Top Mortgage Brokers In Sacramento

Known for helping finance about 1 in 33 homes nationwide, CrossCountry Mortgage offers a wide range of loan options including first-time homebuyer programs, refinancing, and renovation loans. Customers appreciate the team’s clear communication and quick responses, though some find the process can feel fast-paced.

Known for fast funding often within 30 days, AFC Mortgage offers personalized home purchase and refinance loans, including VA, FHA, Jumbo, and USDA options. The team is praised for clear communication and making the process smooth, though some clients note the experience can feel quick-paced. Their fully online application helps speed approvals.

Green Haven Capital Inc. specializes in strategic mortgage financing with over 40 years of combined experience and licenses in multiple states. They offer a range of loan options for homebuyers and investors, focusing on clear guidance and a streamlined process. Clients appreciate their responsiveness, transparency, and competitive rates throughout the loan journey.

West Coast Mortgage Group specializes in VA and FHA loans, offering a streamlined process designed to simplify home financing. Their team handles a wide range of mortgage options, including jumbo loans, reverse mortgages, and physician loans. Clients appreciate their clear communication and responsiveness throughout the loan process.

Loan Factory - Sacramento offers attentive and detailed mortgage brokerage services, with a team known for being responsive and professional throughout the loan process. They assist clients with various loan needs, and customers appreciate their clear communication and support at every step. Some reviews highlight quick email responses as a helpful aspect.

Specializing in mortgage solutions for Sacramento homeowners, The Chris Kennedy Team offers guidance on buying, selling, and refinancing with a variety of loan options, including programs for first-time buyers, veterans, and doctors. Clients appreciate their clear explanations and responsive support, though some note the process can involve detailed paperwork.

Licensed under DRE# 01989440 and NMLS ID# 1403489, Golden Bay Mortgage Group offers personalized mortgage brokerage services with a focus on clear communication and steady support. The team assists clients through buying, selling, and refinancing, often praised for their availability and thorough explanations, though some note the process can take time.

Known for personalized mortgage solutions backed by local market expertise, Matt The Mortgage Guy guides clients through a range of loan options, including purchase, refinance, and construction loans. The team is praised for clear communication and responsiveness, though some clients note the process can feel detailed for first-timers.

Known for clear communication and patient guidance, Elevate Mortgage helps first-time and experienced buyers navigate home loans with ease. The team offers personalized mortgage brokerage services, often accommodating clients’ schedules and explaining each step thoroughly. Customers appreciate their responsiveness and dedication, though some note the process can feel detailed due to careful… more...

Known for clear communication and patient guidance, Elevate Mortgage helps first-time and experienced buyers navigate home loans with ease. The team offers personalized mortgage brokerage services, often accommodating clients’ schedules and explaining each step thoroughly. Customers appreciate their responsiveness and dedication, though some note the process can feel detailed due to careful attention.

Golden Bay Mortgage Group specializes in providing clear and responsive mortgage lending, with a focus on honesty and timely communication. The team assists with purchases and refinancing, guiding clients through each step without pressure. Customers appreciate their thoroughness and helpful explanations throughout the process.

Specializing in helping military veterans, first-time buyers, and investors understand mortgage payments before committing, this Fairway Home Mortgage branch offers pre-approval, purchase loans, and refinancing options including VA and jumbo loans. Clients appreciate the team’s clear communication, responsiveness, and support throughout the process, though some note the experience can feel… more...

Specializing in helping military veterans, first-time buyers, and investors understand mortgage payments before committing, this Fairway Home Mortgage branch offers pre-approval, purchase loans, and refinancing options including VA and jumbo loans. Clients appreciate the team’s clear communication, responsiveness, and support throughout the process, though some note the experience can feel detailed for newcomers.

American Pacific Mortgage (NMLS #1850) offers a range of home financing options, including renovation and refinancing loans. Customers note the team’s efforts to manage complex situations and provide guidance throughout the process, though some have experienced communication challenges and concerns about credit inquiries. The company’s responsiveness can vary depending on the loan type and… more...

American Pacific Mortgage (NMLS #1850) offers a range of home financing options, including renovation and refinancing loans. Customers note the team’s efforts to manage complex situations and provide guidance throughout the process, though some have experienced communication challenges and concerns about credit inquiries. The company’s responsiveness can vary depending on the loan type and circumstances.

Better Rate Mortgage, Inc. is known for clear communication and personalized support, especially for first-time homebuyers. The team offers mortgage financing with quick pre-approvals and guidance throughout the loan process. Customers appreciate their responsiveness and the ability to assist in Spanish, though some may find wait times vary depending on demand.

Lifetime Home Loans - Michele Milota specializes in guiding first-time homebuyers through the loan process with clear communication and personalized support. The team handles everything from application to closing, often completing loans quickly and with transparency. Customers appreciate the steady guidance and local knowledge, though some note the process can feel fast-paced.

Licensed through NMLS and DRE, Direct Realty & Mortgage offers a broad range of loan programs including niche options like Private Mortgage and Bank Statement Loans. The team assists with home purchases and refinancing across several California zip codes, with clients appreciating their clear communication and supportive approach throughout the process.

Known for competitive rates and clear communication, Unified Home Loans offers a wide range of mortgage options including FHA, VA, Jumbo, and renovation loans. The team supports first-time buyers and refinancers with an education-focused approach, guiding clients through each step to make the process straightforward and transparent.

With over 25 years of experience and BBB accreditation, Amy DeBusk Home Loans focuses on making mortgages straightforward and personalized. The team assists a wide range of clients—from first-time buyers and veterans to self-employed individuals and investors—offering guidance on diverse loan programs and down payment assistance. Customers appreciate their clear communication and patient support… more...

With over 25 years of experience and BBB accreditation, Amy DeBusk Home Loans focuses on making mortgages straightforward and personalized. The team assists a wide range of clients—from first-time buyers and veterans to self-employed individuals and investors—offering guidance on diverse loan programs and down payment assistance. Customers appreciate their clear communication and patient support through complex financing steps.

Sherene Gray - Fairway Independent Mortgage is among the top 10 list. The previous client reviews reflect Sherene's outstanding mortgage, efficiency, and professional and transparent approach throughout the process making her the perfect and trusted choice. Sherene's attention to customer service, responsiveness, and work quality, including help after closing and others, helps her to be a… more...

Sherene Gray - Fairway Independent Mortgage is among the top 10 list. The previous client reviews reflect Sherene's outstanding mortgage, efficiency, and professional and transparent approach throughout the process making her the perfect and trusted choice. Sherene's attention to customer service, responsiveness, and work quality, including help after closing and others, helps her to be a dependable choice for all clients particularly for first time mortgage seekers. Sherene's knowledge, attention to detail, and work ethic help close deals fast. Sherene's effective and seamless assistance and her personal approach to easing the lending experience make Sherene the ideal choice for anyone needing a mortgage.

Partners Mortgage focuses on guiding first-time homebuyers through the lending process with clear communication and responsiveness. Their team assists with both home purchases and refinancing, helping clients understand each step and manage stress along the way. Customers appreciate their attentiveness, though some note the process can still feel complex at times.

LRG Lending specializes in government-backed loans like VA and FHA mortgages, along with a variety of refinance and jumbo loan options. The team is licensed and known for clear communication, thorough guidance, and a client-focused approach that helps make the mortgage process understandable and manageable. Customers appreciate their responsiveness and personal care throughout each step.

With years of experience guiding clients through home purchases and refinancing, Golden Empire Mortgage Inc. offers clear explanations and support, including first-time homebuyer programs. The team is approachable and communicative, helping customers understand their loan options, though some may find the process detailed.

Known for being accessible even during off hours, Chris Opfer offers personalized mortgage lending with a focus on guiding first-time buyers and VA loan clients through the process. The team provides clear explanations, thorough support, and helpful referrals, making a complex journey easier to navigate. Customers appreciate the friendly, patient approach and reliable communication throughout.

Loan City Mortgage focuses on helping clients with imperfect financial profiles qualify for home loans, offering long-term support and guidance. They provide a variety of mortgage options, including FHA, VA, Jumbo, and refinancing loans, with experienced loan officers navigating complex situations. Customers appreciate their responsiveness and persistence, especially in challenging cases.

Point Equity Residential Lending focuses on a personalized approach, helping clients find home loans that fit their unique needs. They offer a range of options including conventional, FHA, VA, USDA, and alternative loans, guiding borrowers through every step with clear communication. Customers appreciate the team’s responsiveness and transparency, which help make the mortgage process less… more...

Point Equity Residential Lending focuses on a personalized approach, helping clients find home loans that fit their unique needs. They offer a range of options including conventional, FHA, VA, USDA, and alternative loans, guiding borrowers through every step with clear communication. Customers appreciate the team’s responsiveness and transparency, which help make the mortgage process less stressful.

Lighthouse Mortgage Company Inc. ranks among the top ten mortgage lenders due to customer satisfaction and exceptional service. Numerous reviews laud Larry Goodrow, an outstanding mortgage broker, for his personalized attention, fast action, and dependability in even the most complex transactions. His ability to facilitate closings in a matter of days rather than weeks, complicated deals, and… more...

Lighthouse Mortgage Company Inc. ranks among the top ten mortgage lenders due to customer satisfaction and exceptional service. Numerous reviews laud Larry Goodrow, an outstanding mortgage broker, for his personalized attention, fast action, and dependability in even the most complex transactions. His ability to facilitate closings in a matter of days rather than weeks, complicated deals, and continuous upkeep of communication are valued by his clients. Hence, clients always think of him as a good partner. Larry’s expertise in mortgage planning and industry contacts helps clients close deals that major lenders ignore. Consequently, clients believe that working with Larry and his crew is a wise decision. Their honesty, professionalism, and care for their clients’ welfare set them apart in the competitive mortgage lending market.

Guild Mortgage Company offers mortgage services with a focus on helping clients through the loan process efficiently. Customers appreciate the team's willingness to assist and clear communication during closing, though some note that company policies can change unexpectedly and post-closing support is limited. The process typically moves quickly, often wrapping up within a few weeks.