South Florida Quality Mortgage Corp

About South Florida Quality Mortgage

South Florida Quality Mortgage Corp. (SFQMC), established in 2001, is a direct lender and mortgage broker with over 24 years of experience serving South Florida. They specialize in providing a wide range of loan programs for various property types, including construction, private portfolio, commercial, residential, and investment properties. SFQMC prides itself on its ability to close loans that other institutions cannot, leveraging access to over 50 wholesale banks and making in-house decisions as a direct lender. Their mission is to offer flexible and efficient financing solutions tailored to the unique needs of their clients, ensuring a smooth and transparent lending process.

Credentials & Expertise

SFQMC operates with NMLS #376794 and is a licensed mortgage lender and broker in the State of Florida. They emphasize their extensive experience, having been in business for over 24 years. Their direct lending and servicing capabilities mean clients deal with SFQMC from application to payoff, providing a consistent and reliable experience. They are recognized as an Equal Housing Lender, underscoring their commitment to fair lending practices. Their deep understanding of the South Florida market, combined with their direct decision-making authority, positions them as a trusted partner for borrowers.

Offerings

South Florida Quality Mortgage offers a comprehensive suite of loan programs designed to meet diverse financing needs. These include Construction Loans for residential and commercial builds, Private Portfolio Loans utilizing hard and private money with asset-based qualification, and Commercial Loans for properties like warehouses, churches, and schools. They also provide Residential 1-4 Unit loans (FHA, VA, Conventional, Non-QM), Investment Property loans (DSCR, rental portfolios), HELOCs and Equity Lines, Reverse Mortgages for seniors, and specialized Foreign National Loans for international investors. Their loan range is from $50,000 to $1.5 million, covering all property types across Florida.

Unique Advantages

SFQMC distinguishes itself as a Direct Lender and Servicer, enabling faster, in-house decisions and eliminating bank delays. They offer access to over 50 Wholesale Banks, providing a wider array of programs and competitive rates. With over 24 years of local experience in South Florida, they possess deep market knowledge. Furthermore, they are licensed to lend in all 67 Florida counties, ensuring broad geographic coverage for their services.