Sun City Home Loans specializes in FHA203K loans, helping buyers finance homes that need repairs or renovations. Their team guides clients through various loan options, including contingency funds and mortgage payment assistance during remodeling. Customers appreciate their knowledgeable, responsive service and clear explanations throughout the loan process.
Specializing in renovation loans that can be rolled into your mortgage, The Wood Group of Fairway Independent Mortgage Corp. helps finance projects from bathroom remodels to room additions. Their team combines technology with personal support to streamline the process, and customers appreciate their fast closings and clear communication.
With over 35 years serving El Paso, Rocky Mountain Mortgage Company offers a range of home loan options, including mortgages for used houses. Customers appreciate the local servicing and quick approvals, though a few note occasional communication delays during the loan process. The team aims to support borrowers through each step of financing.
My Home Loans, LLC has been helping El Paso residents navigate home financing since 1995, focusing on conventional loans that speed up the purchase process. The team offers clear guidance and stays responsive throughout, making the experience smoother, though some find the variety of loan options initially overwhelming.
Talley Home Loans specializes in guiding clients through various mortgage options, including renovation loans, with clear and timely advice. Their team handles purchases, refinancing, and VA loans, often praised for smooth transactions and responsive communication. Some customers note the process can feel detailed, but the support helps ease the experience.
Acala Investments offers private financing options tailored to commercial and residential property owners across Texas, including refinancing and property tax loans. Customers appreciate the team’s clear communication and responsiveness, especially when navigating credit challenges or first-time homebuying. Some find the process straightforward even without established credit.
CMG Financial offers a variety of mortgage options, including FHA203(k) Renovation Loans that combine home purchase or refinance with renovation costs in a single loan. Their team assists with FHA, VA, Jumbo, and home improvement loans, providing clear communication and multiple financing plans. Some customers note the process can be lengthy but appreciate the persistent support throughout.
Mann Mortgage, a Texas-based family business, is committed to fostering trust and honesty in the community. Mann Mortgage was founded in 1989 by Don Mann. Since then, Mann Mortgage has worked to foster trust and practice responsible lending principles. Our branches have been able to assist qualified homeowners in their local communities for over thirty years thanks to our trust and dedication. We… more...
Mann Mortgage, a Texas-based family business, is committed to fostering trust and honesty in the community. Mann Mortgage was founded in 1989 by Don Mann. Since then, Mann Mortgage has worked to foster trust and practice responsible lending principles. Our branches have been able to assist qualified homeowners in their local communities for over thirty years thanks to our trust and dedication. We are committed as a company to local values, strong partnerships, simplified processes, and cutting-edge technology Home renovation loans are a form of mortgage that can be used to finance the purchase or renovation of a home. The interest rate on a renovation loan is different from traditional mortgages. It is calculated based on the property's value after the work is completed. To get the best interest rate, homeowners can tap into future equity. Refinance loans are also available to renovate or refinance a property the borrower owns.
Five men started the First State Bank of Morton in 1941. It was located in small West Texas. The bank's mission was to serve the community by providing banking services and engaging in community activities. City Bank was founded in Morton Texas. It is proud to serve the beautiful state of Texas as well as the communities within Eastern New Mexico. The holding company for City Bank is South Plains… more...
Five men started the First State Bank of Morton in 1941. It was located in small West Texas. The bank's mission was to serve the community by providing banking services and engaging in community activities. City Bank was founded in Morton Texas. It is proud to serve the beautiful state of Texas as well as the communities within Eastern New Mexico. The holding company for City Bank is South Plains Financial Incorporated. It's based in Lubbock Texas and boasts more than $3B in assets. There are 16 locations for mortgages in Texas and New Mexico, and 24 branches. Other banking services include trust and mortgage lending, private banking, investment, direct lending, trust banking, and insurance. South Plains Financial Inc. trades on the Nasdaq as the symbol SPFI. City Bank will finance smart home renovations that help you build your dream home. Do you long for a kitchen that is worthy of being featured in a magazine's design? Imagine a spa tub with double vanities, elegant fixtures, and a soaking tub. What about an in-ground swimming pool? A finished basement or attic bedroom? City Bank will help you realize your dream home by helping you to get started on your projects. This can make your home more beautiful and provide long-term financial rewards.
Lenders made 695 home-improvement loans in El Paso County in 2025 (average about $83,000) and denied 641 — 48% of decided applications, compared with 50% across Texas, according to federal mortgage data (HMDA, CFPB). The typical home in El Paso was built in 1984 and is worth $184,500 (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in El Paso County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Sun City Home Loans | 4.9 | 100 | Quoted per loan | (915) 276-7629 | Visit |
| 2 | The Wood Group of Fairway Independent Mortgage Corp. | 4.9 | 99 | Quoted per loan | (254) 933-9500 | Visit |
| 3 | Rocky Mountain Mortgage Company | 3.6 | 85 | Quoted per loan | (915) 593-3111 | Visit |
| 4 | My Home Loans, LLC | 4.5 | 16 | Quoted per loan | (915) 921-1003 | Visit |
| 5 | Talley Home Loans | 5.0 | 6 | Quoted per loan | (256) 698-2720 | Visit |
| 6 | Acala Investments | 5.0 | 5 | — | (915) 549-5551 | Visit |
| 7 | Oscar Lazcano - CMG Financial Mortgage Loan Officer NMLS# 2398445 | 5.0 | 5 | — | (915) 249-4611 | Visit |
| 8 | Mann Mortgage | 5.0 | 4 | — | (915) 317-7150 | Visit |
| 9 | City Bank Mortgage | 5.0 | 3 | — | (915) 856-2049 | Visit |
General information, not financial advice — consult a qualified professional.
Best 10 renovation loans list assembly and recognition by TrustAnalytica for El Paso is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.
We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).
Rankings are frequently updated to reflect the latest reviews from trusted sources.
Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.
TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.
Verified renovation loans listings in El Paso are based on robust online activity and Google reviews, ensuring credibility.
Comprehensive renovation loans profiles offer vital details for informed decisions in El Paso.
Real-time customer ratings guide our renovation loans rankings in El Paso, reflecting genuine reputation.
Our SEO strategy elevates the visibility of top renovation loans providers in El Paso.
Every renovation loans listing in El Paso is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.