Cristina Briseño - On The Shore Lending - Powered by Equity Smart Home Loans

About On The Shore Lending

On The Shore Lending, powered by Equity Smart Home Loans, is a mortgage lending company based in Long Beach, California. Led by Cristina Briseño, Owner and Senior Loan Originator, the company has over 30 years of experience and has successfully closed more than 2,000 home loans. Their mission is to help California families achieve homeownership through personalized service and financing solutions tailored to individual goals. They pride themselves on understanding each borrower's unique financial picture and exploring customized financing options, setting them apart from traditional lenders.

Credentials & Expertise

On The Shore Lending boasts a 5.0 Google Rating with over 56 five-star reviews, highlighting exceptional client satisfaction. Cristina Briseño has over 30 years of mortgage lending experience and has successfully closed more than 2,000 home loans. The company is licensed with NMLS #299453 and DRE #01378424. Their expertise lies in providing personalized guidance and boutique service, ensuring clients feel understood and well-supported throughout the homeownership journey.

Offerings

On The Shore Lending offers a comprehensive suite of financing solutions for every stage of homeownership. This includes Conventional Loans for well-qualified buyers, FHA Loans with flexible credit requirements, VA Loans for service members and veterans, and Jumbo Loans for high-balance markets. They also provide Down Payment Assistance programs, Non-QM Loans for self-employed borrowers (including bank statement and asset-based options), Commercial Lending for various assets, and Investment Property financing. Refinancing options are also available to lower payments, consolidate debt, or access equity.

Unique Advantages

On The Shore Lending distinguishes itself through its deep industry experience, with over 30 years in mortgage lending and more than 2,000 loans successfully closed. They emphasize personalized service, taking the time to understand each client's unique financial situation and goals. The company specializes in finding solutions for borrowers who may not fit traditional lending guidelines, often referred to as offering a 'second look.' Their strong reputation is evidenced by a 5.0 Google rating and a high volume of referrals.