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  2. Best Private Mortgage Lenders
  3. Private Mortgage Lenders in Florida
  4. Miramar

Best Private Mortgage Lenders in Miramar

2 in Miramar · 10 nearby
Miramar Private Mortgage Lenders stats: Key insights from this page’s listings Updated
Businesses listed
2 +10 nearby
Average rating
4.9 335 reviews
Most-offered services
Mortgage ServicesLending Services
What customers praise
recommend×5highly recommend×4best experience×1truly appreciate×1
Also serving Miramar
Miami9 · 10 kmOrlando1 · 24 km
Private mortgage lendersMiramar, FL

1

Elite Lending LLC

Elite Lending LLC is known for making the mortgage process clear and efficient, often helping clients close ahead of schedule. Their team assists with home loans and lending needs, providing thorough explanations and prompt communication. Customers appreciate their attentiveness and smooth handling, though a few mention occasional delays due to holidays.

Services & Prices
Home Loan Quoted per loan
Refinancing Quoted per loan
Personal Loan Quoted per loan
Fixed-Rate Mortgage Quoted per loan
View Profile
(786) 703-1989
Open 9:00 AM - 6:00 PM
2750 SW 145th Ave Unit 403, Miramar, FL 33027
General Services
Lending Services
2

Dream House Mortgage

With over 27 years of experience and access to more than 50 lenders, Dream House Mortgage offers personalized financing solutions for buyers, investors, and those refinancing. Their services include a variety of loan programs and bilingual support in English, Spanish, and Chinese. Customers appreciate their clear communication and fast, responsive service throughout the mortgage process.

Services & Prices
Home Purchase Mortgage Quoted per loan
Refinancing Assistance Quoted per loan
FHA Loans Quoted per loan
View Profile
(305) 330-4970
Open 9:00 AM - 5:30 PM
2501 SW 160th Ave #300, Miramar, FL 33027
General Services
Mortgage Services
3

Bold Mortgage William A Ledesma

Serves Miramar, FL
Verified

Specializing in a wide range of mortgage programs including FHA, VA, jumbo, and self-employed borrower loans, Bold Mortgage William A Ledesma offers options beyond traditional banks. The team is known for fast 21-day closings and clear communication throughout the process, helping both first-time buyers and investors in Miami-Dade. Customers appreciate their transparency and support, though the… more...

Specializing in a wide range of mortgage programs including FHA, VA, jumbo, and self-employed borrower loans, Bold Mortgage William A Ledesma offers options beyond traditional banks. The team is known for fast 21-day closings and clear communication throughout the process, helping both first-time buyers and investors in Miami-Dade. Customers appreciate their transparency and support, though the process can still feel detailed for those new to home financing.

Services & Prices
Home Buying Guidance $0
Market Analysis $0
Property Valuation $0
Investment Workshops $0
View Profile
(786) 387-3676
Open 7:30 AM - 7:30 PM
4960 SW 72nd Ave #400, Miami, FL 33155, USA
General Services
Real Estate Consulting
4

PS Mortgage Lending

Serves Miramar, FL
Verified

Certified Reverse Mortgage Pro Phil Stevenson and his team at PS Mortgage Lending specialize in VA and reverse mortgages, bringing over 13 years of experience to each client. They guide borrowers through complex financing with clear communication and personalized support, though some may find their availability outside typical hours notable.

Services & Prices
Home Purchase Loans, Refinancing, Second Mortgages)
View Profile
(888) 845-6630
Open 9:00 AM - 6:00 PM
9480 SW 77th Ave #201, Miami, FL 33156, USA
General Services
Mortgage Services
5

GoKapital, Inc

Serves Miramar, FL
Verified

GoKapital specializes in alternative funding for small businesses, offering quick access to unsecured loans, commercial mortgages, and fix-and-flip financing. Their team guides borrowers through a straightforward application process, though some clients note that loan terms should be reviewed carefully. Many appreciate their professionalism and fast funding.

Services & Prices
Standard Business Loan, Startup Business Loan, Short-term Business Loan)
Commercial Real Estate Loan, Equipment Financing, Business Acquisition Financing)
Business Line of Credit, Personal Line of Credit, Revolving Line of Credit)
View Profile
(866) 257-2973
Open 9:00 AM - 6:00 PM
2150 Coral Way #1, Miami, FL 33145, USA
General Services
Business Loans
Mortgage Affordability Calculator – MiramarSee how much house you can afford in Miramar in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 12 on the map Click a pin for the profile and directions
6

Miami Mortgage Brokers

Serves Miramar, FL

Miami Mortgage Brokers specializes in handling complex and time-sensitive mortgage cases, often closing loans faster than many competitors. Their team offers a wide range of lending options tailored to different financial situations, with clients appreciating clear communication and steady support throughout the process. Some note that underwriting can be lengthy, but the brokers stay on top of… more...

Miami Mortgage Brokers specializes in handling complex and time-sensitive mortgage cases, often closing loans faster than many competitors. Their team offers a wide range of lending options tailored to different financial situations, with clients appreciating clear communication and steady support throughout the process. Some note that underwriting can be lengthy, but the brokers stay on top of deadlines to keep things moving.

Services & Prices
First-Time Home Buyer Assistance Fee quoted per loan
Investment Property Financing Fee quoted per loan
Refinancing Fee quoted per loan
Conventional Loans Fee quoted per loan
View Profile
(954) 494-7288
Open 8:00 AM - 9:00 PM
333 SE 2nd Ave Suite #2000, Miami, FL 33131, USA
General Services
Mortgage Brokerage
7

Lending Bankers Mortgage

Serves Miramar, FL

With over 15 years of experience and connections to more than 130 private lenders, Lending Bankers Mortgage specializes in quick, straightforward mortgage solutions across South Florida. They assist with residential, refinance, construction, and condotel loans, and clients appreciate their clear communication and attentive support throughout the process.

Services & Prices
Mortgage Refinancing Fee quoted per loan
Investment Property Financing Fee quoted per loan
View Profile
(786) 373-3077
Open 9:00 AM - 9:00 PM
848 Brickell Ave STE 1200, Miami, FL 33131, USA
General Services
Mortgage Services
8

RK Mortgage Group Inc

Serves Miramar, FL

RK Mortgage Group specializes in guiding clients through both residential and business mortgage needs with flexible options and competitive rates. The team is praised for clear communication and making complex processes feel manageable, though some clients note occasional delays outside their control. Their hands-on approach helps keep transactions moving smoothly.

Services & Prices
Home Purchase Loans Fee quoted per loan
Refinance Loans Fee quoted per loan
Cash-Out Refinancing Fee quoted per loan
View Profile
Open 9:00 AM - 9:00 PM
2875 NE 191st St Suite 500, Aventura, FL 33180, USA
General Services
Mortgage Services
9

Monroe Funding Corp

Serves Miramar, FL

Monroe Funding Corp specializes in fast approvals for hard money and commercial real estate loans, basing decisions on property value and condition rather than credit alone. Serving Florida homeowners and Virginia investors since 2008, their team handles loans on inhabited properties and multiple acquisitions simultaneously. Customers appreciate their smooth process and clear communication… more...

Monroe Funding Corp specializes in fast approvals for hard money and commercial real estate loans, basing decisions on property value and condition rather than credit alone. Serving Florida homeowners and Virginia investors since 2008, their team handles loans on inhabited properties and multiple acquisitions simultaneously. Customers appreciate their smooth process and clear communication throughout each deal.

Services & Prices
Loan Approval Fee quoted per loan
Short-Term Loans Fee quoted per loan
Fix and Flip Loans Fee quoted per loan
Bridge Loans Fee quoted per loan
View Profile
(954) 816-0388
Open 00:00 - 23:59
3015 N Ocean Blvd STE#104, Fort Lauderdale, FL 33308, USA
General Services
Commercial Mortgage
10

Tony Martinez - Mortgage Loan Officer; First American Bank

Serves Miramar, FL

Known for clear communication and patient guidance, this team helps clients navigate home financing from pre-approval to closing. They offer a variety of mortgage options, including fixed-rate and adjustable-rate loans, and are praised for responsiveness and thorough explanations. Some clients note occasional after-hours availability.

Services & Prices
Purchase Mortgages Fee quoted per loan
Refinancing Fee quoted per loan
Pre-Approval Fee quoted per loan
View Profile
(630) 547-8906
Open 7:00 AM - 7:00 PM
540 Biltmore Way, Coral Gables, FL 33134, USA
General Services
Mortgage Services

Latest reviews of Miramar Private Mortgage Lenders

Written on TrustAnalytica by clients of the businesses in this list
  • Mia Y.

    My experience was rather pleasant. I was assigned to KC he's such a cutie. Very straight forward process. Sent the application with the requested documents 2 1/2 days later the money was cleared into my account. I strongly recommend GoKapital

11

HardMoney Company

Serves Miramar, FL

HardMoney Company specializes in fast, flexible hard money loans ranging from $50K to $5M, serving clients across the Mid-Atlantic and South Florida regions. The team handles acquisitions, bridge loans, and cash-outs, with many customers appreciating their responsiveness and willingness to meet quickly, though some have noted a tough approach.

View Profile
(502) 262-2067
Open 8:00 AM - 8:00 PM
18205 Biscayne Blvd #2226, Aventura, FL 33160, USA
12

Caliber Home Loans Miami

Serves Miramar, FL

Specializing in a wide range of mortgage options including investor loans, bank statement loans for foreign nationals, and non-warrantable condo financing, Caliber Home Loans Miami brings 30 years of experience to the local market. The team handles purchase, refinance, and renovation loans with personal service and the ability to close quickly. While some customers report challenges with online… more...

Specializing in a wide range of mortgage options including investor loans, bank statement loans for foreign nationals, and non-warrantable condo financing, Caliber Home Loans Miami brings 30 years of experience to the local market. The team handles purchase, refinance, and renovation loans with personal service and the ability to close quickly. While some customers report challenges with online account access and communication delays, others appreciate the responsiveness and thorough support from certain loan consultants.

Services & Prices
Conventional Loan Fee quoted per loan
FHA Loan Fee quoted per loan
VA Loan Fee quoted per loan
Cash-Out Refinance Fee quoted per loan
View Profile
(305) 527-4741
Open 00:00 - 23:59
1688 Meridian Ave #726, Miami Beach, FL 33139, USA
General Services
Home Loans

Miramar Mortgage Statistics

Home-purchase lending in Broward County and home costs in Miramar, FL (latest HMDA and Census data)

Lenders made 16,955 home-purchase loans in Broward County in 2025 (average about $513,000) and denied 4,288 — 20% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In Miramar, the median home is worth $462,700 and 66% of owners have a mortgage, paying a median $2,523 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
16,955▼ 9%18,707 in 2024
Denial rate
20%FL 17%
Median home value
$462,700FL $359,000
Monthly cost with a mortgage
$2,523median · FL $1,959
Refinance loans made (Broward County, 2025)
8,690 · 7,261 in 2024
Home-improvement loans made (2025)
2,654
Average home-purchase loan
$513,000 (FL $416,000)
Owners with a mortgage
66% · 42% of them spend 30%+ of income on housing
Median household income
$89,125 (FL $74,568)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Broward County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Miramar Private Mortgage Lenders stats: 12 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Elite Lending LLC 5.0 300 Quoted per loan (786) 703-1989 Visit
2 Dream House Mortgage 4.7 35 Quoted per loan (305) 330-4970 Visit
3 Bold Mortgage William A Ledesma 5.0 83 — (786) 387-3676 Visit
4 PS Mortgage Lending 5.0 87 — (888) 845-6630 Visit
5 GoKapital, Inc 4.2 47 — (866) 257-2973 Visit
6 Miami Mortgage Brokers 5.0 103 Fee quoted per loan (954) 494-7288 Visit
7 Lending Bankers Mortgage 5.0 100 Fee quoted per loan (786) 373-3077 Visit
8 RK Mortgage Group Inc 5.0 100 Fee quoted per loan — Visit
9 Monroe Funding Corp 5.0 52 Fee quoted per loan (954) 816-0388 Visit
10 Tony Martinez - Mortgage Loan Officer; First American Bank 4.5 8 Fee quoted per loan (630) 547-8906 Visit
11 HardMoney Company 4.0 7 — (502) 262-2067 Visit
12 Caliber Home Loans Miami 3.5 8 Fee quoted per loan (305) 527-4741 Visit

Frequently asked questions

9 questions
What do private mortgage lenders do?
Private mortgage lenders provide home loans, often with flexible terms, to borrowers who may not qualify for traditional bank loans. They handle loan origination, servicing, and refinancing.
How do I choose the best private mortgage lender in Miramar?
Consider lenders with high customer reviews, claimed profiles, and significant review volume. TrustAnalytica ranks based on these factors for transparency and reliability.
What questions should I ask a private mortgage lender?
Ask about interest rates, loan terms, fees, and prepayment penalties. Inquire about their experience and the types of loans they specialize in.
Are free consultations common with private mortgage lenders?
Yes, many private mortgage lenders offer free consultations to discuss your financial situation and loan options.
How long does it take to get a mortgage from a private lender?
The process typically takes 2-4 weeks, but it can vary based on lender efficiency and borrower preparedness.
Do I need a private mortgage lender in Florida?
Consider a private mortgage lender if traditional banks have denied your loan application or if you need more flexible terms.
How do private mortgage lender fees work?
Fees may include origination fees, appraisal fees, and closing costs. These vary by lender and should be discussed upfront.
What services do private mortgage lenders in Miramar offer?
They offer services like home purchase loans, refinancing, and sometimes home equity loans, catering to various borrower needs.
Is it common for private mortgage lenders in Miramar to offer flexible loan terms?
Yes, private lenders often provide flexible terms to accommodate borrowers who may not meet traditional lending criteria.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Miramar is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.

The Process

1

Business Verification

Verified private mortgage lenders listings in Miramar are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Miramar.

3

Reviews And Ratings

Real-time customer ratings guide our private mortgage lenders rankings in Miramar, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top private mortgage lenders providers in Miramar.

5

AI Search Visibility

Every private mortgage lenders listing in Miramar is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.