Richard Ruble - VanDyk Mortgage Corporation

About Richard Ruble

Richard Ruble, also known as "The Rainmaker," is a seasoned mortgage professional with over 29 years of experience in the industry. He specializes in helping a diverse range of clients, including families, first-time homebuyers, investors, and self-employed individuals, find tailored loan solutions. Ruble's business philosophy centers on dedication, hard work, and delivering tangible results to help clients achieve their financial goals. He is particularly adept at navigating complex loan scenarios, including Non QM, DSCR, Bank Statement, and Profit and Loss loans, in addition to conventional, FHA, and VA programs. His commitment extends to making the home-buying process smooth and stress-free, especially for first-time buyers. Ruble is also actively involved in promoting mortgage education and has built strong community ties in Florida through various initiatives and sponsorships.

Credentials & Expertise

Richard Ruble brings over 29 years of dedicated experience in the mortgage industry, establishing himself as a trusted expert. He holds NMLS# 209981 and operates as Branch Manager for VanDyk Mortgage Florida. His expertise is particularly recognized in self-employed loan programs, investment financing, and assisting clients who fall outside traditional lending criteria. He is proficient in a wide array of loan products, including Conventional, FHA, VA, Non QM, DSCR, Bank Statement, and Profit and Loss loans. Ruble's problem-solving approach and creative financing solutions are key trust signals for his clients.

VanDyk Mortgage Services

VanDyk Mortgage Florida, led by Richard Ruble, offers a comprehensive suite of mortgage programs designed to meet the needs of various borrowers. This includes options for home purchasing and refinancing, catering to first-time homebuyers, homeowners looking to refinance, self-employed individuals, and real estate investors. Specific loan products available encompass Conventional, FHA, VA, Non QM, DSCR, Bank Statement, and Profit and Loss loans. The company emphasizes personalized service, clear communication, and finding flexible financing solutions. They also provide various online tools, such as affordability, APR, and refinance calculators, to assist clients in their financial planning.

Unique Advantages

Richard Ruble has over 29 years of mortgage industry experience. He specializes in Non QM, DSCR, Bank Statement, and Profit and Loss loans. He is known for his creative problem-solving approach to financing. He actively promotes mortgage education and community involvement.