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Review Keywords Analysis

  1. United States
  2. Best Home Renovation Loan Companies
  3. Home Renovation Loan Companies in Texas
  4. Dallas

Best Home Renovation Loan Companies in Dallas

Dallas Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
8
Average rating
4.5 472 reviews
Typical service price
$350 – $900 Median of 2 priced services
Owner reviewed
1 of 8 Claimed or managed by the owner
Most-offered services
Mortgage ServicesRefinancing ServicesLoan ProcessingMortgage LendingFinancial Counseling
What customers praise
recommend×137highly recommend×68recommended×15helped me×14
Renovation loansDallas, TX

1

NumberOneHomeLoans.com

Verified

NumberOneHomeLoans.com focuses on personalized mortgage solutions with a community bank approach, emphasizing clear guidance through each step. They offer a range of home loans, including conventional and refinancing options, with a team known for responsiveness and helping clients navigate complex paperwork. Some customers note occasional delays related to external factors but appreciate the… more...

NumberOneHomeLoans.com focuses on personalized mortgage solutions with a community bank approach, emphasizing clear guidance through each step. They offer a range of home loans, including conventional and refinancing options, with a team known for responsiveness and helping clients navigate complex paperwork. Some customers note occasional delays related to external factors but appreciate the consistent support.

Services & Prices
Home Loan $300 - $800
Refinancing $400 - $1000
Document Preparation $150 - $400
Application Submission $50 - $200
View Profile
(972) 360-9887
Closed Now
1625 N Stemmons Fwy, Dallas, TX 75207, USA
General Services
Mortgage Services
2

Christian Johnson Home Loans

Christian Johnson Home Loans focuses on helping clients secure renovation loans by combining financing with renovation costs based on the improved property value. The team handles first-time and repeat homebuyers, guiding them through a smooth, responsive process that many find straightforward, though it requires timely document submission.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
Pre-Qualification Letters Quoted per loan
Budget Planning Quoted per loan
View Profile
(214) 763-8767
Closed Now
3100 Monticello Ave Suite 150, Dallas, TX 75205, USA
General Services
Mortgage Lending
3

Supreme Lending Dallas

Known for simplifying the FHA 203k renovation loan process, Supreme Lending Dallas has helped many buyers navigate financing and down payment requirements with clear communication. Their team offers conventional and FHA home loans, and customers often highlight the efficient, supportive service throughout the mortgage journey. Some note occasional delays, but responsiveness remains a strong point.

Services & Prices
Cash-Out Refinance Quoted per loan
Rate and Term Refinance Quoted per loan
Streamlined Refinancing Quoted per loan
Question and Inquiry Handling Quoted per loan
View Profile
(214) 306-8474
Closed Now
5050 Quorum Dr Suite 500, Dallas, TX 75254, USA
General Services
Refinancing Services
4

The Hargrave Group at Homebridge

Specializing in Renovation Loans, The Hargrave Group helps clients finance home improvements while building equity from the start. The team guides borrowers through loan options and the application process with clear communication and responsiveness. Customers appreciate their professionalism and timely support throughout each transaction.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Cash-Out Refinancing Quoted per loan
View Profile
(214) 244-9651
Closed Now
6130 La Vista Dr Suite 100, Dallas, TX 75214, USA
General Services
Home Purchase Loans
5

Absolute Mortgage & Lending

Absolute Mortgage & Lending offers renovation loans that cover a range of home improvements, from roof replacements to adding square footage, all within a single mortgage. Customers appreciate the team’s clear communication and responsiveness throughout the process, though experiences with service can vary. The staff aims to make financing straightforward for both purchases and refinances.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
First-Time Buyer Loans Quoted per loan
View Profile
(972) 233-8800
Closed Now
4230 Lyndon B Johnson Fwy #626, Dallas, TX 75244, USA
General Services
Mortgage Services
Where they are 8 on the map Click a pin for the profile and directions
6

The DeBowsky Team - PrimeLending, NMLS: 176694

The DeBowsky Team at PrimeLending, NMLS: 176694, specializes in renovation loans that combine home purchase or refinance with remodeling costs into a single mortgage. Their straightforward process and clear communication help customers feel informed and supported throughout. Clients appreciate their responsiveness and personalized attention, noting a smooth, timely closing experience.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Rate-and-Term Refinance Quoted per loan
View Profile
(972) 713-3253
Closed Now
18111 Preston Rd #500, Dallas, TX 75252, USA
General Services
Home Purchase Financing
7

Indu Kapoor at Guaranteed Rate (NMLS #296179)

Specializing in FHA 203(k) and HomeStyle Renovation loans, this team helps clients combine financing with renovation costs based on the improved property value. Customers appreciate their responsiveness, clear communication, and ability to navigate complex loans quickly, though some have noted occasional delays and difficulty reaching the team during critical steps.

Services & Prices
First-Time Home Buyer Loans Quoted per loan
Refinance Loans Quoted per loan
Investment Property Loans Quoted per loan
Home Appraisal Quoted per loan
View Profile
(214) 845-4190
Closed Now
18383 Preston Rd Ste 320, Dallas, TX 75252, USA
General Services
Home Loans
8

Certified Funding

Specializing exclusively in second-lien lending since 1985, Certified Funding offers purchase money second liens, equity liens, and home improvement loans primarily for mortgage professionals. Customers appreciate the competitive rates and knowledgeable staff, though some have experienced delays and communication challenges during the closing process.

Services & Prices
Pool Loans Quoted per loan
Renovation Loans Quoted per loan
Home Equity Loans Quoted per loan
Second Mortgage Quoted per loan
View Profile
(972) 248-0200
Closed Now
17304 Preston Rd # 620, Dallas, TX 75252, USA
General Services
Home Improvement Loans

Dallas Home Improvement Loan Statistics

Home-improvement lending in Dallas County and home costs in Dallas, TX (latest HMDA and Census data)

Lenders made 1,456 home-improvement loans in Dallas County in 2025 (average about $199,000) and denied 1,750 — 55% of decided applications, compared with 50% across Texas, according to federal mortgage data (HMDA, CFPB). The typical home in Dallas was built in 1981 and is worth $320,700 (Census ACS 2020–2024).

Home-improvement loans, 2025
1,456▲ 1%1,444 in 2024
Denial rate
55%TX 50%
Median year homes built
1981TX 1992
Median home value
$320,700TX $283,800
Home-purchase loans made (Dallas County, 2025)
18,906
Refinance loans made (2025)
8,941
Average home-improvement loan
$199,000 (TX $155,000)
Owners with a mortgage
54% · 31% of them spend 30%+ of income on housing
Median household income
$70,518 (TX $78,476)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Dallas County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Dallas Home Renovation Loan Companies stats: 8 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 NumberOneHomeLoans.com 5.0 13 $50 (972) 360-9887 Visit
2 Christian Johnson Home Loans 5.0 128 Quoted per loan (214) 763-8767 Visit
3 Supreme Lending Dallas 4.9 100 Quoted per loan (214) 306-8474 Visit
4 The Hargrave Group at Homebridge 5.0 92 Quoted per loan (214) 244-9651 Visit
5 Absolute Mortgage & Lending 4.9 65 Quoted per loan (972) 233-8800 Visit
6 The DeBowsky Team - PrimeLending, NMLS: 176694 5.0 38 Quoted per loan (972) 713-3253 Visit
7 Indu Kapoor at Guaranteed Rate (NMLS #296179) 4.4 26 Quoted per loan (214) 845-4190 Visit
8 Certified Funding 2.2 10 Quoted per loan (972) 248-0200 Visit

Frequently asked questions

7 questions
How do I choose the best home renovation loan company in Dallas?
Consider verified reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica ranks based on these factors for transparency.
What do home renovation loan companies do?
They provide financing options for home renovations, including loans for remodeling, repairs, and upgrades. They assess creditworthiness and offer various loan terms.
Are free consultations common with home renovation loan companies?
Yes, many companies offer free consultations to discuss your renovation needs and financing options before committing to a loan.
What questions should I ask a home renovation loan company?
Inquire about interest rates, loan terms, fees, eligibility requirements, and the application process to ensure you understand all aspects of the loan.
How long does it take to process a home renovation loan in Dallas?
Processing times vary, but it typically takes a few weeks from application to approval, depending on the lender and your financial profile.
Do I need a home renovation loan company for my project?
If you require financing for significant home improvements, a loan company can provide structured payment options and competitive rates.
What are typical fees for home renovation loans?
Fees can include origination fees, appraisal costs, and closing costs. It's important to ask each lender for a detailed fee breakdown.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Dallas is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Dallas are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Dallas.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Dallas, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Dallas.

5

AI Search Visibility

Every renovation loans listing in Dallas is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.