Fountain City Finance

About Fountain City Finance

Fountain City Finance is a locally-owned and family-operated company that has been providing mortgages, refinancing, and exceptional customer service to residents of East Tennessee since 1991. With a commitment to helping clients achieve their homeownership dreams, the company offers a wide range of loan options tailored to meet diverse needs. Their experienced team is dedicated to making the mortgage process as smooth and stress-free as possible, ensuring clients receive personalized attention and expert guidance throughout their journey. Fountain City Finance prides itself on its deep understanding of the local market and its ability to deliver effective financial solutions.

Why Choose Fountain City

Fountain City Finance has established a strong reputation for reliability and customer satisfaction, evidenced by numerous positive testimonials. They are recognized as a BBB Accredited Business and an Equal Housing Lender, underscoring their commitment to ethical practices and fair lending. The company's longevity since 1991 speaks to its stability and expertise in the mortgage industry. Clients consistently praise their professionalism, courtesy, knowledge, and teamwork, highlighting the company's ability to make complex processes like home buying and refinancing feel painless and manageable. This dedication to client success and trust makes them a preferred choice for mortgage services in East Tennessee.

Fountain City Finance Offers

Fountain City Finance specializes in a comprehensive suite of mortgage and refinancing services designed to meet various client needs. They offer home mortgages for purchasing new homes, including options for first-time homebuyers, conventional loans, FHA loans for those with less-than-perfect credit or smaller down payments, and VA loans for active military and veterans with 100% financing. Additionally, they provide refinancing solutions to consolidate debt (credit card, student loans, personal loans), lower interest rates, reduce mortgage terms, or access cash. Reverse mortgages are also available for individuals aged 62 and older to leverage home equity. Their service areas primarily focus on East Tennessee, with a goal to provide accessible and beneficial financial solutions.

Unique Advantages

Fountain City Finance has been serving East Tennessee since 1991, demonstrating significant industry experience. As a locally-owned and family-operated business, they offer a personalized approach to client service. They are a BBB Accredited Business and an Equal Housing Lender, signifying trust and adherence to fair practices. The company provides a wide array of loan types, including specialized options like VA and Rural Development loans, catering to diverse borrower needs.