Coast2Coast Mortgage LLC

About US Mortgage Lenders

US Mortgage Lenders LLC, operating as Coast2Coast Mortgage Lending, is a Florida-based mortgage broker with over a decade of experience. Founded in 2012, the company prides itself on offering a wide array of mortgage options and a transparent, simplified process for clients seeking to purchase or refinance homes. They emphasize access to a large network of wholesale lenders, aiming to provide greater choice and better loan terms. Their mission is to help customers achieve their dream of homeownership by navigating the complexities of the mortgage market. Thomas Martin, a Sr. Mortgage Loan Advisor, is a key figure, licensed in Florida, Texas, and Alabama.

Credibility and Trust

US Mortgage Lenders LLC is licensed in multiple states including Florida, Georgia, Alabama, South Carolina, North Carolina, Texas, Arkansas, and Oklahoma, operating under NMLS #1108258 for the company and #156080 for Thomas Martin. They are registered with the Nationwide Multistate Licensing System & Registry (NMLS), providing a layer of regulatory oversight and consumer protection. The company highlights its commitment to transparency and a simplified loan process, aiming to build trust with clients. They also provide links to the NMLS Consumer Access Portal for verification.

Offerings and Services

The company specializes in a diverse range of mortgage programs designed to meet various borrower needs, including conventional, FHA, VA, and jumbo loans. They are particularly noted for their expertise in non-traditional lending, such as bank statement loans, 1099-based mortgages, ITIN loans, and loans for self-employed individuals who may have significant write-offs. They also offer solutions for borrowers with bad credit, non-permanent residents, and those seeking hard money loans or bridge financing. Their services extend to complex situations like refinancing properties in trusts, before probate, or to stop foreclosure.

Unique Advantages

US Mortgage Lenders LLC distinguishes itself through its extensive network of over 100 wholesale lenders, enabling them to offer a broad spectrum of loan products, including niche programs often unavailable through traditional banks. They cater to a wide range of credit profiles and income documentation methods, such as bank statements and profit & loss statements, making homeownership accessible to a broader audience. Their focus on complex scenarios and non-QM loans provides unique solutions for borrowers facing challenges with conventional financing.