Claudia Sandoval - The Money Store

About The Money Store

The Money Store, operated by MLD Mortgage Inc., is a mortgage lending company with a history dating back to its acquisition of naming rights in 2004, though it is not affiliated with the original 1972 entity. Claudia Sandoval, a Branch Manager with over 24 years of experience, leads the team in Oxnard, CA, specializing in guiding individuals and families through the homeownership process. The company emphasizes providing a supportive and knowledgeable experience, aiming to make the home financing journey clear and confident for clients. They offer a wide array of loan products tailored to unique financial situations, striving to help clients achieve their homeownership goals.

Credentials & Expertise

Claudia Sandoval, NMLS ID # 472110, brings over 24 years of dedicated experience in the mortgage industry, having originated thousands of loans since 2001. Her expertise is recognized within Ventura County and across California. The company, MLD Mortgage Inc. dba The Money Store (NMLS ID # 1019), is licensed in multiple states, including New Jersey, New York, California, and Pennsylvania, and is a registered Mortgage Banker in Texas. They hold an Equal Housing Opportunity logo, signifying their commitment to fair housing practices.

Loan Offerings

The Money Store provides a comprehensive suite of home financing solutions designed to meet diverse client needs. These include Home Purchase loans with flexible down payment options (as low as 0%), Home Refinance options to potentially lower rates and payments or access equity, Home Construction loans for building new homes (including one-time-close options), and Home Renovation loans for property upgrades. They also offer Home Equity financing to access cash for various purposes like debt consolidation or home improvements.

Unique Advantages

The Money Store distinguishes itself through its extensive experience, with Branch Manager Claudia Sandoval boasting over 24 years in the field. They offer a broad spectrum of loan products, including specialized options like one-time-close construction financing. The company emphasizes personalized service, aiming to provide clarity and confidence throughout the home financing journey. They also offer a mobile app for convenient loan management and provide access to mortgage calculators for financial planning.