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At The DeBowsky Team - PrimeLending, NMLS: 176694, we always say Home Loans Made Simple®. For more than 30 years, we’ve helped people buy, renovate, and refinance their homes. Our loan officers provide customers with personal attention and clarify their choices at each step of the process. We have simple procedures, mobile apps to use on the go, and progress notifications to make sure our customers are fully informed and relaxed. The opinions on this page are solely those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. Perhaps you know where you would like to live, but you can only find fixer-uppers there. Or what if you discovered a home with a firm foundation and good bones but just does not feel right due to you and your family's lifestyle? A renovation purchase loan strategy can help you get the house you want without all the usual headaches. We'll include the cost of renovation in the selling price, giving you one loan and one monthly payment — and the house you have been dreaming of. When you wake up and walk into the bathroom you have been contemplating a renovation for far too long. Then you walk to the kitchen and remember how much you dislike the sloppy design. You may turn around and look into the hallway instead of the open concept that would have been perfect. If these sound familiar, a renovation refinance may be just the solution. The renovation fees are merged into your loan when you refi, so you don’t have to worry about managing two loans and your new, perfectly finished home.
 
DeBowsky's reviews indicate that David and Katelyn provide a great experience for their clients; they are very professional, very responsive and have great rates. People note that the service is personalized, and clients have nothing but positive things to say about them, from a thank-you to a 4.9 star review for above average service. Additionally, most clients say that the process is as simple, clear, and stress-free as possible, and several people noted they were able to close faster than expected. A self-employed borrower noted they had to go through underwriting, but the team was always there to help out. One response can summarize that DeBowski's clients are happy and that they are the first people to call for future mortgages and refer to friends and family.