Riverbank Finance LLC

About Riverbank Finance

Riverbank Finance is a locally owned Grand Rapids mortgage broker that specializes in helping individuals and families secure home loans. Established in 2011, the company prides itself on its mission to provide accessible and tailored mortgage solutions. They operate with a core set of values centered on transparency, customer service, and finding the best financial products for their clients. Riverbank Finance distinguishes itself by shopping rates and fees across more than 20 wholesale lenders, ensuring clients receive competitive offers. Their team comprises licensed Michigan loan officers dedicated to guiding clients through every step of the mortgage process, offering expertise and personalized support.

Why Choose Riverbank

Riverbank Finance offers significant advantages over traditional banks by acting as an independent mortgage broker. They are NMLS-licensed, tested, and trained to a higher standard than many bank loan officers. Their commitment to client success is demonstrated through their rigorous vetting of loan officers and their focus on providing unbiased advice. The company's strong reputation is further evidenced by top ratings on Google Reviews, reflecting high levels of customer satisfaction. They provide a level of personalized service and expertise that aims to make the complex mortgage process smoother and more reassuring for borrowers.

Riverbank Finance Offers

Riverbank Finance provides a comprehensive suite of mortgage products designed to meet diverse borrower needs. This includes options for home purchases, refinancing, FHA loans with low down payment requirements, VA loans for veterans, USDA loans for rural areas, and conventional mortgages with flexible terms. They also offer specialized products like Home Equity Loans/HELOCs, DSCR loans for investors, and programs for specific professions such as doctor loans. Riverbank Finance serves clients across Michigan and Florida, offering online pre-approval in approximately 15 minutes and access to a wide range of loan programs tailored to individual financial situations and property types.

Unique Advantages

Riverbank Finance differentiates itself by comparing rates across over 20 wholesale lenders, ensuring clients receive competitive wholesale rates without retail markups. They provide a dedicated, licensed loan officer for each client from application to closing, offering personalized guidance. As a locally owned business in Grand Rapids since 2011, they possess deep knowledge of the Michigan property market, taxes, and programs. They also offer a streamlined online application process, allowing for pre-approval in about 15 minutes.