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  1. United States
  2. Best Mortgage Brokers
  3. Mortgage Brokers in Tennessee
  4. Knoxville

Best Mortgage Brokers in Knoxville

Knoxville Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
4.9 21450 reviews
Most-offered services
Mortgage ServicesLoan ServicesMortgage Lending
What customers praise
recommend×15highly recommend×8helped me×3great experience×3
Mortgage brokerKnoxville, TN

1

21st Mortgage Corporation

As the nation’s leading lender for manufactured and mobile homes for over sixteen years, 21st Mortgage Corporation offers a variety of loan programs for new, pre-owned, and refinancing needs. Customers appreciate the team’s fast response and clear communication, though some note the process can be detailed. Their services also include insurance options tailored to mobile homeowners.

View Profile
(865) 292-2120
Open 8:00 AM - 8:00 PM
620 Market St, Knoxville, TN 37902
2

First Choice Lending Services, LLC

First Choice Lending Services funds loans with its own capital, allowing faster decisions and access to over 30 loan programs tailored to various needs. Serving Tennessee, Kentucky, Georgia, and Florida since 2011, the team supports first-time buyers, investors, and refinancers with clear communication and a streamlined process, though some clients note the mortgage process itself can still feel… more...

First Choice Lending Services funds loans with its own capital, allowing faster decisions and access to over 30 loan programs tailored to various needs. Serving Tennessee, Kentucky, Georgia, and Florida since 2011, the team supports first-time buyers, investors, and refinancers with clear communication and a streamlined process, though some clients note the mortgage process itself can still feel complex.

Services & Prices
Mortgage Pre-Approval Quoted per loan
Rate Comparison Quoted per loan
Loan Repayment Planning Quoted per loan
View Profile
(855) 392-4141
Open 8:00 AM - 7:00 PM
9821 Cogdill Rd #2, Knoxville, TN 37932
General Services
Loan Services
3

Adrian Hall Mortgage Team @ Rate, Inc.

Known for their knowledgeable and personable approach, the Adrian Hall Mortgage Team at Rate, Inc. specializes in helping clients navigate home financing with clear guidance. The team offers loan services focused on making homeownership achievable, and customers appreciate their attention to detail and willingness to go the extra mile. Some find the process thorough, which can take extra time.

Services & Prices
Home Loans Quoted per loan
Refinancing Quoted per loan
VA Loans Quoted per loan
View Profile
(865) 356-2869
Closed Now
813 S Northshore Dr #102, Knoxville, TN 37919
General Services
Mortgage Services
4

Elite Service Mortgage

Elite Service Mortgage specializes in helping first-time homebuyers, particularly those using VA loans, navigate the mortgage process with clear communication and personal attention. The team offers mortgage guidance that many clients find thorough and patient, though some note the process can still feel detailed. Customers appreciate the approachable, responsive service throughout.

Services & Prices
Refinancing Loans Quoted per loan
View Profile
(865) 963-0406
Closed Now
9050 Executive Park Dr NW Ste A106, Knoxville, TN 37923
General Services
Mortgage Services
5

Foundation Mortgage

Foundation Mortgage focuses on guiding first-time and repeat homebuyers through the mortgage process with clear communication and steady support. Their team handles loan applications and closings with professionalism and responsiveness, helping clients feel informed and at ease. Some clients note the process can be detailed, but the team’s explanations are consistently appreciated.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Loans Quoted per loan
First-Time Homebuyer Assistance Quoted per loan
View Profile
(865) 392-5450
Closed Now
2160 Lakeside Centre Wy #100, Knoxville, TN 37922
General Services
Mortgage Services
Mortgage Affordability Calculator – KnoxvilleSee how much house you can afford in Knoxville in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 10 on the map Click a pin for the profile and directions
6

Brian Kimball at Waterstone Mortgage

Waterstone Mortgage focuses on guiding first-time homebuyers through a clear and organized loan process. The team offers personalized support and explains multiple loan options to fit individual needs, maintaining strong communication from start to finish. Customers appreciate the stress-free experience and the extra effort made to meet deadlines.

View Profile
(865) 343-3994
Closed Now
200 Prosperity Dr, Knoxville, TN 37923
7

Fountain City Finance

A BBB Accredited Business since 1991, Fountain City Finance offers a broad range of mortgage and refinancing options, including VA, FHA, and reverse loans, tailored to East Tennessee residents. Clients appreciate the team’s clear communication and steady support throughout the process, often noting their responsiveness and helpful guidance.

View Profile
(865) 687-8200
Closed Now
5319 N Broadway St, Knoxville, TN 37918
8

Mortgage Investors Group

Mortgage Investors Group specializes in guiding first-time homebuyers through the mortgage process with clear communication and patient support. The team offers personalized lending services and stays accessible to answer questions at every step. Customers appreciate the smooth, efficient experience, though some note the process can feel emotional given its importance.

View Profile
(865) 691-8910
Closed Now
1225 Weisgarber Rd #260, Knoxville, TN 37909
9

Neal Bailes Knoxville TN Mortgage Lender

With nearly 30 years of lending experience, Neal Bailes and his team at Real Estate Finance Group focus on transparent mortgage solutions without hidden fees. They offer a range of loan options, including Conventional, VA, FHA, and Jumbo loans, and are known for clear communication and steady guidance throughout the home-buying process. Customers appreciate their responsiveness and hands-on… more...

With nearly 30 years of lending experience, Neal Bailes and his team at Real Estate Finance Group focus on transparent mortgage solutions without hidden fees. They offer a range of loan options, including Conventional, VA, FHA, and Jumbo loans, and are known for clear communication and steady guidance throughout the home-buying process. Customers appreciate their responsiveness and hands-on approach.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
View Profile
(865) 584-1584
Closed Now
4707 Papermill Dr NW #102, Knoxville, TN 37909
General Services
Mortgage Lending
10

Keystone Mortgage Group

Known for its relationship-driven approach, Keystone Mortgage Group simplifies home loans and refinancing across Tennessee and Florida. The team assists with purchases and refinancing for primary, second, and investment properties, guiding clients through every step. Customers appreciate their responsiveness and clear communication throughout the process.

Services & Prices
Purchase Mortgages Quoted per loan
Refinancing Quoted per loan
Pre-Approval Quoted per loan
View Profile
(865) 909-0211
Closed Now
1508 Coleman Rd Ste 103, Knoxville, TN 37909
General Services
Mortgage Services

Knoxville Mortgage Statistics

Home-purchase lending in Knox County and home costs in Knoxville, TN (latest HMDA and Census data)

Lenders made 6,900 home-purchase loans in Knox County in 2025 (average about $394,000) and denied 1,020 — 13% of decided applications, compared with 15% across Tennessee, according to federal mortgage data (HMDA, CFPB). In Knoxville, the median home is worth $239,700 and 61% of owners have a mortgage, paying a median $1,374 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
6,900▲ 3%6,720 in 2024
Denial rate
13%TN 15%
Median home value
$239,700TN $286,700
Monthly cost with a mortgage
$1,374median · TN $1,566
Refinance loans made (Knox County, 2025)
4,023 · 3,236 in 2024
Home-improvement loans made (2025)
1,402
Average home-purchase loan
$394,000 (TN $375,000)
Owners with a mortgage
61% · 27% of them spend 30%+ of income on housing
Median household income
$54,039 (TN $69,595)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Knox County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Knoxville Mortgage Brokers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 21st Mortgage Corporation 4.7 18351 — (865) 292-2120 Visit
2 First Choice Lending Services, LLC 5.0 1026 Quoted per loan (855) 392-4141 Visit
3 Adrian Hall Mortgage Team @ Rate, Inc. 5.0 525 Quoted per loan (865) 356-2869 Visit
4 Elite Service Mortgage 5.0 389 Quoted per loan (865) 963-0406 Visit
5 Foundation Mortgage 4.9 254 Quoted per loan (865) 392-5450 Visit
6 Brian Kimball at Waterstone Mortgage 5.0 227 — (865) 343-3994 Visit
7 Fountain City Finance 4.8 234 — (865) 687-8200 Visit
8 Mortgage Investors Group 4.9 228 — (865) 691-8910 Visit
9 Neal Bailes Knoxville TN Mortgage Lender 5.0 113 Quoted per loan (865) 584-1584 Visit
10 Keystone Mortgage Group 4.9 103 Quoted per loan (865) 909-0211 Visit

Frequently asked questions

8 questions
What does a mortgage broker do?
A mortgage broker connects borrowers with lenders, helping find the best loan terms. They handle paperwork, negotiate rates, and guide clients through the mortgage process.
How do I choose the best mortgage broker in Knoxville?
Consider verified reviews, ratings, and whether the broker has claimed their profile. TrustAnalytica ranks brokers using these factors for a data-driven choice.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss options and services. It's a common industry practice to help clients understand their choices.
Do I need a mortgage broker in Tennessee?
While not required, a mortgage broker can simplify the loan process and potentially secure better terms by leveraging their network and expertise.
What questions should I ask a mortgage broker?
Ask about their fees, lender relationships, loan options, and how they determine the best loan for you. Inquire about their experience and client satisfaction.
How do mortgage broker fees work?
Mortgage brokers typically earn a commission from lenders, but some may charge a fee. Clarify fee structures upfront to understand any costs involved.
How long does the mortgage process take with a broker?
The mortgage process generally takes 30-45 days, but this can vary based on lender requirements and document readiness.
What services do mortgage brokers in Knoxville offer?
Knoxville mortgage brokers offer loan comparisons, rate negotiations, application assistance, and personalized advice to help clients secure favorable mortgage terms.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Knoxville is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Knoxville are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Knoxville.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Knoxville, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Knoxville.

5

AI Search Visibility

Every mortgage broker listing in Knoxville is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.