Blackwell Mortgage

About Blackwell Mortgage

Blackwell Mortgage of NC, LLC, established in 2021, operates as a mortgage broker dedicated to serving clients in North Carolina, South Carolina, and Virginia. The company's mission, encapsulated by the hashtag #MortgageWithPurpose, is to customize mortgage plans that align with clients' financial goals and aspirations, enabling them to live their best lives. They emphasize working in the client's best interest, not a specific lender's, by shopping for the best loan terms and lender fit. Blackwell Mortgage prides itself on its expertise, particularly with self-employed individuals and investors, and its commitment to providing a transparent and supportive experience throughout the mortgage process. They aim to offer strategic guidance and a delightful experience, ensuring clients find the optimal mortgage solution.

Credentials & Expertise

Blackwell Mortgage of NC, LLC holds licenses in North Carolina (B-195740), South Carolina (MC-7206), and Virginia. They operate under Company NMLS 2078740. As a Certified Mortgage Adviser, they go beyond traditional lending by co-creating options based on client priorities, utilizing specialized tools, and staying informed on daily market trends. They offer insights into local real estate trends in the Triangle Area of NC. While they do not offer construction-to-perm, renovation loans on primary residences, or lot financing, they are committed to referring clients to suitable local community lenders if they cannot directly assist, ensuring clients always have a path forward.

Offerings

Blackwell Mortgage specializes in a wide array of mortgage solutions for homebuyers and homeowners. For homebuyers, they cater to primary residences, second homes, and investment properties, including first-time buyers, next-time buyers, the self-employed, and investors. For homeowners, they offer refinance options for primary residences, second homes, and investment properties, including delayed financing, equity buyouts, debt consolidation, home equity loans/lines of credit, and rate-term or cash-out refinances. Their product offerings include Conforming Conventional loans, Jumbo loans, Home Ready/Home Possible, FHA, VA and VA Jumbo, USDA loans, and specialized loans for the self-employed (Full Doc and Non-QM like Bank Statements, DSCR). They also facilitate loans for real estate investors and commercial purpose loans through BlackwellCommercialLoans.com.

Unique Advantages

Blackwell Mortgage distinguishes itself through its commitment to community impact, donating at least $100 per loan to 1C1313.org to match community donations for local non-profits. They operate as a mortgage broker, ensuring they work solely for the client's best interest. Their Certified Mortgage Adviser approach focuses on co-creating personalized mortgage options and providing local real estate insights. They offer a unique "Smart Co-Buying" service to help individuals purchase homes with friends, family, or partners, optimizing buying power and equity growth.