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Clear Lending - First Time Home Buyer Loans Clear Lending is a real estate loan services company, commercial and residential, that adheres to the highest ethical standards for all clients, lenders, agents, and customers. We will dedicate ourselves to Texas customer satisfaction 100% of the time. Our compliance is transparent and continually updated as new guidance is released. Our many programs come from some of the most competitive lenders in the land, and we can accommodate absolutely every program that is available to the Texas market today. At Clear Lending, we don’t focus on costs; we assess and match your particular needs and circumstances with the right package, based on the numerous criteria that go into the underwriting process. Our HomeStyle Renovation program allows the borrower to combine the purchase or refinance of a home with the costs to renovate or extensively remodel the property. At closing, an interest-earning account will escrow all funds for renovation. After all renovation work is complete, any remaining funds in the renovation escrow account will help pay down the principal balance of the mortgage.
 
Reviews overwhelmingly applaud Joan and his team's support during the homebuying process. Newcomers to the housing market are grateful for their expert advice and communication with agents and lenders. Joan was able to accomplish their dream of purchasing a home, despite the difficulties of loan approval and high demands by other lenders. In addition, his clients praise his dedication and extensive series of both home-buying lessons and the mortgage lending process. Many reviewers underscore their pleasure of buying a home and recommend Joan and Clear Lending for future transactions, pointing to his excellent and courteous client Care. They are strong in what daca buyers as well as real estate investors thank him for this. So, these testimonies show that this realtor has to be above the competition.
 
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