×

Review Keywords Analysis

  1. United States
  2. Best Home Renovation Loan Companies
  3. Home Renovation Loan Companies in Texas
  4. El Paso

Best Home Renovation Loan Companies in El Paso

El Paso Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
9
Average rating
4.8 323 reviews
Most-offered services
Home Loan ServicesHome LoansMortgage CounselingLoan RefinancingMortgage Pre-Approval
What customers praise
recommend×71highly recommend×30very knowledgeable×10helped me×10
Renovation loansEl Paso, TX

1

Sun City Home Loans

Sun City Home Loans specializes in FHA203K loans, helping buyers finance homes that need repairs or renovations. Their team guides clients through various loan options, including contingency funds and mortgage payment assistance during remodeling. Customers appreciate their knowledgeable, responsive service and clear explanations throughout the loan process.

Services & Prices
First-Time Home Buyer Loans Quoted per loan
Refinancing Loans Quoted per loan
Investment Property Loans Quoted per loan
Budget Planning for Mortgages Quoted per loan
View Profile
(915) 276-7629
Closed Now
2829 Montana Ave L116,El Paso, TX 79903
General Services
Home Loans
2

The Wood Group of Fairway Independent Mortgage Corp.

Specializing in renovation loans that can be rolled into your mortgage, The Wood Group of Fairway Independent Mortgage Corp. helps finance projects from bathroom remodels to room additions. Their team combines technology with personal support to streamline the process, and customers appreciate their fast closings and clear communication.

Services & Prices
VA Loan Quoted per loan
Conventional Loan Quoted per loan
FHA Loan Quoted per loan
Rate-and-Term Refinance Quoted per loan
View Profile
(254) 933-9500
Closed Now
127 Lake Rd Ste 300, Belton, TX 76513, USA
General Services
Home Loan Services
3

Rocky Mountain Mortgage Company

With over 35 years serving El Paso, Rocky Mountain Mortgage Company offers a range of home loan options, including mortgages for used houses. Customers appreciate the local servicing and quick approvals, though a few note occasional communication delays during the loan process. The team aims to support borrowers through each step of financing.

Services & Prices
Home Purchase Loans Quoted per loan
VA Home Loans Quoted per loan
Refinancing Quoted per loan
View Profile
(915) 593-3111
Closed Now
2244 Trawood Dr # 100, El Paso, TX 79935, USA
General Services
Mortgage Services
4

My Home Loans, LLC

My Home Loans, LLC has been helping El Paso residents navigate home financing since 1995, focusing on conventional loans that speed up the purchase process. The team offers clear guidance and stays responsive throughout, making the experience smoother, though some find the variety of loan options initially overwhelming.

Services & Prices
Pre-Approval Services Quoted per loan
Loan Rate Comparison Quoted per loan
View Profile
(915) 921-1003
Closed Now
11380 Montwood Dr Ste A5, El Paso, TX 79936, USA
General Services
Home Loan Services
5

Talley Home Loans

Talley Home Loans specializes in guiding clients through various mortgage options, including renovation loans, with clear and timely advice. Their team handles purchases, refinancing, and VA loans, often praised for smooth transactions and responsive communication. Some customers note the process can feel detailed, but the support helps ease the experience.

Services & Prices
ConventionalLoans Quoted per loan
VARefinancing Quoted per loan
CashOutRefinancing Quoted per loan
IRRRL Quoted per loan
View Profile
(256) 698-2720
Open 00:00 - 23:59
7001 Westwind Dr #175, El Paso, TX 79912, USA
General Services
HomeLoans
Where they are 9 on the map Click a pin for the profile and directions
6

Acala Investments

Acala Investments offers private financing options tailored to commercial and residential property owners across Texas, including refinancing and property tax loans. Customers appreciate the team’s clear communication and responsiveness, especially when navigating credit challenges or first-time homebuying. Some find the process straightforward even without established credit.

View Profile
(915) 549-5551
Closed Now
6044 Gtwy Blvd E, El Paso, TX 79905, USA
7

Oscar Lazcano - CMG Financial Mortgage Loan Officer NMLS# 2398445

CMG Financial offers a variety of mortgage options, including FHA203(k) Renovation Loans that combine home purchase or refinance with renovation costs in a single loan. Their team assists with FHA, VA, Jumbo, and home improvement loans, providing clear communication and multiple financing plans. Some customers note the process can be lengthy but appreciate the persistent support throughout.

View Profile
(915) 249-4611
Closed Now
11331 James Watt Dr building f200, El Paso, TX 79936, USA
8

Mann Mortgage

Mann Mortgage, a Texas-based family business, is committed to fostering trust and honesty in the community. Mann Mortgage was founded in 1989 by Don Mann. Since then, Mann Mortgage has worked to foster trust and practice responsible lending principles. Our branches have been able to assist qualified homeowners in their local communities for over thirty years thanks to our trust and dedication. We… more...

Mann Mortgage, a Texas-based family business, is committed to fostering trust and honesty in the community. Mann Mortgage was founded in 1989 by Don Mann. Since then, Mann Mortgage has worked to foster trust and practice responsible lending principles. Our branches have been able to assist qualified homeowners in their local communities for over thirty years thanks to our trust and dedication. We are committed as a company to local values, strong partnerships, simplified processes, and cutting-edge technology Home renovation loans are a form of mortgage that can be used to finance the purchase or renovation of a home. The interest rate on a renovation loan is different from traditional mortgages. It is calculated based on the property's value after the work is completed. To get the best interest rate, homeowners can tap into future equity. Refinance loans are also available to renovate or refinance a property the borrower owns.

View Profile
(915) 317-7150
Closed Now
801 Sunland Park Dr, El Paso, TX 79912, USA
9

City Bank Mortgage

Five men started the First State Bank of Morton in 1941. It was located in small West Texas. The bank's mission was to serve the community by providing banking services and engaging in community activities. City Bank was founded in Morton Texas. It is proud to serve the beautiful state of Texas as well as the communities within Eastern New Mexico. The holding company for City Bank is South Plains… more...

Five men started the First State Bank of Morton in 1941. It was located in small West Texas. The bank's mission was to serve the community by providing banking services and engaging in community activities. City Bank was founded in Morton Texas. It is proud to serve the beautiful state of Texas as well as the communities within Eastern New Mexico. The holding company for City Bank is South Plains Financial Incorporated. It's based in Lubbock Texas and boasts more than $3B in assets. There are 16 locations for mortgages in Texas and New Mexico, and 24 branches. Other banking services include trust and mortgage lending, private banking, investment, direct lending, trust banking, and insurance. South Plains Financial Inc. trades on the Nasdaq as the symbol SPFI. City Bank will finance smart home renovations that help you build your dream home. Do you long for a kitchen that is worthy of being featured in a magazine's design? Imagine a spa tub with double vanities, elegant fixtures, and a soaking tub. What about an in-ground swimming pool? A finished basement or attic bedroom? City Bank will help you realize your dream home by helping you to get started on your projects. This can make your home more beautiful and provide long-term financial rewards.

View Profile
(915) 856-2049
Closed Now
1418 George Dieter Dr #200, El Paso, TX 79936, USA

El Paso Home Improvement Loan Statistics

Home-improvement lending in El Paso County and home costs in El Paso, TX (latest HMDA and Census data)

Lenders made 695 home-improvement loans in El Paso County in 2025 (average about $83,000) and denied 641 — 48% of decided applications, compared with 50% across Texas, according to federal mortgage data (HMDA, CFPB). The typical home in El Paso was built in 1984 and is worth $184,500 (Census ACS 2020–2024).

Home-improvement loans, 2025
695▼ 12%792 in 2024
Denial rate
48%TX 50%
Median year homes built
1984TX 1992
Median home value
$184,500TX $283,800
Home-purchase loans made (El Paso County, 2025)
8,354
Refinance loans made (2025)
3,153
Average home-improvement loan
$83,000 (TX $155,000)
Owners with a mortgage
54% · 32% of them spend 30%+ of income on housing
Median household income
$59,745 (TX $78,476)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in El Paso County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

El Paso Home Renovation Loan Companies stats: 9 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Sun City Home Loans 4.9 100 Quoted per loan (915) 276-7629 Visit
2 The Wood Group of Fairway Independent Mortgage Corp. 4.9 99 Quoted per loan (254) 933-9500 Visit
3 Rocky Mountain Mortgage Company 3.6 85 Quoted per loan (915) 593-3111 Visit
4 My Home Loans, LLC 4.5 16 Quoted per loan (915) 921-1003 Visit
5 Talley Home Loans 5.0 6 Quoted per loan (256) 698-2720 Visit
6 Acala Investments 5.0 5 — (915) 549-5551 Visit
7 Oscar Lazcano - CMG Financial Mortgage Loan Officer NMLS# 2398445 5.0 5 — (915) 249-4611 Visit
8 Mann Mortgage 5.0 4 — (915) 317-7150 Visit
9 City Bank Mortgage 5.0 3 — (915) 856-2049 Visit

Frequently asked questions

8 questions
How much do home renovation loan companies in El Paso typically charge?
Fees vary by lender, but common charges include origination fees, interest rates, and closing costs. Comparing multiple offers can help identify competitive pricing.
How do I choose the best home renovation loan company in El Paso?
Consider verified customer reviews, ratings, review volume, and whether the business has claimed its profile. TrustAnalytica ranks based on these factors for transparency.
What questions should I ask a home renovation loan company before hiring?
Ask about interest rates, fees, loan terms, eligibility requirements, and the application process. Clarify any penalties for early repayment.
Are free consultations common with home renovation loan companies in El Paso?
Yes, many companies offer free consultations to discuss loan options and eligibility. Confirm this service when contacting a lender.
What services do top home renovation loan companies provide?
They offer financing options for home improvements, including loans for remodeling, repairs, and upgrades. They guide clients through the application and approval process.
Do I need a home renovation loan company for my project?
If you lack funds for renovations, a loan company can provide necessary financing. Evaluate your financial situation and project needs before deciding.
How long does the home renovation loan process take in Texas?
The process typically takes 30 to 45 days from application to funding, depending on lender efficiency and document submission.
What is the benefit of using a top-ranked home renovation loan company?
Top-ranked companies often have positive customer feedback, transparent terms, and efficient processes, which can enhance the loan experience.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for El Paso is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in El Paso are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in El Paso.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in El Paso, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in El Paso.

5

AI Search Visibility

Every renovation loans listing in El Paso is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.