Best Private Mortgage Lenders in Texas

Specializing in Texas Veteran and VA Loans since 2003, this team helps active-duty personnel, separated veterans, and their spouses navigate home buying and refinancing. They handle unique income situations like Social Security and military retirement, often guiding clients through repairs or improvements financing. Customers appreciate their thorough communication and willingness to resolve… more...

Specializing in Texas Veteran and VA Loans since 2003, this team helps active-duty personnel, separated veterans, and their spouses navigate home buying and refinancing. They handle unique income situations like Social Security and military retirement, often guiding clients through repairs or improvements financing. Customers appreciate their thorough communication and willingness to resolve issues promptly.

Known for patient, responsive service, Barton Creek Lending Group helps clients navigate mortgages and refinancing with clear communication and creative solutions. Their team works closely with buyers, self-employed borrowers, and those managing complex transactions. Customers appreciate their accessibility and willingness to guide them through every step.

Member-owned and nonprofit, Fort Worth City Credit Union focuses on offering low-interest loans and financial tools to help members build security. They provide various lending options, including auto loans, with a team known for clear communication and efficient service. Some customers note limited phone support but appreciate the straightforward process.

Vista Lending specializes in personalized mortgage lending with an in-house underwriting team that helps streamline the loan process. The agents provide clear communication and flexible support via phone, text, and email, guiding clients through everything from pre-approval to closing. Customers appreciate their transparency and the genuine care shown throughout each transaction.

With over two decades of experience as a Residential Mortgage Loan Originator, Signature Lending Services helps clients secure mortgage loans with competitive rates and terms. They assist with everything from first-time home purchases to refinancing and debt consolidation, earning praise for clear communication and persistence through complex transactions.

With over 20 years of experience, this lender specializes in custom and renovation loans, helping clients across Austin and nearby areas navigate home financing. The team is known for clear communication and quick responses, making complex mortgage processes feel more manageable. Some customers note the competitive Austin market can add challenges, but the support remains consistent.

Clear Lending focuses on first-time home buyers in Texas, offering a range of residential and commercial real estate loan programs, including a HomeStyle Renovation option that combines purchase and remodeling costs. Clients appreciate the team’s transparency, patience, and responsiveness throughout the often complex loan process.

Jet Lending, LLC specializes in asset-based loans for investors focused on investment properties across the U.S., offering both short- and long-term financing options. Their team guides borrowers through every step, providing fast closings often within three days, with customers appreciating their responsiveness and smooth communication throughout the process.

Tidal Loans specializes in hard money lending for real estate investors, offering fast financing and thorough deal analysis nationwide. Their services include bridge loans, fix-and-flip loans, and rental property financing. While some clients appreciate the team’s responsiveness and guidance, others have experienced delays and communication challenges during the closing process.

Known for personalized one-on-one consultations, the Steve Head Team at Texas Premier Mortgage helps clients find competitive home loan, refinance, and debt consolidation options. Customers appreciate their clear communication and efficient process, though some note the experience can be fast-paced. The team keeps all information private and secure throughout.

Known for clear communication and steady support, Texas United Mortgage helps buyers and refinancers navigate the loan process with transparency and care. Their team offers expert guidance on mortgage options and keeps clients updated regularly. Customers appreciate the friendly approach and smooth closings, though some note the process can still feel complex at times.

One Source Federal Credit Union offers mortgage loans for primary and second homes in El Paso and Las Cruces, serving members with a range of financial needs. Customers appreciate the friendly staff but sometimes report issues with communication, online services, and unexpected fees. The credit union provides 24/7 support through mobile and online banking.

GL&L Holdings LLC specializes in hard money loans for Texas real estate investors, offering private financing even to those with less-than-perfect credit. Their services include quick closings—often within 15 days—and options to refinance existing lenders. Customers appreciate the team’s straightforward process and knowledgeable, supportive approach.

Known for expertise with VA loans, Grove Mortgage Home Loans guides buyers through every step with clear communication and attentive support. The team handles pre-approvals, refinancing, and various mortgage types, helping clients understand complex terms and options. Customers appreciate their responsiveness and straightforward approach throughout the process.

Known for being highly accessible and responsive, Kristin Graham- Caliber Home Loans offers private mortgage lending with a focus on clear financial guidance throughout the process. The team handles everything from pre-approval to closing, often praised for their thorough communication and personalized support, though some clients note the paperwork can be detailed.

Acala Investments offers private financing options tailored to commercial and residential property owners across Texas, including refinancing and property tax loans. Customers appreciate the team’s clear communication and responsiveness, especially when navigating credit challenges or first-time homebuying. Some find the process straightforward even without established credit.

Texas Mortgage Capital Corp specializes in helping private mortgage note owners access cash from their future note payments. This family-owned company offers solutions for those looking to sell or manage their notes, aiming to provide practical options for reinvestment or debt payoff. Customers appreciate the professional and courteous team, though some note occasional communication gaps during… more...

Texas Mortgage Capital Corp specializes in helping private mortgage note owners access cash from their future note payments. This family-owned company offers solutions for those looking to sell or manage their notes, aiming to provide practical options for reinvestment or debt payoff. Customers appreciate the professional and courteous team, though some note occasional communication gaps during the loan process.

With over 25 years serving El Paso residents, Patriot Mortgage focuses on home loans and works closely with local partners like Tropicana Home. The team handles financing efficiently and provides clear information on loan terms, though some customers have found communication inconsistent during the process.

The Origin Fort Worth Financial Center can be found in Fort Worth TX at the corner of Throckmorton St. & W. 5th St. Fort Worth Financial Center, one of three Origin branches in Fort Worth. Our customers receive personal and business banking services, as well as home loans and financial assistance. Darla Brown, our Banking Center Manager, and her team will assist you in any way that you require to… more...

The Origin Fort Worth Financial Center can be found in Fort Worth TX at the corner of Throckmorton St. & W. 5th St. Fort Worth Financial Center, one of three Origin branches in Fort Worth. Our customers receive personal and business banking services, as well as home loans and financial assistance. Darla Brown, our Banking Center Manager, and her team will assist you in any way that you require to become financially prosperous. Origin has been putting relationships first since 1912, providing a wide range of financial services for small and medium businesses as well as high-net-worth individuals, and retail customers from more than 40 banks across Texas, Louisiana, and Mississippi. Technology is becoming the norm in today's banking environment, but genuine human interactions and relationships remain the exception. Origin Bank excels in both.