Brian Ramos - Mortgage Broker - West Capital Lending

About West Capital Lending

West Capital Lending is a mortgage lending company dedicated to serving clients with honesty, integrity, and competence. Their primary goal is to provide home loans at the lowest possible interest rates and closing costs, while also assisting borrowers in overcoming any obstacles in securing a loan. They emphasize a client-centric approach, aiming to make the home financing process as smooth and accessible as possible. The company operates with a commitment to transparency and client satisfaction, striving to be a trusted partner in achieving homeownership dreams.

Credentials & Expertise

West Capital Lending holds NMLS# 1566096 and DRE# 02022356. They are an Equal Housing Lender and adhere strictly to federal laws prohibiting discrimination. The company emphasizes its commitment to providing competitive rates and closing costs, backed by a pledge of clear communication throughout the loan process. They highlight their access to a wide array of products and investor options, ensuring they can find the best solutions for their clients.

West Capital Lending Offers

West Capital Lending offers a comprehensive suite of home loan products designed to meet diverse needs. This includes Conventional Loans, FHA Loans, VA Loans, USDA Loans, Jumbo Loans, Self-Employed Loans, Construction Loans, DSCR Loans, Reverse Mortgages, Renovation Loans (203k), 2/1 Buydown Programs, and Down Payment Assistance programs. They also provide HELOCs (Home Equity Lines of Credit) with a quick digital process and rapid decisions. Additionally, they offer refinance options to help clients access cash or secure better rates, and a 'See My Buying Power' tool for those looking to purchase a home with less than 20% down.

Unique Advantages

West Capital Lending distinguishes itself through its extensive network of over 90 lenders, enabling them to secure competitive rates and a wide range of loan products. They emphasize a streamlined digital process for applications and approvals, often providing initial feedback within minutes. The company also highlights its commitment to exceptional customer service, ensuring clients are informed every step of the way and offering zero closing cost options in many scenarios.