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Review Keywords Analysis

  1. United States
  2. Best Private Mortgage Lenders
  3. Private Mortgage Lenders in Florida
  4. Tampa

Best Private Mortgage Lenders in Tampa

Tampa Private Mortgage Lenders stats: Key insights from this page’s listings Updated
Businesses listed
6
Average rating
4.5 315 reviews
Typical service price
$0 – $50 Median of 1 priced service
Most-offered services
Mortgage ServicesAuto Loan ServicesPersonal Loan ServicesAccount ServicesMortgage Loans
What customers praise
recommend×61highly recommend×36helped me×12recommended×9
Private mortgage lendersTampa, FL

1

Caliber Home Loans, Inc

Caliber Home Loans specializes in a range of mortgage options, including both conforming and non-conforming loans, supported by technology and experienced Loan Consultants. Customers appreciate the team’s responsiveness and professionalism, though some note occasional communication gaps during busy periods. The company offers services through wholesale, correspondent, and direct lending channels.

Services & Prices
First Mortgage Fee quoted per loan
Refinancing Fee quoted per loan
View Profile
(813) 666-6732
Open 8:00 AM - 10:00 PM
1715 N Westshore Blvd #400, Tampa, FL 33607, USA
General Services
Mortgage Services
2

Tampa Bay Federal Credit Union

With nearly 80 years of experience, Tampa Bay Federal Credit Union offers local mortgage lending focused on helping members build equity and secure their financial future. The team provides personalized guidance through home purchases and refinancing, earning praise for their helpfulness and smooth transactions. Some customers note occasional wait times when contacting support.

Services & Prices
Auto Refinance Fee quoted per loan
New Auto Loan Fee quoted per loan
Used Auto Loan Fee quoted per loan
Personal Loan Application Fee quoted per loan
View Profile
(813) 247-4414
Open 10:00 AM - 6:00 PM
3815 N Nebraska Ave, Tampa, FL 33603, USA
General Services
Auto Loan Services
3

Marimark Mortgage, LLC

Specializing in reverse and conventional home mortgages, Marimark Mortgage, LLC offers FHA, VA, USDA loans, refinancing, and cash-out options with a focus on smooth, timely transactions and clear communication. Customers appreciate the team’s thoroughness and responsiveness, noting consistent updates and quick answers throughout the process.

Services & Prices
Home Purchase Loans Fee quoted per loan
Refinancing Fee quoted per loan
VA Loans Fee quoted per loan
View Profile
(813) 910-8020
Open 8:00 AM - 6:00 PM
5327 Primrose Lake Cir, Tampa, FL 33647, USA
General Services
Mortgage Services
4

Associates Home Loan of Florida, Inc.

Associates Home Loan of Florida, Inc. specializes in hard money, subprime, and equity-based loans for residential and commercial properties across Florida. The team assists clients with purchases and refinancing, often working with those who have less-than-perfect credit. While customers appreciate their personalized support, some note that rates and terms can be higher than traditional lenders.

Services & Prices
Conventional Loans Fee quoted per loan
Hard Money Loans Fee quoted per loan
Equity Loans Fee quoted per loan
Cash-Out Refinancing Fee quoted per loan
View Profile
(813) 437-9362
Open 8:00 AM - 8:00 PM
14497 N Dale Mabry Hwy Suite 150, Tampa, FL 33618, USA
General Services
Mortgage Loans
5

American Dream Home Mortgage

With over 30 years of experience, American Dream Home Mortgage focuses on personalized service to help clients navigate homebuying and refinancing. The team works quickly to meet closing deadlines and keeps borrowers informed throughout the process. Customers appreciate their responsiveness, though occasional communication with third parties can be uneven.

Services & Prices
Home Purchase Loans Fee quoted per loan
Mortgage Refinancing Fee quoted per loan
FHA Loans Fee quoted per loan
View Profile
(813) 655-4663
Open 9:00 AM - 5:00 PM
1463 Oakfield Dr #127, Brandon, FL 33511, USA
General Services
Mortgage Services
Mortgage Affordability Calculator – TampaSee how much house you can afford in Tampa in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 6 on the map Click a pin for the profile and directions
6

Pro Option Mortgage

Specializing in creative, “outside the box” financing, Pro Option Mortgage has been helping clients secure private mortgage loans since 2005. The team offers tailored solutions for challenging credit situations and investment properties, with many customers appreciating their responsiveness and persistence, though the process can sometimes take longer than conventional lending.

Services & Prices
Investment Property Loan Fee quoted per loan
Refinancing Fee quoted per loan
Conventional Mortgage Loan Fee quoted per loan
Non-Conventional Loans Fee quoted per loan
View Profile
(888) 662-4404
Open 6:00 AM - 7:00 PM
13902 N Dale Mabry Hwy #105, Tampa, FL 33618, USA
General Services
Mortgage Services

Tampa Mortgage Statistics

Home-purchase lending in Hillsborough County and home costs in Tampa, FL (latest HMDA and Census data)

Lenders made 17,344 home-purchase loans in Hillsborough County in 2025 (average about $428,000) and denied 3,055 — 15% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In Tampa, the median home is worth $420,400 and 64% of owners have a mortgage, paying a median $2,179 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
17,344▼ 3%17,858 in 2024
Denial rate
15%FL 17%
Median home value
$420,400FL $359,000
Monthly cost with a mortgage
$2,179median · FL $1,959
Refinance loans made (Hillsborough County, 2025)
7,371 · 6,201 in 2024
Home-improvement loans made (2025)
2,592
Average home-purchase loan
$428,000 (FL $416,000)
Owners with a mortgage
64% · 31% of them spend 30%+ of income on housing
Median household income
$75,475 (FL $74,568)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Hillsborough County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Tampa Private Mortgage Lenders stats: 6 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Caliber Home Loans, Inc 4.4 91 Fee quoted per loan (813) 666-6732 Visit
2 Tampa Bay Federal Credit Union 3.7 99 $10 (813) 247-4414 Visit
3 Marimark Mortgage, LLC 4.9 47 Fee quoted per loan (813) 910-8020 Visit
4 Associates Home Loan of Florida, Inc. 4.4 37 Fee quoted per loan (813) 437-9362 Visit
5 American Dream Home Mortgage 4.8 20 Fee quoted per loan (813) 655-4663 Visit
6 Pro Option Mortgage 4.6 21 Fee quoted per loan (888) 662-4404 Visit

Frequently asked questions

8 questions
What do private mortgage lenders in Tampa do?
Private mortgage lenders provide home loans, often with more flexible terms than traditional banks. They may offer personalized service and faster approval processes.
How do I choose the best private mortgage lender in Tampa?
Consider verified reviews, ratings, and whether the lender has claimed its profile. TrustAnalytica ranks based on these factors for transparency and data-driven results.
What questions should I ask a private mortgage lender?
Inquire about interest rates, fees, loan terms, and approval timelines. Ask about their experience in the Tampa market and any special programs they offer.
Are free consultations common with Tampa private mortgage lenders?
Yes, many private mortgage lenders offer free consultations to discuss your needs and explain their services before you commit.
Do I need a private mortgage lender in Tampa?
If traditional banks don't meet your needs or timeline, a private mortgage lender may offer more flexible options and faster approvals.
How long does the private mortgage process take in Florida?
The process typically takes 30 to 45 days, but private lenders may offer faster approvals depending on the complexity of your application.
How do fees work with private mortgage lenders?
Fees may include origination, appraisal, and closing costs. Always ask for a detailed fee breakdown to understand the total cost of your loan.
What services do private mortgage lenders offer?
They offer home loans, refinancing options, and sometimes specialized products like bridge loans or reverse mortgages.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Tampa is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.

The Process

1

Business Verification

Verified private mortgage lenders listings in Tampa are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Tampa.

3

Reviews And Ratings

Real-time customer ratings guide our private mortgage lenders rankings in Tampa, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top private mortgage lenders providers in Tampa.

5

AI Search Visibility

Every private mortgage lenders listing in Tampa is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.