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  4. Norfolk

Top Mortgage Brokers In Norfolk

10 in Norfolk · 20 nearby
Norfolk Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10 +20 nearby
Average rating
5.0 698 reviews
Typical service price
$150 – $300 Median of 5 priced services
Most-offered services
Mortgage BrokerageMortgage Process ManagementHome LoansLoan ConsultationCustomer Service
What customers praise
recommend×12highly recommend×6genuinely cares×2very knowledgeable×2
Mortgage brokerNorfolk, VA

1

Towne Mortgage

Towne Mortgage is known for its patient and knowledgeable team who guide clients through complex processes like 1031 exchanges and home financing. They offer personalized mortgage services and take time to answer questions thoroughly. Customers appreciate the ongoing support, though some note challenges with current interest rates.

View Profile
(757) 491-6300
Closed Now
3 Commercial Pl Ste 1440, Norfolk, VA 23510
2

RW Towne Mortgage

RW Towne Mortgage is known for its responsive communication and attentive support throughout the mortgage process. The team offers guidance on home loans and stays engaged to help clients navigate challenges along the way. While many appreciate their helpfulness and expertise, some have found the experience less smooth than expected.

View Profile
(757) 687-5088
Closed Now
3 Commercial Pl Ste 1410, Norfolk, VA 23510
3

Matt Frano Loan Officer at Coastal Towne Mortgage

Coastal Towne Mortgage focuses on guiding first-time homebuyers through the loan process with clear communication and knowledgeable support. The team helps clients explore options like using home equity for repairs and offers assistance with closing costs. Customers appreciate their patience and willingness to explain each step thoroughly.

View Profile
(757) 319-1024
Closed Now
3 Commercial Pl Ste 1450, Norfolk, VA 23510
4

John Frankos at Coastal Towne Mortgage - NMLS#: 766975

Coastal Towne Mortgage (NMLS#: 766975) is known for its responsive and dedicated approach to home financing. The team helps with purchasing and refinancing, guiding clients smoothly through the mortgage process. Customers appreciate their professionalism and clear communication, though some note the experience can be intense during busy periods.

View Profile
(757) 650-7575
Closed Now
3 Commercial Pl Ste 1450, Norfolk, VA 23510
5

Towne Mortgage

Towne Mortgage is known for its personalized approach, guiding clients through complex mortgage and debt payoff plans with clear communication. The team offers mortgage packages designed to simplify buying or selling a home, and customers often highlight their responsiveness and helpfulness. Some note the process requires active involvement but appreciate the support throughout.

View Profile
(757) 687-5064
Closed Now
2204 Hampton Blvd, Norfolk, VA 23517
Where they are 30 on the map Click a pin for the profile and directions
6

Gus Lindstrom Loan Officer with Coastal Towne Mortgage

Known for clear communication and quick responsiveness, Coastal Towne Mortgage helps buyers navigate the home loan process with ease. The team offers personalized mortgage solutions and stays accessible through text, email, or phone to answer questions promptly. Customers appreciate their professionalism and support, especially during last-minute paperwork.

View Profile
(757) 951-8930
Closed Now
3 Commercial Pl Ste 1450, Norfolk, VA 23510
7

Paul Venable with TowneBank Mortgage

TowneBank Mortgage is known for clear communication and a transparent process, with no hidden fees or surprises. The team offers VA home loans and other mortgage services, using a user-friendly mobile app to simplify document handling. Customers appreciate their responsiveness and thorough guidance throughout the loan process.

View Profile
(757) 439-5186
Closed Now
1006 Colley Ave, Norfolk, VA 23507
8

Brendan Powell - Mortgage Broker - Home Loan Solutions

Licensed in Virginia and North Carolina, Tier 1 Home Loans focuses on providing clear, personalized mortgage solutions that help clients navigate every step from pre-approval to closing. The team works closely with real estate professionals and offers tools to support informed decisions, with many clients appreciating their responsiveness and straightforward communication.

Services & Prices
First-time Home Buyer Consultation $100 - $200
Loan Application Assistance $200 - $300
Loan Comparison and Selection $150 - $250
Document Preparation $100 - $200
View Profile
(757) 663-3026
Closed Now
500 E Main St #1600-93, Norfolk, VA 23510
General Services
Mortgage Brokerage
9

Lauren Phipps with Towne Mortgage

Known for clear communication and responsive support, this team helps simplify the mortgage application process from start to finish. They assist with loan approvals and keep clients informed at every step. Customers appreciate the smooth experience, though some note the process can feel detailed at times.

View Profile
(757) 408-1892
Closed Now
2204 Hampton Blvd, Norfolk, VA 23517
10

Tier 1 home Loans, Inc.

Veteran-owned and licensed across multiple states, Tier 1 Home Loans specializes in VA, FHA, conventional, and investment loans tailored to a variety of homebuyers. The team is praised for professionalism, clear communication, and making complex financing feel straightforward, though some clients note the process can still feel detailed.

Services & Prices
First-Time Home Buyer Loans $10000 - $50000
Refinancing Loans $5000 - $30000
Conventional Home Loans $20000 - $150000
Pre-Approval Consultation $100 - $300
View Profile
(757) 797-5201
Closed Now
500 E Main St, Norfolk, VA 23510
General Services
Home Loans
11

Atlantic Bay Mortgage Group - Virginia Beach

Serves Norfolk, VA

With over 30 years of experience, Atlantic Bay Mortgage Group focuses on making the mortgage process clear and personalized. They offer home purchase and refinancing services, along with helpful guides for first-time buyers and refinancing options. Customers appreciate their consistent communication and supportive approach throughout the loan process.

View Profile
(757) 213-1660
Closed Now
600 Lynnhaven Pkwy #100, Virginia Beach, VA 23452
12

Tidewater Mortgage Services, Inc. NMLS #: 71158

Serves Norfolk, VA

Licensed across multiple states, Tidewater Mortgage Services, Inc. focuses on matching clients with mortgage options tailored to their unique financial situations and long-term goals. The team offers purchasing and refinancing loans, guiding borrowers through each step with clear communication and personalized attention. Customers appreciate the responsive, patient support that helps make the… more...

Licensed across multiple states, Tidewater Mortgage Services, Inc. focuses on matching clients with mortgage options tailored to their unique financial situations and long-term goals. The team offers purchasing and refinancing loans, guiding borrowers through each step with clear communication and personalized attention. Customers appreciate the responsive, patient support that helps make the mortgage process straightforward.

View Profile
(757) 498-7400
Closed Now
200 Golden Oak Ct Ste 100, Virginia Beach, VA 23452
13

CMS Mortgage Solutions, Inc.

Serves Norfolk, VA

CMS Mortgage Solutions, Inc. offers knowledgeable and friendly mortgage brokerage services, guiding clients through every step of the loan process with clear instructions and regular updates. The team handles loan structuring and timelines efficiently, though some customers have noted communication gaps during major changes. Many appreciate their professionalism and fast service when securing… more...

CMS Mortgage Solutions, Inc. offers knowledgeable and friendly mortgage brokerage services, guiding clients through every step of the loan process with clear instructions and regular updates. The team handles loan structuring and timelines efficiently, though some customers have noted communication gaps during major changes. Many appreciate their professionalism and fast service when securing properties.

View Profile
(757) 558-2603
Closed Now
1612 Centerville Turnpike Ste 307, Virginia Beach, VA 23464
14

First Signature Mortgage, LLC

Serves Norfolk, VA

Known for clear communication and patient guidance, First Signature Mortgage, LLC helps first-time homebuyers navigate financing with confidence. Their team supports clients through every step, answering questions thoroughly and keeping the process on track. Some customers note that responsiveness can vary, but most appreciate the attentive service.

Services & Prices
Home Loan Consultation $100 - $200
Loan Pre-Approval $50 - $150
Mortgage Application Assistance $150 - $300
First-Time Homebuyer Guidance $0 - $100
View Profile
(276) 254-4965
Closed Now
2037 Laskin Rd, Virginia Beach, VA 23454
General Services
Mortgage Services
15

Southern Trust Mortgage, LLC

Serves Norfolk, VA

Known for offering a wide range of loan options including USDA, FHA, VA, and Conventional loans, Southern Trust Mortgage, LLC focuses on guiding clients through the homebuying process with personalized support. Customers appreciate the team’s clear communication and proactive approach, though some note occasional delays in loan processing.

View Profile
(757) 518-0700
Closed Now
295 Bendix Rd #400, Virginia Beach, VA 23452
16

Atlantic Bay Mortgage Group

Serves Norfolk, VA

Atlantic Bay Mortgage Group focuses on guiding first-time homebuyers through the mortgage process with clear communication and responsive support. Their team assists with home purchases and refinancing, taking time to explain each step. Customers appreciate their approachable, knowledgeable service, though some note the process can require patience.

View Profile
(757) 819-0301
Closed Now
638 Independence Pkwy #250, Chesapeake, VA 23320
17

Briggs Team Lending - Taylor Briggs

Serves Norfolk, VA

Known for clear communication and helpful guidance throughout the mortgage process, Briggs Team Lending - Taylor Briggs offers a range of home financing options tailored to individual needs. Clients appreciate the team’s proactive updates and smooth handling from pre-approval to closing, making home buying less stressful and more transparent.

Services & Prices
Pre-Approval $200 - $300
Loan Structuring $300 - $500
Closing Process Assistance $500 - $800
Financial Goal Assessment $150 - $250
View Profile
(757) 663-1473
Open 00:00 - 23:59
505 Independence Pkwy #240, Chesapeake, VA 23320
General Services
Mortgage Services
18

The Broker - Mortgage Experts

Serves Norfolk, VA

The Broker focuses on providing low rates and fees while guiding clients through the mortgage process with clear communication and educational resources. Their team assists with everything from pre-qualification to closing, aiming to simplify financing for both first-time buyers and experienced investors. Customers appreciate their professionalism and support, though some note the process can… more...

The Broker focuses on providing low rates and fees while guiding clients through the mortgage process with clear communication and educational resources. Their team assists with everything from pre-qualification to closing, aiming to simplify financing for both first-time buyers and experienced investors. Customers appreciate their professionalism and support, though some note the process can feel intense at times.

Services & Prices
First-time Home Buyer Consultation $100 - $200
Home Purchase Assistance $500 - $1500
Property Showings $50 - $100
Real Estate Consultation $150 - $300
View Profile
(757) 642-5078
Closed Now
1407 Stephanie Way Ste D, Chesapeake, VA 23320
General Services
Home Buying
19

Tim Lee Loan Officer with RW Towne Mortgage

Serves Norfolk, VA

RW Towne Mortgage focuses on personalized home loan guidance, helping clients navigate changes smoothly throughout the process. The team offers attentive support and clear communication, making mortgage decisions more manageable. Customers appreciate the professional approach and the ease of working with the agents.

View Profile
(757) 236-3747
Closed Now
628 Cedar Rd, Chesapeake, VA 23322
20

Whitney Oertel Senior Mortgage Loan Officer with Towne Mortgage

Serves Norfolk, VA

Known for responsive communication and guidance beyond regular hours, this mortgage team helps clients navigate loan options with clarity. They assist with various mortgage types and rate strategies, supporting first-time buyers through to closing. Customers appreciate their promptness and thorough explanations throughout the process.

View Profile
(757) 620-2888
Closed Now
128 Battlefield Blvd N, Chesapeake, VA 23320
21

United Atlantic Mortgage

Serves Norfolk, VA

United Atlantic Mortgage specializes in VA Military Financing and offers a range of loan options, including FHA and conventional loans, with flexible credit requirements and fast closings. The team works closely with first-time buyers and military clients, providing clear guidance throughout the process, though some may find the pace brisk.

View Profile
(757) 340-5626
Closed Now
2476 Nimmo Pkwy, Virginia Beach, VA 23456
22

VA Wholesale Mortgage

Serves Norfolk, VA

Specializing in VA and FHA loans, VA Wholesale Mortgage offers a streamlined digital process tailored to veterans, military families, and other homebuyers. Their team assists with purchase and refinance loans, providing detailed rate comparisons and personalized guidance. Customers appreciate their clear communication and thorough support throughout the lending journey.

View Profile
(800) 244-4132
Closed Now
4099 Foxwood Dr #108, Virginia Beach, VA 23462
23

Chace Cooper with TowneBank Mortgage

Serves Norfolk, VA

TowneBank Mortgage blends a hometown approach with modern technology to offer personalized mortgage solutions. Their team handles a range of loans, including purchases, refinancing, and construction, with a focus on clear communication and efficient processing. Customers often note a smooth experience and helpful guidance throughout the loan process.

View Profile
(757) 377-5367
Closed Now
1312 Greenbrier Pkwy, Chesapeake, VA 23322
24

Vantage Point Mortgage

Serves Norfolk, VA

Vantage Point Mortgage specializes in helping clients close home loans quickly, even under tight deadlines. The team offers mortgage brokerage services focused on clear communication and a smooth process. Customers appreciate their professionalism and responsiveness, though some note the experience depends on timely cooperation.

Services & Prices
Home Purchase Loans $2000 - $5000
Refinance Loans $1500 - $4000
Cash-Out Refinancing $3000 - $6000
Initial Consultation $100 - $200
View Profile
(757) 600-4222
Closed Now
1545 Crossways Blvd Suite 250, Chesapeake, VA 23320
General Services
Mortgage Services
25

Marcie Ellis Richard at CrossCountry Mortgage

Serves Norfolk, VA

CrossCountry Mortgage emphasizes a seamless, transparent home financing experience backed by a strong technology platform and a knowledgeable team. They offer a range of loan options including conventional, FHA, VA, and jumbo loans, guiding clients through purchases and refinancing. Customers appreciate the clear communication and supportive service throughout the process.

View Profile
(757) 560-6012
Closed Now
445 Battlefield Blvd N # G, Chesapeake, VA 23320
26

OneMain Financial

Serves Norfolk, VA

OneMain Financial focuses on personalized lending that considers individual needs beyond credit scores, offering personal loans, credit cards, and mortgage payment solutions. Customers appreciate the professional and patient support from the team, though some have noted discrepancies in payoff amounts. The company provides clear terms and in-person guidance through its branch network.

View Profile
(757) 826-2296
Closed Now
3005 W Mercury Blvd, Hampton, VA 23666
27

TowneBank Mortgage

Serves Norfolk, VA

View Profile
(757) 222-2149
Closed Now
1435 Crossways Blvd, Chesapeake, VA 23320
28

Mortgage 757, LLC

Serves Norfolk, VA

Mortgage 757, LLC focuses on guiding first-time homebuyers through the mortgage process with attentive support and clear communication. The team helps clients navigate challenges while keeping them informed and comfortable every step of the way. Customers appreciate the personal care and responsiveness throughout their home financing journey.

Services & Prices
First-Time Home Buyer Consultation $100 - $200
Home Buying Process Navigation $200 - $300
Post-Purchase Support $50 - $100
Mortgage Pre-Approval $75 - $150
View Profile
(757) 581-0325
Closed Now
517 Baylor Ct, Chesapeake, VA 23320
General Services
Home Buying Assistance
29

Old Point Mortgage

Serves Norfolk, VA

Old Point Mortgage offers personalized refinancing and mortgage services with a focus on clear communication and helpful support. The team works closely with clients and partner organizations to navigate the home financing process. Customers appreciate the attentive assistance, though experiences may vary depending on individual interactions.

View Profile
(757) 769-7169
Closed Now
101 E Queen St Ste 250, Hampton, VA 23669
30

Sherry Thacker SVP | Mortgage Loan Officer with TowneBank Mortgage

Serves Norfolk, VA

TowneBank Mortgage offers personalized mortgage lending with a focus on attentive service and clear communication. The team handles a range of loan options, guiding clients through the process with professionalism and care. Customers appreciate their positive approach and attention to important details throughout each transaction.

View Profile
(757) 759-5428
Closed Now
101 E Queen St, Hampton, VA 23669

Norfolk Mortgage Statistics

Home-purchase lending in Norfolk City County and home costs in Norfolk, VA (latest HMDA and Census data)

Lenders made 3,016 home-purchase loans in Norfolk City County in 2025 (average about $336,000) and denied 235 — 7% of decided applications, compared with 11% across Virginia, according to federal mortgage data (HMDA, CFPB). In Norfolk, the median home is worth $289,900 and 72% of owners have a mortgage, paying a median $1,913 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
3,016▼ 1%3,059 in 2024
Denial rate
7%VA 11%
Median home value
$289,900VA $383,700
Monthly cost with a mortgage
$1,913median · VA $2,127
Refinance loans made (Norfolk City County, 2025)
1,552 · 1,149 in 2024
Home-improvement loans made (2025)
350
Average home-purchase loan
$336,000 (VA $452,000)
Owners with a mortgage
72% · 31% of them spend 30%+ of income on housing
Median household income
$66,109 (VA $93,170)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Norfolk City County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Norfolk Mortgage Brokers stats: 30 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Towne Mortgage 4.9 162 — (757) 491-6300 Visit
2 RW Towne Mortgage 4.9 146 — (757) 687-5088 Visit
3 Matt Frano Loan Officer at Coastal Towne Mortgage 5.0 129 — (757) 319-1024 Visit
4 John Frankos at Coastal Towne Mortgage - NMLS#: 766975 5.0 66 — (757) 650-7575 Visit
5 Towne Mortgage 5.0 56 — (757) 687-5064 Visit
6 Gus Lindstrom Loan Officer with Coastal Towne Mortgage 5.0 40 — (757) 951-8930 Visit
7 Paul Venable with TowneBank Mortgage 4.9 38 — (757) 439-5186 Visit
8 Brendan Powell - Mortgage Broker - Home Loan Solutions 5.0 32 $50 (757) 663-3026 Visit
9 Lauren Phipps with Towne Mortgage 5.0 23 — (757) 408-1892 Visit
10 Tier 1 home Loans, Inc. 5.0 6 $50 (757) 797-5201 Visit
11 Atlantic Bay Mortgage Group - Virginia Beach 5.0 2471 — (757) 213-1660 Visit
12 Tidewater Mortgage Services, Inc. NMLS #: 71158 4.9 1507 — (757) 498-7400 Visit
13 CMS Mortgage Solutions, Inc. 4.9 875 — (757) 558-2603 Visit
14 First Signature Mortgage, LLC 5.0 407 $20 (276) 254-4965 Visit
15 Southern Trust Mortgage, LLC 4.8 368 — (757) 518-0700 Visit
16 Atlantic Bay Mortgage Group 5.0 299 — (757) 819-0301 Visit
17 Briggs Team Lending - Taylor Briggs 5.0 153 $50 (757) 663-1473 Visit
18 The Broker - Mortgage Experts 5.0 123 $50 (757) 642-5078 Visit
19 Tim Lee Loan Officer with RW Towne Mortgage 5.0 115 — (757) 236-3747 Visit
20 Whitney Oertel Senior Mortgage Loan Officer with Towne Mortgage 5.0 101 — (757) 620-2888 Visit
21 United Atlantic Mortgage 4.9 102 — (757) 340-5626 Visit
22 VA Wholesale Mortgage 4.8 76 — (800) 244-4132 Visit
23 Chace Cooper with TowneBank Mortgage 5.0 65 — (757) 377-5367 Visit
24 Vantage Point Mortgage 5.0 60 $50 (757) 600-4222 Visit
25 Marcie Ellis Richard at CrossCountry Mortgage 5.0 42 — (757) 560-6012 Visit
26 OneMain Financial 4.3 45 — (757) 826-2296 Visit
27 TowneBank Mortgage 4.8 25 — (757) 222-2149 Visit
28 Mortgage 757, LLC 5.0 16 $50 (757) 581-0325 Visit
29 Old Point Mortgage 5.0 9 — (757) 769-7169 Visit
30 Sherry Thacker SVP | Mortgage Loan Officer with TowneBank Mortgage 5.0 2 — (757) 759-5428 Visit

Frequently asked questions

9 questions
What does a mortgage broker do?
Mortgage brokers connect borrowers with lenders, helping find suitable mortgage options and guiding through the application process. They often negotiate terms on behalf of clients.
How do I choose the best mortgage broker in Norfolk?
Consider verified reviews, ratings, and whether the broker has claimed their profile. TrustAnalytica ranks based on these factors for transparency and reliability.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss your needs and potential options. It's a common practice to attract and inform clients.
Do I need a mortgage broker in Virginia?
While not mandatory, a mortgage broker can simplify the loan process and potentially find better terms by comparing multiple lenders.
What questions should I ask a mortgage broker before hiring?
Ask about their fees, lender options, experience, and how they handle the loan process. Understanding these can help in making an informed decision.
How long does the mortgage process take with a broker in Norfolk?
The mortgage process typically takes 30 to 45 days, but it can vary based on lender efficiency and client responsiveness.
What are typical fees for mortgage brokers in Virginia?
Mortgage brokers usually charge a commission of 1-2% of the loan amount, paid by the lender or borrower. Exact fees can vary.
What services do mortgage brokers in Norfolk offer?
Mortgage brokers in Norfolk assist with loan applications, rate comparisons, and negotiations, providing personalized guidance throughout the mortgage process.
How can I verify a mortgage broker's credentials in Norfolk?
Check their licensing status with the Nationwide Multistate Licensing System (NMLS) and read client reviews for additional insights.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Norfolk is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Norfolk are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Norfolk.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Norfolk, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Norfolk.

5

AI Search Visibility

Every mortgage broker listing in Norfolk is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.