Lock It Mortgage
Hours:
Open 9:00 AM - 6:30 PM
Monday 9:00 AM - 6:30 PM
Tuesday 9:00 AM - 6:30 PM
Wednesday 9:00 AM - 6:30 PM
Thursday 9:00 AM - 6:30 PM
Friday 9:00 AM - 6:30 PM
Saturday Closed
Sunday Closed
Tuesday 9:00 AM - 6:30 PM
Wednesday 9:00 AM - 6:30 PM
Thursday 9:00 AM - 6:30 PM
Friday 9:00 AM - 6:30 PM
Saturday Closed
Sunday Closed
Address: 3901 W Walnut St, Garland, TX 75042 Get Directions
How much house can you afford?
Check your Garland budget in 30 seconds, then get pre-approved by a top-rated local mortgage broker.
Mortgage Affordability Calculator – Garland
Income, debts and down payment in, your maximum home price out.
What people love
From reviewsAbout this business
Customer Feedback Review
Lock It Mortgage is a total game changer in the mortgage industry. It was the best decision I made, and I can assure you that you will not regret if you work with this team. The team was knowledgeable, patient, and professional. I was in the market looking for a DSCR loan, and at that time, I was interested in several properties and none was under contract. Despite it being such a hectic time, Benny was not reluctant to give me a quote on each property I asked for. Benny gave me a break down of the estimate closing cost and explained to me what might or might not change during the process. He made sure to check the interest rate from different lenders that showed me in numbers and informed me every single time to make sure I got as lowest rate as possible. He was very responsive. I multiple times reached out to Benny outside of business hours and he still replied. After I had my property under contract, I then gather all my documents to submit to the lender with the help of Ryan. Ryan was very informative and detailed orientated. He always emailed and called me to go over what I needed to provide, so I did not waste my time pulling them. I got updated regularly, and Ryan never left me wondering where my loan status was. In short, the communication was the top not and I was able to close within 3 weeks even if a few adjustments from the lender to try to match some fees. And I was very happy with the interest rate ...
I will definitely work with this team again in the future. If you want a stress-free loan shopping process, best interest rate, less closing costs, smooth and quick close, contact Benny and Ryan at Lock It Mortgage today! They are the best!
Great process and great program. Would definitely Referal amd do business again. Very nice team to work with .
Thank you
Jacob Nguyen
They are very responsive and helpful. We definitely refer Lock It Mortgage.
Anh cảm ơn ...
Frequently asked questions
15 questionsWhat do Lock It Mortgage clients say about the work?
Clients frequently highlight Lock It Mortgage's responsive service, clear communication, professionalism, and helpful guidance. Reviews often mention quick responses, regular updates, and a team that makes the mortgage process feel smoother and less stressful. Clients also appreciate the team's knowledge, attention to detail, and support from application through closing.
Does Lock It Mortgage provide assistance with DSCR loans?
Yes, they offer comprehensive mortgage services, including DSCR loans, loan application processing, and loan consulting. Their team is experienced in handling various mortgage needs, ensuring clients receive tailored support.
Can I get help with document preparation at Lock It Mortgage?
Yes, they offer document preparation services, including document collection, application review, and final documentation, ensuring a smooth and efficient mortgage application process.
Where is Lock It Mortgage located?
3901 W Walnut St, Garland, TX 75042
What states does Lock It Mortgage serve?
Lock It Mortgage is licensed in 45+ states and Washington, D.C. Availability depends on the applicable state licensing requirements and the specific loan program.
See all states we're licensed in at: https://www.lockitmtg.com/locations/
View our state licensing disclosures: https://www.lockitmtg.com/state-licensing-disclosures/
Can Lock It Mortgage help me understand how much house I can afford?
Yes. Lock It Mortgage offers a home affordability calculator that can help estimate a potential home purchase budget based on factors such as income, down payment, debts, interest rate, taxes, insurance, and other housing costs. The calculator is educational and does not determine final loan eligibility.
You can also schedule a free consultation with our mortgage advisors. Our team is ready to assist you with all mortgage needs.
How does Lock It Mortgage help me find a mortgage rate?
Lock It Mortgage can shop available loan options through its network of 40+ lenders and help you compare the rate, loan structure, and costs associated with the available options.
Does Lock It Mortgage offer live mortgage rates?
Yes. Lock It Mortgage provides a live-rate tool that allows borrowers to see rate information based on inputs such as loan purpose, property value, loan amount, occupancy, ZIP code, and credit score. Rates change and depend on the borrower's specific situation.
Can Lock It Mortgage compete with another lender's mortgage offer?
Yes, we're ready to compete for your mortgage!
You can provide your Loan Estimate to Lock It Mortgage for review at https://www.lockitmtg.com/. We can compare the available rates, terms and costs and determine whether Lock It Mortgage has an option that may be more competitive for your situation.
What mortgage programs does Lock It Mortgage offer?
Lock It Mortgage offers a broad range of financing options, including conventional, FHA, VA, USDA, jumbo, down-payment assistance, renovation, construction, ITIN, investor, asset-based, DSCR, bank-statement, P&L, 1099, WVOE, refinance, HELOC, and HELOAN programs.
First-Time Homebuyer Programs
Making buying your first home easier with low down payment choices and available assistance programs in the market (based on eligibility & state).
Non-QM Home Loans
Built for self-employed individuals, business owners, and those with complex income sources to qualify using alternative income documentation.
Commercial Loans
Tailored financing solutions for commercial real estate, multi-family properties, and business-owned real estate.
Rate-and-Term Refinance
Compare current interest rates quickly to explore practical options for lowering your rate or shortening your loan term with optimal costs.
Tap Into Your Home Equity
Access your built-up home equity to secure funds for reinvestment, business capital, or other goals via Cash-Out Refinance, HELOC, or HELOAN.
And more...
See what we have to offer at: https://www.lockitmtg.com/mortgage-programs/
Does Lock It Mortgage have a mortgage payment calculator?
Yes. Lock It Mortgage offers a mortgage payment calculator that can help estimate a potential mortgage payment based on the information entered.
Will I know what is happening during the mortgage process?
Lock It Mortgage emphasizes clear communication throughout the mortgage process and provides guidance as the loan moves through application, processing, underwriting, closing, and funding.
Will Lock It Mortgage explain my mortgage options?
Yes. Lock It Mortgage's loan officers can explain available loan programs, rates, terms, costs, and qualification considerations so you can make an informed financing decision.
Does Lock It Mortgage offer free mortgage consultations?
Yes. You can contact Lock It Mortgage to discuss your home purchase, refinance, home-equity needs, income situation, or other financing questions with a loan officer. Schedule a free consultation at: https://www.lockitmtg.com/contact-us/
Can I get help choosing a mortgage program?
Yes. Lock It Mortgage loan officers can review your goals, income, credit profile, property type, and other relevant information to help identify mortgage programs that may fit your situation. Final eligibility and loan terms are subject to lender underwriting and program requirements.
Meet the team
1 member
Brandon Huynh
Independent Mortgage Loan Originator
Location & directions
Garland, TexasLock It Mortgage
Mortgage Broker
Address
3901 W Walnut St, Garland, TX 75042
Hours
Open 9:00 AM - 6:30 PM
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