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John Hancock term life insurance coverage is available from $250,000 to $65 million, and you can pick how long you are insured from ten, 15, 20, or 30 years. And you could save on premiums or earn rewards for living healthy when you add Vitality Plus. With our pay-as-you-go approach, you will only spend for the term insurance you need. That means you would pay less than a 30-year premium if you only wish to be covered for 10 years. We will guide you through your options and help you apply. Have peace of mind with predictable payouts that can help ensure your favorite people are always taken care of when they need it the most. With John Hancock Vitality, you can receive significant discounts on your coverage and save money on your favorite brands for healthier life choices. John Hancock Vitality life insurance pays your loved ones while rewarding you for things that keep you healthy.