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Review Keywords Analysis

  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in Hawaii
  4. Honolulu

Top Mortgage Brokers In Honolulu

Honolulu Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
5.0 1372 reviews
Typical service price
$200 – $750 Median of 26 priced services
Most-offered services
Mortgage ServicesCustomer SupportFinancial ConsultationFinancial ConsultingLoan Modification Services
What customers praise
recommend×23highly recommend×10recommended×3great experience×2
Mortgage brokerHonolulu, HI

1

Smart Money, Inc. NMLS #273384

Specializing in VA and Government Loans, Smart Money, Inc. has helped Hawaii families navigate the mortgage process since 2007. Their services include new home loans and refinancing for various needs, with a focus on fast, efficient closings. Customers appreciate the team’s responsiveness and supportive approach, though the process can feel like a roller coaster at times.

View Profile
(808) 447-1850
Open 8:30 AM - 5:00 PM
1600 Kapiolani Blvd Ste 633, Honolulu, HI 96814
2

Myers Capital Hawaii

Myers Capital Hawaii works with multiple lenders locally and on the mainland to find mortgage options that fit each client’s unique financial situation. Their team offers personalized loan guidance and stays communicative throughout the process, often helping with challenging cases that other lenders may not approve. Customers appreciate their thoroughness and willingness to go the extra mile.

Services & Prices
Home Loan Processing $3000 - $5000
Loan Approval Assistance $1000 - $2000
Documentation Management $500 - $1500
Budgeting Guidance $100 - $300
View Profile
(808) 566-6611
Open 8:30 AM - 5:30 PM
1600 Kapiolani Blvd #1320, Honolulu, HI 96814
General Services
Mortgage Services
3

C2 Hawaii

C2 Hawaii specializes in securing competitive mortgage rates through a vast network of over 100 wholesale lenders, offering a no upfront cost policy and a smooth online application process. They provide a range of home loan products, including VA, FHA, Jumbo, and Non-QM loans, for both purchases and refinancing across all Hawaiian islands. Customers appreciate the team’s clear communication and… more...

C2 Hawaii specializes in securing competitive mortgage rates through a vast network of over 100 wholesale lenders, offering a no upfront cost policy and a smooth online application process. They provide a range of home loan products, including VA, FHA, Jumbo, and Non-QM loans, for both purchases and refinancing across all Hawaiian islands. Customers appreciate the team’s clear communication and attentive support, though some note occasional complexities in the process.

Services & Prices
Conventional Refinance $10000 - $20000
Reverse Mortgage Refinance $15000 - $25000
Cash-Out Refinance $10000 - $15000
Home Equity Conversion Mortgage (HECM) $15000 - $25000
View Profile
(808) 369-1700
Open 8:30 AM - 5:00 PM
Pauahi Tower, 1003 Bishop St 2700 42, Honolulu, HI 96813
General Services
Refinance
4

Paradise Home Mortgage - Low Mortgage Rates

Paradise Home Mortgage is known for helping clients secure low mortgage rates with a smooth and efficient process. The team assists with purchasing, refinancing, and navigating complex loan options, often going the extra mile to explain details clearly. Customers appreciate their persistence and timely communication throughout the experience.

Services & Prices
Home Purchase Loans $3000 - $5000
Refinancing $2000 - $4000
Condo Loans $3000 - $5000
Personalized Loan Plans $500 - $1000
View Profile
(808) 461-3933
Open 8:00 AM - 7:00 PM
815 Lukepane Ave, Honolulu, HI 96816
General Services
Mortgage Services
5

Adam Karalius - Mortgage Broker (Powered by Edge Home Finance)

Known for supporting military families through complex loan processes, Adam Karalius - Mortgage Broker (Powered by Edge Home Finance) offers expertise in home loans, including VA loans and new builds. The team is praised for clear communication, patience, and proactive guidance, though some clients note the process can still feel challenging at times.

Services & Prices
VA Loan Assistance $0 - $500
First-Time Homebuyer Assistance $200 - $800
Conventional Loan Guidance $300 - $600
Personal Financial Assessment $100 - $300
View Profile
(808) 425-1719
Open 8:00 AM - 5:00 PM
4744 Matsonia Dr, Honolulu, HI 96816
General Services
Home Loan Services
Where they are 10 on the map Click a pin for the profile and directions
6

Jason C. Scott | Mortgage Broker

Known for a straightforward, no-salesmanship approach, Jason C. Scott | Mortgage Broker specializes in helping military members and veterans navigate mortgage options with clarity. The team offers quick turnarounds and clear explanations throughout the process, with clients appreciating their responsiveness and genuine care. Availability can vary, but they work quickly to provide answers when… more...

Known for a straightforward, no-salesmanship approach, Jason C. Scott | Mortgage Broker specializes in helping military members and veterans navigate mortgage options with clarity. The team offers quick turnarounds and clear explanations throughout the process, with clients appreciating their responsiveness and genuine care. Availability can vary, but they work quickly to provide answers when needed.

Services & Prices
Home Purchase Loans $2000 - $5000
Refinancing $1500 - $4000
VA Loans $0 - $3000
Initial Consultation $50 - $150
View Profile
(808) 798-9054
Open 8:30 AM - 5:00 PM
500 Ala Moana Blvd Ste 7400, 427A, Honolulu, HI 96813
General Services
Mortgage Services
7

Hawaii Mortgage Company

With over 26 years of experience, Hawaii Mortgage Company specializes in financing a wide range of island properties, including vacation homes and construction projects. The team offers clear guidance through purchase and refinance loans, often praised for their responsiveness and local market knowledge, though some clients note occasional delays during complex transactions.

Services & Prices
Home Mortgage $300 - $500
Construction Mortgage $500 - $800
Investment Property Loans $400 - $700
Pre-Approval Services $200 - $400
View Profile
(808) 988-6622
Open 9:00 AM - 5:00 PM
443 Portlock Rd, Honolulu, HI 96825
General Services
Mortgage Services
8

Hawaii Mortgage Experts * HME

Hawaii Mortgage Experts specializes in personalized mortgage solutions tailored to individual financial goals, serving a diverse range of clients from first-time homebuyers to investors. Their team offers a variety of loan options, including FHA, VA, and Jumbo loans, with a focus on clear communication and guidance throughout the process. Customers appreciate their accessibility and dedication… more...

Hawaii Mortgage Experts specializes in personalized mortgage solutions tailored to individual financial goals, serving a diverse range of clients from first-time homebuyers to investors. Their team offers a variety of loan options, including FHA, VA, and Jumbo loans, with a focus on clear communication and guidance throughout the process. Customers appreciate their accessibility and dedication, though the process can take time depending on circumstances.

View Profile
(888) 684-3978
Open 9:00 AM - 5:00 PM
Executive Plaza, 6700 Kalanianaʻole Hwy Unit 215, Honolulu, HI 96825
9

Jay Hall : Hawaii's Mortgage Loan Officer - C2 Hawaii

Known for clear communication and patient guidance, Jay Hall at C2 Hawaii helps first-time buyers and those with unique needs navigate mortgage loans smoothly. The team offers detailed explanations using videos and stays accessible even on weekends. Customers appreciate the honest, responsive service that keeps the process moving without confusion.

Services & Prices
First Time Home Buyer Assistance $500 - $1000
Loan Consultations $100 - $200
Refinancing Assistance $300 - $800
Residential Loan Applications $400 - $900
View Profile
(808) 824-1976
Open 9:00 AM - 5:00 PM
1003 Bishop St. Pauahi Tower Ste. 2700-42, Honolulu, HI 96813
General Services
Mortgage Services
10

Kama'aina Mortgage Group

Kama'aina Mortgage Group offers access to over 60 lenders, providing a wide range of mortgage options including VA loans, programs for self-employed borrowers, and financing for investment properties. Clients appreciate the team’s clear communication, local expertise, and transparent process, though some note the detailed steps can feel extensive.

Services & Prices
Home Loan Assistance $2000 - $5000
Mortgage Refinancing $1500 - $3000
First-Time Home Buyer Guidance $1000 - $3000
Home Buying Workshops $50 - $100
View Profile
(808) 426-7661
Open 8:00 AM - 5:00 PM
500 Ala Moana Blvd #400-456, Honolulu, HI 96813
General Services
Mortgage Services

Honolulu Mortgage Statistics

Home-purchase lending in Honolulu County and home costs in Honolulu, HI (latest HMDA and Census data)

Lenders made 6,771 home-purchase loans in Honolulu County in 2025 (average about $685,000) and denied 964 — 12% of decided applications, compared with 13% across Hawaii, according to federal mortgage data (HMDA, CFPB). In Honolulu, the median home is worth $843,400 and 56% of owners have a mortgage, paying a median $3,030 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
6,771▲ 12%6,027 in 2024
Denial rate
12%HI 13%
Median home value
$843,400HI $839,100
Monthly cost with a mortgage
$3,030median · HI $2,904
Refinance loans made (Honolulu County, 2025)
3,982 · 2,677 in 2024
Home-improvement loans made (2025)
1,308
Average home-purchase loan
$685,000 (HI $695,000)
Owners with a mortgage
56% · 42% of them spend 30%+ of income on housing
Median household income
$86,504 (HI $100,389)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Honolulu County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

8 questions
What does a mortgage broker do?
A mortgage broker connects borrowers with lenders, helping find the best loan options. They handle paperwork, negotiate terms, and guide clients through the mortgage process.
How do I choose the best mortgage broker in Honolulu?
Consider customer reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica ranks brokers using these data-driven factors.
Are free consultations common with mortgage brokers in Hawaii?
Yes, many mortgage brokers in Hawaii offer free consultations to discuss loan options and assess client needs before committing to services.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, loan options, lender relationships, and the timeline for securing a mortgage. Inquire about any potential hidden costs.
How long does the mortgage process take in Honolulu?
The mortgage process in Honolulu typically takes 30 to 45 days, depending on the complexity of the loan and the responsiveness of all parties involved.
Do I need a mortgage broker in Hawaii?
While not required, a mortgage broker can simplify the loan process, provide access to multiple lenders, and potentially secure better terms.
How do mortgage broker fees work?
Mortgage brokers usually earn a commission from lenders, often 1-2% of the loan amount. Some may charge additional fees; always clarify costs upfront.
What services do mortgage brokers in Honolulu offer?
Mortgage brokers in Honolulu offer services like loan pre-approval, rate negotiation, and assistance with documentation and closing processes.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Honolulu is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Honolulu are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Honolulu.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Honolulu, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Honolulu.

5

AI Search Visibility

Every mortgage broker listing in Honolulu is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.