Sierra Pacific Mortgage Irvine

About Union Home Mortgage

Union Home Mortgage, established in 1970, is a full-service mortgage lender dedicated to helping individuals and families achieve homeownership. With over five decades of experience, the company has built a reputation for integrity, innovation, and exceptional customer service. Their mission is to provide a seamless and supportive mortgage experience, guiding clients through every step of the home buying or refinancing process. Union Home Mortgage prides itself on its team of experienced professionals who are committed to finding the best loan solutions tailored to each client's unique financial situation. They emphasize building lasting relationships and fostering trust through transparency and personalized attention.

Credentials & Trust

Union Home Mortgage holds an A+ rating with the Better Business Bureau, reflecting their commitment to customer satisfaction and ethical business practices. They have also been recognized as a Top Workplace by various organizations, highlighting their positive company culture and employee dedication. With over 8,000 5-star reviews, the company demonstrates a strong track record of delivering excellent service and achieving positive outcomes for their clients. Their adherence to U.S. policy for equal housing opportunity further underscores their commitment to fairness and accessibility in the housing market.

Union Home Mortgage Offers

Union Home Mortgage offers a comprehensive suite of mortgage products and services designed to meet diverse needs. These include Conventional loans, FHA loans for borrowers with lower credit scores or smaller down payments, VA loans for eligible veterans, and USDA loans for rural homebuyers. They also specialize in refinancing existing mortgages, rehab loans for home improvements, and new home construction loans. Additionally, Union Home Mortgage provides tools such as mortgage and refinance calculators to help clients plan their finances. Their services extend to assisting with home equity lines of credit (HELOCs) and offering Union Home Insurance to provide a complete homeownership solution.

Unique Advantages

Union Home Mortgage distinguishes itself through its innovative 1% Down Payment Program, which significantly lowers the initial financial barrier for first-time homebuyers. They boast over 8,000 5-star reviews, showcasing a high level of customer satisfaction. The company has been operating since 1970, bringing over 50 years of industry experience. Furthermore, they are consistently recognized as a Top Workplace, indicating a strong internal culture that translates to better service for clients.