Hawaii Mortgage Company

About Hawaii Mortgage Company

Hawaii Mortgage Company, based in Honolulu, Hawaii, is a dedicated mortgage lender with over 26 years of experience serving the unique real estate market of the islands. They specialize in providing direct, honest answers to mortgage questions and offer financing solutions for a wide range of property types, including Condominium-Hotels, Vacation Properties, Vacant Land, Construction, Residential Condominiums, Multi-Unit Properties, and Single Family Residences. Their mission is to leverage their extensive local knowledge and expertise to help clients achieve their homeownership goals, ensuring a smooth and informed financing process. They pride themselves on being seasoned industry professionals who are trustworthy and committed to serving the needs of Hawaii residents.

Credibility and Trust

Hawaii Mortgage Company has funded over $2 billion in loans and boasts an average closing time of 28 days, with a remarkable 99.8% customer satisfaction rate. For over 26 years, they have consistently offered competitive rates, demonstrating a strong track record of reliability and client satisfaction. Their local staff's deep understanding of Hawaii's specific property nuances, such as dealing with unpermitted additions and understanding local market conditions like the impact of volcanic activity, sets them apart. This local expertise, combined with their proven success in loan funding and customer satisfaction, builds significant trust with their clientele.

Offerings and Solutions

Hawaii Mortgage Company provides a comprehensive suite of mortgage services designed to meet diverse client needs. They offer loans for both purchase and refinance transactions, including specialized programs for various property types. Their services encompass expert guidance on loan options, accurate income calculation for all employment types (including self-employed individuals), and a streamlined online application process. They aim to simplify the complexities of mortgage financing, ensuring clients understand their options and secure the best possible terms. Their commitment extends to serving all major Hawaiian islands, including Oahu, Maui, Kauai, Molokai, Lanai, and Hawaii Island.

Unique Advantages

Hawaii Mortgage Company distinguishes itself through its deep local expertise, having operated in Hawaii for over 26 years. They offer highly competitive rates and possess a profound understanding of the local real estate market, including unique property types and regulatory nuances. Their proven track record includes funding over $2 billion in loans and maintaining a 99.8% customer satisfaction rate, highlighting their commitment to client success and service excellence.