AMS Mortgage Services, Inc

About AMS Mortgage Services

AMS Mortgage Services is a dedicated mortgage broker committed to helping individuals and families find the perfect home loan. Established in 1992, AMS operates with a mission to simplify the mortgage process by connecting clients with a diverse network of top wholesale lenders. Their core values emphasize personalized service, transparency, and finding loan solutions tailored to each client's unique financial situation. With decades of experience, their team of experts leverages deep industry knowledge to navigate the complexities of the mortgage market, ensuring clients receive competitive rates and favorable terms. What sets AMS apart is their client-centric approach, focusing on providing a seamless and supportive experience from application to closing, ensuring the right loan fits the client's life.

Why Choose AMS

AMS Mortgage Services is a licensed mortgage broker operating in 9 states, holding NMLS #20843. They are recognized as an Equal Housing Opportunity provider. Their commitment to client satisfaction is reflected in numerous testimonials highlighting successful loan outcomes and exceptional service. With a proven track record, AMS has helped over 10,000 families and originated over $0 billion in loans, demonstrating their extensive experience and reliability in the mortgage industry. They offer a seamless refinancing process, competitive rates, and expert guidance, making them a trusted partner for home financing needs.

AMS Mortgage Services Offers

AMS Mortgage Services specializes in a comprehensive range of mortgage solutions designed to meet diverse client needs. They offer Home Purchase Loans, including Conventional, FHA, VA, and USDA options, with down payments as low as 0% and competitive rates from numerous lenders. Their Refinancing services help clients lower monthly payments, tap into home equity for renovations or debt consolidation, and offer no-closing-cost programs. Additionally, AMS provides Down Payment Assistance programs, including state, local, FHA, and employer-assisted options, making homeownership more accessible. They also offer Specialty Loans such as Jumbo, Construction, HELOC, Home Equity, Alternative Lending, and Investment Property loans, catering to unique financial situations and property types.

Unique Advantages

AMS Mortgage Services distinguishes itself by acting as a mortgage broker, offering access to dozens of wholesale lenders rather than being limited to a single bank's products. This broad access ensures clients receive more options and a better-tailored loan. They provide a single point of contact throughout the loan process, simplifying communication and management. With 34 years of experience, AMS possesses the expertise to handle complex situations, including self-employment, non-traditional income, or past credit issues, often finding solutions where traditional banks may not. Their tagline, "We don't work for the lenders. We work for you," underscores their commitment to client advocacy.