Certified Reverse Mortgage Pro Phil Stevenson and his team at PS Mortgage Lending specialize in VA and reverse mortgages, bringing over 13 years of experience to each client. They guide borrowers through complex financing with clear communication and personalized support, though some may find their availability outside typical hours notable.
Specializing in a wide range of mortgage programs including FHA, VA, jumbo, and self-employed borrower loans, Bold Mortgage William A Ledesma offers options beyond traditional banks. The team is known for fast 21-day closings and clear communication throughout the process, helping both first-time buyers and investors in Miami-Dade. Customers appreciate their transparency and support, though the… more...
Specializing in a wide range of mortgage programs including FHA, VA, jumbo, and self-employed borrower loans, Bold Mortgage William A Ledesma offers options beyond traditional banks. The team is known for fast 21-day closings and clear communication throughout the process, helping both first-time buyers and investors in Miami-Dade. Customers appreciate their transparency and support, though the process can still feel detailed for those new to home financing.
GoKapital specializes in alternative funding for small businesses, offering quick access to unsecured loans, commercial mortgages, and fix-and-flip financing. Their team guides borrowers through a straightforward application process, though some clients note that loan terms should be reviewed carefully. Many appreciate their professionalism and fast funding.
Miami Mortgage Brokers specializes in handling complex and time-sensitive mortgage cases, often closing loans faster than many competitors. Their team offers a wide range of lending options tailored to different financial situations, with clients appreciating clear communication and steady support throughout the process. Some note that underwriting can be lengthy, but the brokers stay on top of… more...
Miami Mortgage Brokers specializes in handling complex and time-sensitive mortgage cases, often closing loans faster than many competitors. Their team offers a wide range of lending options tailored to different financial situations, with clients appreciating clear communication and steady support throughout the process. Some note that underwriting can be lengthy, but the brokers stay on top of deadlines to keep things moving.
With over 15 years of experience and connections to more than 130 private lenders, Lending Bankers Mortgage specializes in quick, straightforward mortgage solutions across South Florida. They assist with residential, refinance, construction, and condotel loans, and clients appreciate their clear communication and attentive support throughout the process.
RK Mortgage Group specializes in guiding clients through both residential and business mortgage needs with flexible options and competitive rates. The team is praised for clear communication and making complex processes feel manageable, though some clients note occasional delays outside their control. Their hands-on approach helps keep transactions moving smoothly.
Known for clear communication and patient guidance, this team helps clients navigate home financing from pre-approval to closing. They offer a variety of mortgage options, including fixed-rate and adjustable-rate loans, and are praised for responsiveness and thorough explanations. Some clients note occasional after-hours availability.
Specializing in a wide range of mortgage options including investor loans, bank statement loans for foreign nationals, and non-warrantable condo financing, Caliber Home Loans Miami brings 30 years of experience to the local market. The team handles purchase, refinance, and renovation loans with personal service and the ability to close quickly. While some customers report challenges with online… more...
Specializing in a wide range of mortgage options including investor loans, bank statement loans for foreign nationals, and non-warrantable condo financing, Caliber Home Loans Miami brings 30 years of experience to the local market. The team handles purchase, refinance, and renovation loans with personal service and the ability to close quickly. While some customers report challenges with online account access and communication delays, others appreciate the responsiveness and thorough support from certain loan consultants.
HardMoney Company specializes in fast, flexible hard money loans ranging from $50K to $5M, serving clients across the Mid-Atlantic and South Florida regions. The team handles acquisitions, bridge loans, and cash-outs, with many customers appreciating their responsiveness and willingness to meet quickly, though some have noted a tough approach.
My experience was rather pleasant. I was assigned to KC he's such a cutie. Very straight forward process. Sent the application with the requested documents 2 1/2 days later the money was cleared into my account. I strongly recommend GoKapital
Lenders made 17,929 home-purchase loans in Miami-Dade County in 2025 (average about $673,000) and denied 5,025 — 22% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In Miami, the median home is worth $518,100 and 57% of owners have a mortgage, paying a median $2,863 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Miami-Dade County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | PS Mortgage Lending | 5.0 | 87 | $50 | (888) 845-6630 | Visit |
| 2 | Bold Mortgage William A Ledesma | 5.0 | 82 | $30 | (786) 387-3676 | Visit |
| 3 | GoKapital, Inc | 4.2 | 47 | $50 | (866) 257-2973 | Visit |
| 4 | Miami Mortgage Brokers | 5.0 | 103 | $100 | (954) 494-7288 | Visit |
| 5 | Lending Bankers Mortgage | 5.0 | 100 | $25 | (786) 373-3077 | Visit |
| 6 | RK Mortgage Group Inc | 5.0 | 100 | $100 | — | Visit |
| 7 | Tony Martinez - Mortgage Loan Officer; First American Bank | 4.5 | 8 | $30 | (630) 547-8906 | Visit |
| 8 | Caliber Home Loans Miami | 3.5 | 8 | $500 | (305) 527-4741 | Visit |
| 9 | HardMoney Company | 4.0 | 7 | — | — | Visit |
General information, not financial advice — consult a qualified professional.
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