
FHA Loans $2500 - $5500
VA Loans $2000 - $5000
Rate-and-Term Refinance $2000 - $4500
View Profile
(480) 443-2500
Closed Now
7373 E Doubletree Ranch Rd Unit 200, Scottsdale, AZ 85258
General Services
Home Loan Services
7

Adam Hawkins - Mortgage Broker

Known for clear guidance and responsiveness, Adam Hawkins helps clients navigate home loans with patience and professionalism. The team offers personalized mortgage options and support throughout the process, making it easier for first-time buyers and others to secure affordable financing. Customers appreciate the friendly, attentive service and timely communication.

Services & Prices
First-Time Homebuyer Loans $0 - $0
Refinancing Services $500 - $1500
Loan Consulting $100 - $300
General Inquiries $0 - $0
View Profile
(480) 789-3985
Closed Now
7825 E Gelding Dr #102, Scottsdale, AZ 85260
General Services
Home Loan Services
8

Expert Mortgage Financing LLC

Expert Mortgage Financing LLC focuses on educating clients to help them make informed mortgage decisions, offering a range of loan options from first-time homebuyer programs to refinancing and investment property loans. The team is praised for clear communication and personalized service, though some may find their hands-on approach more involved than other brokers.

View Profile
(602) 677-5859
Closed Now
10388 E Wood Dr, Scottsdale, AZ 85260
9

AZ Loan Help — Mortgage Broker Scottsdale

AZ Loan Help focuses on securing mortgage approvals when traditional banks may decline, offering personal, residential, and commercial loan options. Their team guides clients through home purchases and refinancing with clear explanations and responsive support. Customers appreciate the thorough communication and personalized approach, though timely document submission is key to keeping the… more...

AZ Loan Help focuses on securing mortgage approvals when traditional banks may decline, offering personal, residential, and commercial loan options. Their team guides clients through home purchases and refinancing with clear explanations and responsive support. Customers appreciate the thorough communication and personalized approach, though timely document submission is key to keeping the process moving smoothly.

Services & Prices
Home Loan Consultation $50 - $100
Pre-Qualification $0 - $50
Loan Processing Assistance $300 - $500
Rate Comparison $0 - $100
View Profile
(480) 228-1089
Closed Now
8767 East Vía de Ventura Suite 120, Scottsdale, AZ 85258
General Services
Mortgage Services
10

Arizona Lending Group

Known for a straightforward and responsive approach, Arizona Lending Group helps clients with mortgage loans and refinancing. The team guides borrowers through each step, aiming to make the process clear and manageable. Customers appreciate their professionalism and helpful communication throughout.

Services & Prices
Mortgage Loans $2000 - $5000
Refinancing $1500 - $4000
Home Equity Loans $1000 - $3000
View Profile
(480) 788-2541
Closed Now
7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251
General Services
Mortgage Services

Latest reviews of Scottsdale Mortgage Brokers

Written on TrustAnalytica by clients of the businesses in this list
  • Karen H.

    We couldn't be more thrilled with the service we received from Agave home loans. I was surprised to learn that this is a new company as the service we received was superior to that of any company we've worked with in the past. We were fortunate enough to work with Zaid and Ruben and let me tell you…

11

X2 Mortgage

Serves Scottsdale, AZ
Verified

Known for personalized guidance and fast approvals, X2 Mortgage helps homebuyers, homeowners, and investors find flexible loan options including FHA, VA, USDA, and non-QM programs. The team is praised for clear communication and responsiveness, making the mortgage process easier to navigate, especially for first-time buyers.

Services & Prices
First Time Homebuyer Assistance $500 - $1000
Mortgage Rate Comparison $0 - $200
Credit Consultation $100 - $300
Document Preparation $100 - $300
View Profile
(480) 992-4200
Closed Now
145 E Chilton Dr, Chandler, AZ 85225, USA
General Services
Mortgage Brokerage
12

Home Loans by Paige: Paige Martinez, Mortgage Broker

Serves Scottsdale, AZ
Verified

With extensive experience across every stage of the home loan process, Home Loans by Paige offers clear communication and reliable support from application to closing. The team handles purchase and refinance loans, guiding clients patiently and keeping them informed. Customers appreciate the smooth process and timely closings, though some note the thoroughness can require patience.

Services & Prices
Home Purchase Loans $300000 - $500000
Refinancing $250000 - $350000
Cash-Out Refinancing $200000 - $400000
Loan Consultation $0 - $500
View Profile
(602) 448-4470
Closed Now
3420 E Shea Blvd #200, Phoenix, AZ 85028, USA
General Services
Home Loans
13

The Sandell Team - NFM Lending

Serves Scottsdale, AZ

Known for combining local expertise with the backing of a nationwide lender, The Sandell Team - NFM Lending offers a variety of mortgage options for first-time buyers, veterans, and those refinancing. The team provides clear communication and personalized support, helping clients navigate home financing with confidence and ease.

Services & Prices
Home Purchase Loan $2000 - $5000
Refinancing $2000 - $4000
VA Loan $2000 - $4500
Pre-approval Consultation $100 - $300
View Profile
(888) 691-9979
Closed Now
58 S River Dr #330, Tempe, AZ 85288
General Services
Mortgage Lending
14

Lennar Mortgage, LLC Arizona

Serves Scottsdale, AZ

With over 50 years of experience, Lennar Mortgage specializes in financing new construction homes, offering personalized guidance throughout the loan process. Their team helps clients navigate pre-qualification and loan applications while providing tools like mortgage calculators. Customers appreciate clear communication and a smooth, well-explained experience from start to finish.

Services & Prices
Home Purchase Loans $2000 - $5000
Refinancing Loans $1500 - $4000
Loan Consultation $100 - $300
Payment Processing $10 - $30
View Profile
(480) 783-8400
Open 00:00 - 23:59
1665 W Alameda Dr Ste 130 A, Tempe, AZ 85282
General Services
Mortgage Services
15

AZ Lending Experts, LLC

Serves Scottsdale, AZ

AZ Lending Experts operates as an independent mortgage broker, comparing rates from multiple lenders to find competitive options for borrowers. They offer a variety of home loan programs, including conventional, FHA, VA, jumbo, and 203K rehab loans, guiding clients through pre-approval to closing. Customers appreciate their clear communication and smooth, responsive service throughout the process.

View Profile
(480) 566-9311
Closed Now
114 W Main St Ste 112, Mesa, AZ 85201
16

1st Rate Home Mortgage, Inc

Serves Scottsdale, AZ

Known for its personalized approach, 1st Rate Home Mortgage offers fast pre-approvals and a range of home loan options, including refinancing and VA programs. The team is praised for clear communication and helpful guidance, though some clients note the process can still feel detailed despite the user-friendly online tools.

Services & Prices
VA IRRL $300 - $500
Home Refinance $250 - $450
First-Time Homebuyer Assistance $150 - $300
Documentation Review $100 - $200
View Profile
(480) 776-2555
Closed Now
1400 E Southern Ave, Tempe, AZ 85282
General Services
Mortgage Services
17

Legacy Lending USA

Serves Scottsdale, AZ

Specializing in FHA and Conventional loans, Legacy Lending USA focuses on helping Tempe-area borrowers navigate home purchases and refinancing with a streamlined application process. Their services include a variety of loan programs tailored to individual needs, and clients often note the team’s patience and helpfulness throughout the sometimes complex mortgage process.

View Profile
(480) 776-6050
Closed Now
4500 S Lakeshore Dr #205, Tempe, AZ 85282
18

Starwest Mortgage Corporation

Serves Scottsdale, AZ

Known for its innovative "No Cost Loan" program that covers all closing costs, Starwest Mortgage Corporation offers competitive rates and flexible mortgage options across Arizona, Utah, and Colorado. The team provides clear communication and a straightforward process, with clients appreciating their honesty and personalized guidance throughout refinancing and home purchase transactions.

Services & Prices
Home Purchase Financing $2000 - $5000
Refinancing Services $1500 - $4000
Investment Property Financing $2500 - $6000
Loan Consultation $100 - $300
View Profile
(480) 962-5665
Closed Now
1818 E Southern Ave #15c, Mesa, AZ 85204
General Services
Mortgage Services
19

Echo Home Loans

Serves Scottsdale, AZ

Echo Home Loans focuses on providing a smooth and efficient mortgage process, often working closely with clients over multiple transactions. The team handles home loans and refinancing with attention to securing competitive rates and clear communication. Customers appreciate their professionalism and responsiveness throughout each step.

Services & Prices
Home Purchase Loans $2000 - $3000
Refinance Loans $1500 - $2500
Pre-Approval Services $500 - $1000
Initial Consultation $100 - $200
View Profile
(480) 773-1870
Closed Now
1910 S Stapley Dr #221, Mesa, AZ 85204
General Services
Mortgage Services
20

Agave Home Loans

Serves Scottsdale, AZ

Agave Home Loans focuses on clear communication and honest advice throughout the mortgage process. The team offers home purchase and refinancing loans, guiding clients step-by-step while keeping them well informed. Customers appreciate their fast turnaround and straightforward approach, though some note the company is relatively new.

Services & Prices
New Home Purchase $2000 - $5000
Home Refinance $2000 - $4000
Cash-Out Refinance $2500 - $4500
Document Preparation $1000 - $2500
View Profile
(833) 316-3170
Closed Now
7776 S Pointe Pkwy E Ste 100,Phoenix, AZ 85044
General Services
Home Loans
21

Fairway Independent Mortgage Corporation

Serves Scottsdale, AZ

Fairway Independent Mortgage Corporation handles all mortgage steps locally in Phoenix, offering both brokerage and banking services to help find the right loan program. The team is known for clear communication and responsiveness throughout the process, guiding clients smoothly from pre-qualification to closing. Some customers note the process can be fast-paced but appreciate the thorough… more...

Fairway Independent Mortgage Corporation handles all mortgage steps locally in Phoenix, offering both brokerage and banking services to help find the right loan program. The team is known for clear communication and responsiveness throughout the process, guiding clients smoothly from pre-qualification to closing. Some customers note the process can be fast-paced but appreciate the thorough updates.

Services & Prices
Home Purchase Loans $2000 - $5000
Refinancing $2000 - $4000
Pre-Qualification $0 - $200
Document Submission $0 - $100
View Profile
(602) 265-5626
Closed Now
100 W Portland St Unit 106,Phoenix, AZ 85003
General Services
Mortgage Services
22

Road to Home Mortgage, LLC

Serves Scottsdale, AZ

Road to Home Mortgage focuses on simplifying the mortgage process for first-time buyers and homeowners, aiming to make each step clear and manageable. The team assists with home purchases and refinancing, often noted for their responsiveness and guidance throughout the process. Some clients mention occasional delays but appreciate the transparent communication.

Services & Prices
Home Purchase Mortgage $3000 - $5000
Refinance Mortgage $2000 - $4000
VA Loan $2500 - $4500
Mortgage Consultation $100 - $300
View Profile
(602) 888-7990
Open 00:00 - 23:59
7220 N 16th St Ste A Unit 1,Phoenix, AZ 85020
General Services
Mortgage Services
23

Signature Home Loans Presents The Mortgage Brothers Team

Serves Scottsdale, AZ

Known for their deep roots in Phoenix real estate and over 18 years of local experience, Signature Home Loans Presents The Mortgage Brothers Team specializes in helping clients secure mortgages with clear communication and personalized attention. They assist with a range of loan options and are often praised for their responsiveness and ability to simplify the process, though some clients note… more...

Known for their deep roots in Phoenix real estate and over 18 years of local experience, Signature Home Loans Presents The Mortgage Brothers Team specializes in helping clients secure mortgages with clear communication and personalized attention. They assist with a range of loan options and are often praised for their responsiveness and ability to simplify the process, though some clients note the fast pace can feel intense.

Services & Prices
Home Purchase Loans $300000 - $500000
VA Loans $250000 - $450000
First-Time Home Buyer Loans $250000 - $400000
Cash-Out Refinancing $250000 - $450000
View Profile
(602) 535-2171
Closed Now
1599 E Orangewood Ave Suite 200, Phoenix, AZ 85020, USA
General Services
Mortgage Services
24

Bonelli Financial Group

Serves Scottsdale, AZ

Bonelli Financial Group is known for its attentive and knowledgeable mortgage team that helps clients navigate complex financing options with care and patience. They offer mortgage brokerage services focused on clear communication and support throughout the process. Customers appreciate the team’s responsiveness and thoroughness, though some note the experience can require patience.

Services & Prices
Mortgage Consultation $50 - $100
Loan Application Assistance $100 - $200
Pre-Approval Process $30 - $70
Ongoing Communication $0 - $50
View Profile
(800) 266-3554
Closed Now
136 W Main St #101, Mesa, AZ 85201
General Services
Mortgage Services
25

Orion Mortgage Corporation

Serves Scottsdale, AZ

Orion Mortgage Corporation has built its business on client referrals over 18 years, focusing on clear communication throughout the mortgage process. The team assists with mortgage loans, refinancing, and keeps clients informed every step of the way. Customers appreciate their professionalism and responsiveness, though some note occasional delays linked to the lending bank’s requirements.

Services & Prices
Mortgage Financing $500 - $1000
Refinancing $300 - $700
First-Time Home Buyer Assistance $250 - $600
Loan Process Guidance $200 - $400
View Profile
(602) 912-0222
Closed Now
11120 N Tatum Blvd #100, Phoenix, AZ 85028, USA
General Services
Mortgage Services
26

NOVA® Home Loans - Phoenix Office

Serves Scottsdale, AZ

NOVA® Home Loans is known for transparent communication and responsive service, making the mortgage process smoother for first-time buyers and refinancers alike. Their team offers a range of flexible loan options, including VA loans, and is often praised for clear guidance and quick closings. Some clients note occasional delays but appreciate the overall support.

Services & Prices
First-Time Home Buyer Loan $2500 - $3000
VA Loan $2000 - $2500
Conventional Loan $3000 - $3500
Cash-Out Refinance $1500 - $2000
View Profile
(602) 224-4840
Closed Now
3900 E Camelback Rd #200, Phoenix, AZ 85018, USA
General Services
Home Loan Services
27

Galaxy Lending Group, LLC - nmls 142766

Serves Scottsdale, AZ

About Galaxy Lending GroupGalaxy Lending Group LLC is a mortgage lending company dedicated to providing personalized mortgage solutions with integrity. They aim to make the home buying or refinancing process less stressful by guiding clients every step of the way. The company offers fast, customized quotes and competitive rates, ensuring a seamless experience from application to funding, often… more...

About Galaxy Lending GroupGalaxy Lending Group LLC is a mortgage lending company dedicated to providing personalized mortgage solutions with integrity. They aim to make the home buying or refinancing process less stressful by guiding clients every step of the way. The company offers fast, customized quotes and competitive rates, ensuring a seamless experience from application to funding, often within 30 days. Their focus is on empowering clients to achieve their homeownership dreams and financial goals through expert advice and efficient service.Why Choose Galaxy LendingGalaxy Lending Group LLC stands out for its commitment to service with integrity, offering personalized mortgage solutions and fast, customized quotes. They pride themselves on a streamlined, 100% online loan application process designed for quick and seamless approvals. Clients benefit from competitive rates and a team of experienced Mortgage Advisors who provide guidance throughout the buying or refinancing journey, ensuring a confident and efficient experience. Their ability to fund loans quickly also helps clients secure their desired homes without delay.Galaxy Lending Group OffersGalaxy Lending Group LLC specializes in a comprehensive range of mortgage services, including home purchase loans and refinancing options. They offer various loan types such as 30-year fixed, 15-year fixed, Adjustable Rate Mortgages (ARMs), FHA loans, VA loans, Jumbo loans, 203K renovation loans, USDA loans, and Reverse Mortgages. Additionally, they provide popular tools like a mortgage calculator, a GOAL simulator, and a Home Purchase Qualifier. Their services are designed to help clients analyze refinance options, compare mortgage rates, secure home purchase loans, and evaluate property values, all aimed at finding the best financial solutions for their unique needs.Unique AdvantagesGalaxy Lending Group LLC distinguishes itself through its rapid funding capabilities, often completing loan processes in under 30 days. They emphasize a client-centric approach, offering personalized mortgage solutions tailored to individual needs. The company provides a streamlined, fully online application process for maximum convenience. Furthermore, they offer a unique GOAL program designed to assist clients in achieving their homeownership objectives.

View Profile
(602) 595-1233
Closed Now
6515 S Rural Rd Suite 104, Tempe, AZ 85283
28

Desert Springs Mortgage, LLC

Serves Scottsdale, AZ

Desert Springs Mortgage specializes in simplifying the mortgage process for buyers and those refinancing homes across several states, including Arizona and California. The team guides clients through loan options with clear explanations and timely communication, helping to reduce the usual stress involved. Some find the overall financing process still somewhat complex, but appreciate the support… more...

Desert Springs Mortgage specializes in simplifying the mortgage process for buyers and those refinancing homes across several states, including Arizona and California. The team guides clients through loan options with clear explanations and timely communication, helping to reduce the usual stress involved. Some find the overall financing process still somewhat complex, but appreciate the support provided.

Services & Prices
Home Purchase Loans $200 - $500
Mortgage Refinancing $200 - $500
Pre-qualification Services $100 - $300
Interest Rate Analysis $50 - $150
View Profile
(623) 432-1309
Closed Now
2415 E Camelback Rd suite 700 office 772, Phoenix, AZ 85016, USA
General Services
Mortgage Services
29

Misty Crockett - Mortgage Loan officer - Mortgages by Misty

Serves Scottsdale, AZ

About Mortgages by MistyMortgages by Misty is a top-rated mortgage brokerage based in Tempe, AZ, specializing in helping individuals and families secure the right home loan. With over 21 years of experience, Misty Garrison and her team are dedicated to providing personalized service and expert guidance throughout the home-buying and refinancing process. They pride themselves on understanding each… more...

About Mortgages by MistyMortgages by Misty is a top-rated mortgage brokerage based in Tempe, AZ, specializing in helping individuals and families secure the right home loan. With over 21 years of experience, Misty Garrison and her team are dedicated to providing personalized service and expert guidance throughout the home-buying and refinancing process. They pride themselves on understanding each client's unique financial situation to match them with the most suitable mortgage product. Serving the Phoenix Metropolitan area and beyond, Mortgages by Misty aims to make the journey to homeownership smooth, efficient, and stress-free, ensuring clients can achieve their dream of owning a home in Arizona.Credentials & ExpertiseWith over 21 years of dedicated experience in the mortgage industry, Misty Garrison, a local loan officer with Barrett Financial Group, LLC, brings a wealth of knowledge and expertise to her clients. She is recognized as a top-rated mortgage broker in Tempe, AZ, and holds NMLS #624292. The company is powered by Barrett Financial Group, LLC, NMLS #181106. Misty's commitment to client success is reflected in numerous positive reviews highlighting her professionalism, patience, and ability to navigate complex loan scenarios. Her deep understanding of the local real estate market and strong network of professionals further solidify her credibility as a trusted advisor.Mortgages by Misty OffersMortgages by Misty offers a comprehensive range of home loan solutions tailored to meet diverse client needs. These include Conventional, VA, FHA, Jumbo, USDA, Bank Statement Loans, and Investment Property Loans, with a special focus on assisting First-Time Home Buyers. Whether clients are looking to purchase a new home or refinance an existing one, Misty Garrison provides expert guidance to select the ideal loan product. The company emphasizes a streamlined process, aiming for quick closings and ensuring clients are well-informed and comfortable at every stage, from initial consultation to final approval.Unique AdvantagesMortgages by Misty distinguishes itself through its extensive 21+ years of industry experience and a highly personalized approach to mortgage lending. Misty Garrison's commitment to understanding individual client needs ensures tailored solutions, not one-size-fits-all options. The company leverages strong local market knowledge and a robust network to facilitate smooth transactions and quick closings. Clients consistently praise Misty's exceptional communication, patience, and dedication, making her a trusted resource for achieving homeownership goals.

View Profile
(480) 842-1168
Closed Now
4625 S Lakeshore Dr #420, Tempe, AZ 85282
30

Xavier Alcala - Powered by Independence Home Loans

Serves Scottsdale, AZ

About Xavier AlcalaXavier Alcala is a dedicated Mortgage Broker and Branch Manager with over 8 years of experience in the mortgage industry. He specializes in providing personalized mortgage solutions for a diverse range of clients, including first-time homebuyers, real estate investors, and those looking to refinance. Alcala's mission is to guide clients through the complexities of mortgage… more...

About Xavier AlcalaXavier Alcala is a dedicated Mortgage Broker and Branch Manager with over 8 years of experience in the mortgage industry. He specializes in providing personalized mortgage solutions for a diverse range of clients, including first-time homebuyers, real estate investors, and those looking to refinance. Alcala's mission is to guide clients through the complexities of mortgage financing with honesty, transparency, and a commitment to their unique financial goals. He prides himself on treating each client's home purchase or refinance as if it were his own, ensuring a personalized and supportive experience. His expertise spans over 100 loan products, allowing him to offer tailored solutions that meet individual needs.Credentials & ExpertiseXavier Alcala is a licensed Mortgage Loan Originator, regulated at both state and federal levels, ensuring adherence to strict compliance standards and consumer protection laws. His professional standing is publicly verifiable, offering a high degree of transparency and accountability. With over 8 years of experience and access to more than 100 loan products, Alcala possesses extensive knowledge in various mortgage types, including conventional, jumbo, VA, FHA, Non-QM, and HELOCs. He is also bilingual, offering services in both English and Spanish, further enhancing his accessibility to a broader client base.Mortgage Solutions OfferedAlcala offers a comprehensive suite of mortgage services designed to meet diverse client needs. This includes expert guidance on refinancing and cash-out options to optimize existing home loans, as well as solutions for second mortgages and Home Equity Lines of Credit (HELOCs). He provides competitive financing for conventional and jumbo loans, catering to primary residences and high-value properties. For real estate investors, he offers specialized financing, including DSCR loans and LLC structuring. First-time homebuyers receive patient, step-by-step support, while veterans can leverage VA loans with specialized benefits. Additionally, he assists borrowers with unique financial situations through Non-QM and portfolio loans.Unique AdvantagesXavier Alcala distinguishes himself through a client-centric approach emphasizing trust and transparency. He offers access to over 50 mortgage solutions, enabling him to compare options across multiple institutions to secure the best terms for his clients. His commitment to prompt responses and consistent communication ensures clients are never left waiting. Alcala also provides bilingual service in English and Spanish, making him accessible to a wider range of clients. His extensive experience and broad product access allow him to navigate complex financial situations effectively.

View Profile
(602) 584-7463
Closed Now
398 S Mill Ave #301, Tempe, AZ 85281

Scottsdale Mortgage Statistics

Home-purchase lending in Maricopa County and home costs in Scottsdale, AZ (latest HMDA and Census data)

Lenders made 55,262 home-purchase loans in Maricopa County in 2025 (average about $493,000) and denied 6,296 — 10% of decided applications, compared with 11% across Arizona, according to federal mortgage data (HMDA, CFPB). In Scottsdale, the median home is worth $789,800 and 60% of owners have a mortgage, paying a median $2,577 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
55,262▲ 2%54,313 in 2024
Denial rate
10%AZ 11%
Median home value
$789,800AZ $394,500
Monthly cost with a mortgage
$2,577median · AZ $1,803
Refinance loans made (Maricopa County, 2025)
33,966 · 24,769 in 2024
Home-improvement loans made (2025)
10,851
Average home-purchase loan
$493,000 (AZ $432,000)
Owners with a mortgage
60% · 31% of them spend 30%+ of income on housing
Median household income
$110,886 (AZ $79,964)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Maricopa County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Scottsdale Mortgage Brokers stats: 30 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Austin Bates - Licensed Mortgage Loan Officer 5.0 417 — (480) 529-6254 Visit
2 Chris Allen - Trusted Mortgage, Inc. 5.0 223 $50 (425) 591-3471 Visit
3 Modern Home Lending 5.0 156 $20 (480) 598-8700 Visit
4 Ryan Spencer - AZ Mortgage Group LLC - Mortgage Broker 5.0 149 $100 (602) 738-9500 Visit
5 AZ Mortgage Broker, LLC 5.0 114 $50 (602) 930-2529 Visit
6 Nolan Mortgage: Scott Nolan, Mortgage Broker 5.0 109 $100 (480) 443-2500 Visit
7 Adam Hawkins - Mortgage Broker 5.0 92 $50 (480) 789-3985 Visit
8 Expert Mortgage Financing LLC 5.0 75 — (602) 677-5859 Visit
9 AZ Loan Help — Mortgage Broker Scottsdale 5.0 60 $50 (480) 228-1089 Visit
10 Arizona Lending Group 5.0 40 $1,000 (480) 788-2541 Visit
11 X2 Mortgage 5.0 167 $25 (480) 992-4200 Visit
12 Home Loans by Paige: Paige Martinez, Mortgage Broker 5.0 100 $50 (602) 448-4470 Visit
13 The Sandell Team - NFM Lending 4.9 1106 $50 (888) 691-9979 Visit
14 Lennar Mortgage, LLC Arizona 4.8 545 $10 (480) 783-8400 Visit
15 AZ Lending Experts, LLC 4.9 341 — (480) 566-9311 Visit
16 1st Rate Home Mortgage, Inc 5.0 328 $10 (480) 776-2555 Visit
17 Legacy Lending USA 5.0 225 — (480) 776-6050 Visit
18 Starwest Mortgage Corporation 5.0 169 $50 (480) 962-5665 Visit
19 Echo Home Loans 5.0 153 $100 (480) 773-1870 Visit
20 Agave Home Loans 5.0 104 $100 (833) 316-3170 Visit
21 Fairway Independent Mortgage Corporation 5.0 101 $50 (602) 265-5626 Visit
22 Road to Home Mortgage, LLC 5.0 100 $50 (602) 888-7990 Visit
23 Signature Home Loans Presents The Mortgage Brothers Team 5.0 100 $50 (602) 535-2171 Visit
24 Bonelli Financial Group 5.0 99 $30 (800) 266-3554 Visit
25 Orion Mortgage Corporation 4.9 100 $50 (602) 912-0222 Visit
26 NOVA® Home Loans - Phoenix Office 5.0 89 $100 (602) 224-4840 Visit
27 Galaxy Lending Group, LLC - nmls 142766 5.0 79 — (602) 595-1233 Visit
28 Desert Springs Mortgage, LLC 5.0 47 $50 (623) 432-1309 Visit
29 Misty Crockett - Mortgage Loan officer - Mortgages by Misty 5.0 40 — (480) 842-1168 Visit
30 Xavier Alcala - Powered by Independence Home Loans 5.0 13 — (602) 584-7463 Visit

Frequently asked questions

9 questions
How do I choose the best mortgage broker in Scottsdale?
Consider verified reviews, ratings, and whether the broker has claimed their profile. TrustAnalytica ranks based on these factors for a transparent choice.
What does a mortgage broker do?
Mortgage brokers help clients find and negotiate mortgage loans. They compare rates from multiple lenders to find suitable options.
Are free consultations common with Scottsdale mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss your needs and options before proceeding.
What questions should I ask a mortgage broker before hiring?
Ask about their fees, lender options, experience, and the estimated timeline for securing a loan.
Do I need a mortgage broker in Arizona?
While not mandatory, a mortgage broker can simplify the loan process by offering access to multiple lenders and competitive rates.
How long does the mortgage process take with a broker?
The process typically takes 30-45 days, but it can vary based on lender requirements and client responsiveness.
How do mortgage broker fees work?
Brokers usually earn a commission from lenders, but some charge fees directly to clients. Clarify this upfront.
What services do Scottsdale mortgage brokers offer?
They provide loan comparisons, rate negotiations, and application guidance to help clients secure home financing.
How can I verify a Scottsdale mortgage broker's credentials?
Check their licensing status through the Nationwide Multistate Licensing System (NMLS) for compliance and legitimacy.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Scottsdale is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Scottsdale are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Scottsdale.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Scottsdale, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Scottsdale.

5

AI Search Visibility

Every mortgage broker listing in Scottsdale is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.