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  1. United States
  2. Best Home Renovation Loan Companies
  3. Home Renovation Loan Companies in Texas
  4. Austin

Best Home Renovation Loan Companies in Austin

Austin Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
6
Average rating
5.0 118 reviews
Most-offered services
Home PurchasingHome RefinancingMortgage ServicesMortgage LendingLoan Pre-Approval
What customers praise
recommend×43highly recommend×20recommended×9highly recommended×7
Renovation loansAustin, TX

1

Joel Richardson, Austin Mortgage Lender

With over 20 years of experience, this lender specializes in custom and renovation loans, helping clients across Austin and nearby areas navigate home financing. The team is known for clear communication and quick responses, making complex mortgage processes feel more manageable. Some customers note the competitive Austin market can add challenges, but the support remains consistent.

Services & Prices
Conventional Loans Fee quoted per loan
FHA Loans Fee quoted per loan
VA Loans Fee quoted per loan
Rate and Term Refinance Fee quoted per loan
View Profile
(512) 203-8244
Closed Now
509 W Lynn St B,Austin, TX 78703
General Services
Home Purchasing
2

Ashley Matthews - CMG Home Loans Mortgage Loan Officer NMLS# 1185441

Specializing in FHA203(k) Renovation Loans, this mortgage team helps combine home purchase or refinance costs with renovation expenses into a single loan. They guide buyers and homeowners through a streamlined process with clear communication and responsiveness. Customers appreciate their timely updates and support, noting a smooth experience from application to closing.

Services & Prices
First-Time Homebuyer Assistance Quoted per loan
Pre-Approval Services Quoted per loan
View Profile
(512) 739-3320
Closed Now
9430 Research Blvd Suite 200, Austin, TX 78759, USA
General Services
Mortgage Services
3

Michelle Simon | Fairway Independent Mortgage Corporation Loan Officer

Fairway Independent Mortgage Corporation offers renovation loans that combine purchase and repair costs to simplify financing for homes needing improvements. Their team supports clients through buying or refinancing with clear communication and personalized guidance. Customers appreciate their responsiveness and helpful approach throughout the mortgage process.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Standard Pre-Approval Quoted per loan
View Profile
(512) 676-0765
Closed Now
4501 Spicewood Springs Rd #1050,Austin, TX 78759
General Services
Mortgage Lending
4

Trent Tatsch - LoanPeople

For more than a decade, Trent Tatsch has assisted customers and real estate partners with purchases and refinances. Whether this is your first home or you are a seasoned investor, Trent is available to serve you and ensure a five-star experience from application to funding. Customers deserve great rates and service. At the heart of LoanPeople are people. In-house processing, underwriting… more...

For more than a decade, Trent Tatsch has assisted customers and real estate partners with purchases and refinances. Whether this is your first home or you are a seasoned investor, Trent is available to serve you and ensure a five-star experience from application to funding. Customers deserve great rates and service. At the heart of LoanPeople are people. In-house processing, underwriting, closing, and funding. Trent is grateful for the opportunity to earn your business now and for years to come. Reasons to refinance: reduce the rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation. LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.

View Profile
(512) 808-7940
Closed Now
1717 W 6th St Suite 340, Austin, TX 78703, USA
5

Justin Robb - CMG Home Loans Mortgage Loan Officer NMLS# 2122865

Justin Robb is based in Austin-Hymeadow and offers a range of mortgage options to suit the needs of homeowners looking to refinance their mortgage. Justin will be happy to help you with any of CMG's loan products, including FHA loans, VA loans, and Jumbo Loans. He can also provide information about home improvement loans, USDA loans, crowdfunding through HomeFundIt as well as grants and… more...

Justin Robb is based in Austin-Hymeadow and offers a range of mortgage options to suit the needs of homeowners looking to refinance their mortgage. Justin will be happy to help you with any of CMG's loan products, including FHA loans, VA loans, and Jumbo Loans. He can also provide information about home improvement loans, USDA loans, crowdfunding through HomeFundIt as well as grants and assistance. Justin can be contacted online for more information. You may also view customer testimonials and our mortgage blog. Contact us today to experience something extraordinary FHA203(k), a government-backed loan, is one that allows you to combine the cost of your home's purchase or refinance with home renovations. Homeowners and buyers can use the FHA203(k) Renovation Loan to make home renovations more affordable. A typical loan for home improvements can be costly and complicated. There are also higher interest rates, shorter terms, and longer repayment terms. However, a 203(k), Renovation Loan allows you to apply once, have one approval, close one time, and pay one monthly mortgage payment.

View Profile
(512) 757-6517
Closed Now
12325 Hymeadow Dr Bldg. 3, Ste. 200, Austin, TX 78750, USA
Where they are 6 on the map Click a pin for the profile and directions
6

Monica Estella Van Valkenburgh

Native Texan, my family moved to UT in 1996 from Brownsville. Like most people, I was drawn to Austin. My husband Scott and Giuliana are my best friends. Hannah is our pet. My passions include exploring new destinations and taking long walks with the family. I also enjoy attending photography and art classes and creating our 1980 Lakeway home. My goal is to help you understand your individual… more...

Native Texan, my family moved to UT in 1996 from Brownsville. Like most people, I was drawn to Austin. My husband Scott and Giuliana are my best friends. Hannah is our pet. My passions include exploring new destinations and taking long walks with the family. I also enjoy attending photography and art classes and creating our 1980 Lakeway home. My goal is to help you understand your individual loan requirements and find the right solution. Together, we will achieve your financial goals. My team and I will communicate with you at every step of this process. We can build trust and a lasting relationship by communicating regularly. My goal is for you to be happy with every transaction. Your business is important to me and I hope you are as well.

View Profile
(512) 791-6191
Closed Now
2100 Kramer Ln Suite 900,Austin, TX 78758

Austin Home Improvement Loan Statistics

Home-improvement lending in Travis County and home costs in Austin, TX (latest HMDA and Census data)

Lenders made 896 home-improvement loans in Travis County in 2025 (average about $257,000) and denied 806 — 47% of decided applications, compared with 50% across Texas, according to federal mortgage data (HMDA, CFPB). The typical home in Austin was built in 1994 and is worth $555,300 (Census ACS 2020–2024).

Home-improvement loans, 2025
896▲ 3%870 in 2024
Denial rate
47%TX 50%
Median year homes built
1994TX 1992
Median home value
$555,300TX $283,800
Home-purchase loans made (Travis County, 2025)
13,478
Refinance loans made (2025)
4,658
Average home-improvement loan
$257,000 (TX $155,000)
Owners with a mortgage
66% · 27% of them spend 30%+ of income on housing
Median household income
$93,658 (TX $78,476)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Travis County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Austin Home Renovation Loan Companies stats: 6 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Joel Richardson, Austin Mortgage Lender 5.0 99 Fee quoted per loan (512) 203-8244 Visit
2 Ashley Matthews - CMG Home Loans Mortgage Loan Officer NMLS# 1185441 5.0 10 Quoted per loan (512) 739-3320 Visit
3 Michelle Simon | Fairway Independent Mortgage Corporation Loan Officer 5.0 5 Quoted per loan (512) 676-0765 Visit
4 Trent Tatsch - LoanPeople 5.0 2 — (512) 808-7940 Visit
5 Justin Robb - CMG Home Loans Mortgage Loan Officer NMLS# 2122865 5.0 1 — (512) 757-6517 Visit
6 Monica Estella Van Valkenburgh 5.0 1 — (512) 791-6191 Visit

Frequently asked questions

7 questions
How do I choose the best home renovation loan company in Austin?
Consider verified reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica ranks using these factors for a transparent choice.
What services do top home renovation loan companies offer?
They typically provide financing options for home improvements, including loans for remodeling, repairs, and upgrades. They may also offer guidance on loan terms and eligibility.
Are free consultations common with home renovation loan companies in Austin?
Yes, free consultations are commonly offered to discuss loan options and assess eligibility before proceeding with an application.
What questions should I ask a home renovation loan company before hiring?
Ask about interest rates, loan terms, eligibility requirements, fees, and the application process. Inquire about any prepayment penalties or flexible payment options.
Do I need a home renovation loan company for my project in Texas?
If you require financing for home improvements, a loan company can provide options tailored to your needs, potentially offering better terms than personal loans or credit cards.
How long does it take to get a home renovation loan in Austin?
The process typically takes a few weeks, from application to approval, depending on the lender's requirements and the complexity of your financial situation.
How do fees typically work with home renovation loans?
Fees may include origination fees, appraisal fees, and closing costs. These can vary by lender and loan type. It's important to review all costs before committing.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Austin is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Austin are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Austin.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Austin, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Austin.

5

AI Search Visibility

Every renovation loans listing in Austin is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.