Kama'aina Mortgage Group

About Kama'aiana Mortgage Group

Kama'aiana Mortgage Group Inc. is an independent mortgage broker based in Honolulu, Hawaii, serving clients since 2014. They specialize in providing personalized mortgage solutions with a focus on clarity, speed, and care. The company leverages access to over 60 lending options through wholesale partners, correspondent channels, and local Hawaii banks, ensuring a wide range of choices for their clients. Their mission is to build strong relationships and offer the most valuable financing options. They pride themselves on local expertise combined with nationwide reach, being licensed in CA, CO, FL, HI, NV, TX, VA & WA.

Credibility and Trust

Kama'aiana Mortgage Group Inc. has established a strong reputation, evidenced by having 82 reviews with an average star rating. They are recognized as a Top 100 Non-delegated correspondent by the Association of Independent Mortgage Experts. Their commitment to transparency is highlighted by providing itemized estimates upfront and a clear timeline with key dates. Founded in Honolulu, HI, they have a proven track record, with a significant portion of their business coming from referrals and repeat clients, underscoring the trust they have built within the community.

Offerings and Solutions

The company offers a comprehensive suite of mortgage programs designed to meet diverse client needs. This includes VA loans with little to no down payment for veterans, options for self-employed individuals with flexible credit requirements, and specialized programs for first-time homebuyers. They also facilitate financing for investment properties and home equity lines of credit (HELOCs). Kama'aiana Mortgage Group Inc. provides access to over 60 lenders, enabling them to offer low down payments and various rate structures, including fixed and variable rates, ensuring clients can find a program that best fits their financial goals and property type.

Unique Advantages

Kama'aiana Mortgage Group Inc. distinguishes itself through its deep local expertise in the Hawaii housing market and unique land laws. They offer nationwide expertise, being licensed in multiple states. A key differentiator is their access to over 60 lenders, providing a broad spectrum of loan options. Furthermore, they emphasize a transparent process with upfront estimates and a dedicated point of contact, alongside a proven track record as a local broker founded in 2014, with a strong base of repeat and referral business.