First Choice Lending Services, LLC

About First Choice Lending

First Choice Lending Services, established in 2011, is a correspondent mortgage lender that funds loans with its own capital, offering clients access to a wider array of programs, competitive rates, and expedited closing processes. The company prides itself on building home loans around the individual needs of each client. With a strong presence in Tennessee, Kentucky, Georgia, and Florida, FCLS has successfully closed over 10,000 loans, demonstrating a commitment to serving homebuyers across these regions. Their core mission revolves around providing personalized service and efficient loan solutions, distinguishing them in the competitive mortgage market.

Credibility and Trust

First Choice Lending Services boasts a 5.0 Google rating, reflecting high customer satisfaction. They are licensed to operate in Tennessee, Kentucky, Georgia, and Florida, ensuring compliance with state-specific regulations. The company highlights fast pre-approvals and has successfully closed over 10,000 loans, underscoring their experience and reliability. Their commitment to transparency and customer service is evident in their numerous positive reviews, which frequently mention the professionalism and helpfulness of their loan officers.

Offerings and Solutions

FCLS offers a comprehensive suite of loan programs designed to meet diverse homebuyer needs. These include Conventional, FHA, VA, USDA, Jumbo, and Non-QM loans, catering to various credit profiles and financial situations. They specialize in programs for first-time homebuyers, investment properties, and refinancing. Unique offerings include DSCR and Bank Statement loans for investors and self-employed individuals, respectively. The company emphasizes a streamlined, four-step process from application to closing, ensuring a smooth and efficient experience for all clients.

Unique Advantages

First Choice Lending Services distinguishes itself as a correspondent lender, funding loans with its own capital for faster decisions and broader program access. They have over 15 years of experience, operating since 2011. The company offers more than 30 loan programs, providing extensive options for borrowers. Additionally, they maintain a strong local presence with multiple branches across Tennessee and service areas in Kentucky, Georgia, and Florida.