Marcos Galaviz - Option Funding Inc

About Option Funding

Option Funding Inc. is a mortgage brokerage firm dedicated to assisting first-time homebuyers, homeowners, and investors in achieving their real estate and financial goals. Serving Ventura, Los Angeles, Santa Barbara, and Kern counties, the company specializes in providing personalized mortgage solutions. With over a decade of experience, Marcos Galaviz leads a team committed to transforming the mortgage experience through exceptional service, expert guidance, and tailored strategies. Option Funding aims to make the dream of homeownership accessible and manageable for all clients, regardless of their financial background or investment objectives.

Credentials & Expertise

Option Funding Inc. boasts over 10 years of experience in the mortgage industry, underscored by more than 130 five-star reviews and a 5-star rating on Zillow. The company emphasizes a client-first approach, ensuring a high level of service and satisfaction. Marcos Galaviz, the lead professional, holds NMLS# 986834 and DRE# 02112333, signifying compliance and professional standing. These credentials, combined with a proven track record and a commitment to transparency, establish Option Funding as a trusted partner in navigating the complexities of mortgage financing.

Loan Offerings

Option Funding Inc. offers a comprehensive suite of loan programs designed to meet diverse client needs. These include conventional, FHA, VA, and USDA options for home purchases, tailored to various down payment and credit profiles. For existing homeowners, refinance options are available to lower rates, reduce monthly payments, or access home equity. The company also provides specialized financing for investors, such as Fix & Flip loans for short-term projects and DSCR/Investor loans that qualify based on property cash flow. Additionally, Bank Statement loans cater to self-employed individuals, and Jumbo Loans are available for high-value properties, ensuring a solution for nearly every financial situation.

Unique Advantages

Option Funding Inc. distinguishes itself through its extensive experience, evidenced by over 10 years in business and more than 130 five-star client reviews. The company offers a personalized, client-first approach, with a dedicated professional, Marcos Galaviz, providing expert guidance. They serve a wide geographic area across four major California counties and provide a broad range of loan programs, including specialized options for investors and self-employed individuals, making them a versatile resource for diverse mortgage needs.