Best Home Renovation Loan Companies in Texas

iFloors Kitchen & Bath specializes in flooring installations that balance style, durability, and long-term value. The team also handles kitchen and bathroom upgrades, including countertops and cabinetry, guiding clients through each step with care and clear communication. Customers appreciate their patient, friendly approach and smooth project management.

NumberOneHomeLoans.com focuses on personalized mortgage solutions with a community bank approach, emphasizing clear guidance through each step. They offer a range of home loans, including conventional and refinancing options, with a team known for responsiveness and helping clients navigate complex paperwork. Some customers note occasional delays related to external factors but appreciate the… more...

NumberOneHomeLoans.com focuses on personalized mortgage solutions with a community bank approach, emphasizing clear guidance through each step. They offer a range of home loans, including conventional and refinancing options, with a team known for responsiveness and helping clients navigate complex paperwork. Some customers note occasional delays related to external factors but appreciate the consistent support.

Christian Johnson Home Loans focuses on helping clients secure renovation loans by combining financing with renovation costs based on the improved property value. The team handles first-time and repeat homebuyers, guiding them through a smooth, responsive process that many find straightforward, though it requires timely document submission.

InterLinc Mortgage offers a dedicated Renovation Department that helps finance both home purchases and renovations with a single 30-year fixed-rate loan. Their team provides hands-on support throughout the renovation process, allowing clients to focus on creating their ideal home. Customers often highlight smooth communication and a seamless experience.

With over 20 years of experience, this lender specializes in custom and renovation loans, helping clients across Austin and nearby areas navigate home financing. The team is known for clear communication and quick responses, making complex mortgage processes feel more manageable. Some customers note the competitive Austin market can add challenges, but the support remains consistent.

Sun City Home Loans specializes in FHA203K loans, helping buyers finance homes that need repairs or renovations. Their team guides clients through various loan options, including contingency funds and mortgage payment assistance during remodeling. Customers appreciate their knowledgeable, responsive service and clear explanations throughout the loan process.

Specializing in renovation loans that can be rolled into your mortgage, The Wood Group of Fairway Independent Mortgage Corp. helps finance projects from bathroom remodels to room additions. Their team combines technology with personal support to streamline the process, and customers appreciate their fast closings and clear communication.

Clear Lending focuses on first-time home buyers in Texas, offering a range of residential and commercial real estate loan programs, including a HomeStyle Renovation option that combines purchase and remodeling costs. Clients appreciate the team’s transparency, patience, and responsiveness throughout the often complex loan process.

Known for simplifying the FHA 203k renovation loan process, Supreme Lending Dallas has helped many buyers navigate financing and down payment requirements with clear communication. Their team offers conventional and FHA home loans, and customers often highlight the efficient, supportive service throughout the mortgage journey. Some note occasional delays, but responsiveness remains a strong point.

Known for combining respectful communication with intuitive technology, Directions Home Loan offers renovation loan programs that cover both home purchase and rehab needs. Customers appreciate the team’s smooth process, fast updates, and personable approach, though some prefer phone applications over online forms. The company focuses on building ongoing connections beyond lending.

Texas Loan Star Inc specializes in renovation loans that combine home purchase and repair costs into a single mortgage, making it easier to buy homes sold "as is." Their team offers FHA, VA, Jumbo, and conventional loan options, guiding clients through the process with responsive and knowledgeable support. Some visitors note the office can feel a bit unstaffed at times.

Specializing in Renovation Loans, The Hargrave Group helps clients finance home improvements while building equity from the start. The team guides borrowers through loan options and the application process with clear communication and responsiveness. Customers appreciate their professionalism and timely support throughout each transaction.

Absolute Mortgage & Lending offers renovation loans that cover a range of home improvements, from roof replacements to adding square footage, all within a single mortgage. Customers appreciate the team’s clear communication and responsiveness throughout the process, though experiences with service can vary. The staff aims to make financing straightforward for both purchases and refinances.

With over 35 years serving El Paso, Rocky Mountain Mortgage Company offers a range of home loan options, including mortgages for used houses. Customers appreciate the local servicing and quick approvals, though a few note occasional communication delays during the loan process. The team aims to support borrowers through each step of financing.

Fairway Independent Mortgage Corp. specializes in renovation loans that combine financing options to save time and money. The team assists with purchasing, refinancing, and building homes, providing clear communication and timely support throughout the process. Customers appreciate their responsiveness and guidance, though some note the usual complexities of home financing.

Member Home Loan specializes in guiding borrowers through mortgage and refinance loans that include renovation projects, such as HomeStyle Renovation for financing repairs or upgrades at purchase. Customers appreciate the team’s clear communication and timely updates, though the process can still feel stressful at times.

iTHINK Mortgage specializes in Renovation Loans that combine the cost of purchasing or refinancing a home with funds for repairs or remodeling. Their team helps clients navigate various loan options to fit different renovation needs. Customers appreciate the clear communication and support throughout the process, though some find the volume of options a bit overwhelming.

Specializing in home loans with retained servicing, Colonial Savings ensures customers maintain a direct relationship throughout the life of their mortgage. The team offers various loan options, including renovation loans, and is known for clear communication and responsive support. Some clients note occasional delays but appreciate the smooth, professional process overall.

Highland HomeLoans specializes in renovation loans that help turn older houses into dream homes. Backed by PrimeLending Ventures Management and Highland Homes, the team guides customers through buying, refinancing, or remodeling with clear communication and responsive service. Some find the process lengthy, but many appreciate the steady updates and support.

The DeBowsky Team at PrimeLending, NMLS: 176694, specializes in renovation loans that combine home purchase or refinance with remodeling costs into a single mortgage. Their straightforward process and clear communication help customers feel informed and supported throughout. Clients appreciate their responsiveness and personalized attention, noting a smooth, timely closing experience.

LoanFi Mortgage focuses on guiding clients through the complexities of home loans with clear explanations and personalized service. They offer customized mortgage quotes, competitive rates, and specialized FHA 203K loans for buyers interested in purchasing and renovating older homes. Customers appreciate their responsiveness and thorough communication, though some note lender incentives may vary.

Specializing in FHA 203(k) and HomeStyle Renovation loans, this team helps clients combine financing with renovation costs based on the improved property value. Customers appreciate their responsiveness, clear communication, and ability to navigate complex loans quickly, though some have noted occasional delays and difficulty reaching the team during critical steps.

Preferred Home Lending specializes in flexible home loan options, including conventional, FHA, jumbo, USDA, and VA loans, with competitive rates and fast approvals. The team works closely with clients through every step, offering clear communication and personalized guidance. Some customers note occasional delays but appreciate the responsive service overall.

Certainty Home Lending focuses on renovation loans that combine property purchase and renovation costs, allowing work to begin after closing without delays. Their team guides clients through the mortgage process, assisting with contractor selection, bids, and appraisals. Customers appreciate their clear communication and reliable support throughout the loan experience.

San Antonio Mortgage LLC specializes in quick loan approvals through in-house underwriting, helping clients across Texas, Florida, and California with home purchases, refinancing, and renovation loans. Customers appreciate the team’s responsiveness and clear guidance throughout the mortgage process, though some note the experience depends on timely communication.

My Home Loans, LLC has been helping El Paso residents navigate home financing since 1995, focusing on conventional loans that speed up the purchase process. The team offers clear guidance and stays responsive throughout, making the experience smoother, though some find the variety of loan options initially overwhelming.

Texas Mortgage Finance focuses on guiding clients through home loans with clear communication and attentive service. They offer various mortgage options, including renovation loans, and are known for responsiveness even outside regular hours. Customers appreciate their thoroughness and ability to simplify the financing process, though some note the experience can feel fast-paced.

Highland HomeLoans specializes in renovation loans that combine home purchase and improvement costs into a single mortgage, simplifying financing for remodeling projects. The team offers a smooth, well-communicated process often completed remotely, with customers appreciating their professionalism and responsiveness. Some clients note that in-person meetings require appointments.

CMG Home Loans San Antonio-Chavez Mortgage Team specializes in renovation loans, including FHA 203(k) options that combine home purchase or refinance with remodeling costs into a single mortgage. The team offers clear communication and reliable preapprovals, helping borrowers navigate the process smoothly, though some customers note occasional delays in updates during busy periods.

Specializing in FHA203(k) Renovation Loans, this mortgage team helps combine home purchase or refinance costs with renovation expenses into a single loan. They guide buyers and homeowners through a streamlined process with clear communication and responsiveness. Customers appreciate their timely updates and support, noting a smooth experience from application to closing.