How much house can you afford in Miramar? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
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Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
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| After | Paid in total | Still owed |
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Mortgage ChicksVerified
5.0 · 100 reviews · Free pre-approval
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Elite Lending LLC
5.0 · 300 reviews · Free pre-approval
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EZ Funding Group
5.0 · 133 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Mortgage Chicks specializes in guiding first-time homebuyers through the mortgage process with clear explanations and patient support. Their team helps clients understand options and stays responsive throughout, making the experience less overwhelming. Customers appreciate their professionalism and genuine care, often noting how the team advocates for their best interests.
Elite Lending LLC is known for making the mortgage process clear and efficient, often helping clients close ahead of schedule. Their team assists with home loans and lending needs, providing thorough explanations and prompt communication. Customers appreciate their attentiveness and smooth handling, though a few mention occasional delays due to holidays.
With over 25 years of experience, EZ Funding Group offers a broad range of mortgage options including FHA, VA, Jumbo, and commercial loans. The team guides first-time buyers, investors, and refinancers through the process with clear communication and patient support. Some clients note the process can feel detailed, but many appreciate the steady updates and responsiveness.
Known for working closely with clients to develop personalized mortgage plans, Primary Residential Mortgage, Inc. offers a range of home loan services aimed at making the buying process smoother. Customers appreciate the team’s professionalism and attention to detail, though some have noted that communication about fees and paperwork could be clearer.
With nearly three decades of experience, Richard Ruble at VanDyk Mortgage specializes in complex loan types like Non QM, DSCR, and Bank Statement loans. The team offers a range of mortgage options for first-time buyers, investors, and self-employed clients, guiding them through each step with clear communication and flexible solutions. Customers appreciate their hands-on approach and… more...
With nearly three decades of experience, Richard Ruble at VanDyk Mortgage specializes in complex loan types like Non QM, DSCR, and Bank Statement loans. The team offers a range of mortgage options for first-time buyers, investors, and self-employed clients, guiding them through each step with clear communication and flexible solutions. Customers appreciate their hands-on approach and responsiveness throughout the process.
Grace Modern Mortgage is known for clear communication and accurate upfront numbers that help clients avoid surprises at closing. The team specializes in preparing mortgage files efficiently, often closing loans in about three weeks. Customers appreciate their responsiveness and straightforward approach, though some note the process can still feel stressful, as with any home purchase.
With over 27 years of experience and access to more than 50 lenders, Dream House Mortgage offers personalized financing solutions for buyers, investors, and those refinancing. Their services include a variety of loan programs and bilingual support in English, Spanish, and Chinese. Customers appreciate their clear communication and fast, responsive service throughout the mortgage process.
With over two decades of experience, Hometown Home Loans, LLC focuses on guiding buyers through financial assistance programs for home purchases. The team provides clear, informative support to both realtors and clients, making the mortgage process more approachable. Some customers note the thoroughness can require patience, but many appreciate the detailed guidance.
With over 24 years of experience as a direct lender and mortgage broker, South Florida Quality Mortgage Corp offers a broad range of loan programs for residential, commercial, and investment properties. Their team handles everything in-house, helping clients navigate complex financing with access to more than 50 wholesale banks. Customers appreciate their thoroughness and ability to close deals… more...
With over 24 years of experience as a direct lender and mortgage broker, South Florida Quality Mortgage Corp offers a broad range of loan programs for residential, commercial, and investment properties. Their team handles everything in-house, helping clients navigate complex financing with access to more than 50 wholesale banks. Customers appreciate their thoroughness and ability to close deals efficiently.
Florida Grown Mortgage specializes in fast, smooth closings, often completing loans in under two weeks. The team assists first-time buyers and experienced clients alike, guiding them through each step with clear information and competitive pricing. Customers appreciate their responsiveness and ability to resolve issues quickly throughout the process.
Lenders made 16,955 home-purchase loans in Broward County in 2025 (average about $513,000) and denied 4,288 — 20% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In Miramar, the median home is worth $462,700 and 66% of owners have a mortgage, paying a median $2,523 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Broward County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Mortgage Chicks | 5.0 | 100 | Quoted per loan | (305) 228-7600 | — |
| 2 | Elite Lending LLC | 5.0 | 300 | Quoted per loan | (786) 703-1989 | Visit |
| 3 | EZ Funding Group | 5.0 | 133 | Quoted per loan | (954) 318-1100 | Visit |
| 4 | Primary Residential Mortgage, Inc. | 4.8 | 79 | Quoted per loan | (954) 239-4515 | Visit |
| 5 | Richard Ruble - VanDyk Mortgage Corporation | 4.9 | 61 | Quoted per loan | (954) 895-2310 | Visit |
| 6 | Grace Modern Financial/ Grace Modern Mortgage | 5.0 | 41 | $200 | (954) 945-8694 | Visit |
| 7 | Dream House Mortgage | 4.7 | 35 | Quoted per loan | (305) 330-4970 | Visit |
| 8 | Hometown Home Loans, LLC | 5.0 | 31 | Quoted per loan | (954) 589-0917 | Visit |
| 9 | South Florida Quality Mortgage Corp | 5.0 | 3 | — | (954) 455-7625 | Visit |
| 10 | Florida Grown Mortgage | 5.0 | 3 | — | (305) 722-7667 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.