Tier 1 home Loans, Inc.

About Tier 1 Home Loans

Tier 1 Home Loans is a veteran-owned business dedicated to illuminating the path to homeownership. They empower clients with clarity, confidence, and expert guidance to transform dreams of owning a home into reality. Serving Virginia, North Carolina, Florida, Georgia, Maryland, Texas, and Tennessee, their mission is to provide homebuyers with expert mortgage solutions tailored to their unique needs. With a strong commitment to transparency, efficiency, and exceptional service, they guide clients through the home financing process seamlessly, partnering with real estate professionals to ensure a smooth experience from pre-approval to closing. They cater to both first-time buyers and experienced homeowners, striving to secure the best loan options.

Credentials & Expertise

Tier 1 Home Loans boasts a team of experienced professionals, including a U.S. Army Retired Founder and Principal Mortgage Broker, a U.S.M.C. Veteran Co-Founder and Senior Loan Officer, and a Director of Loan Operations and Senior Loan Officer. All key personnel are NMLS-certified, with James Grandy holding NMLS #2077616, Colby Tomlinson #2302143, and Brendan Powell #2318359. The company is licensed in FL, GA, MD, NC, TN, TX & VA, and is approved to originate and broker VA and FHA loans. They emphasize transparency and efficiency in their services.

Loan Offerings

Tier 1 Home Loans offers a comprehensive suite of loan programs designed to meet diverse home financing needs. Their offerings include VA Loans, FHA Loans, Conventional Loans, and USDA Loans. They also specialize in Investment Loans, Second Home Loans, and Jumbo Loans, as well as Condo Loans. For those looking to refinance, they provide VA IRRRL Interest Rate Reduction Refinance Loans, Cash-Out Refinance Loans, and Rate/Term Refinance Loans. Additionally, they offer specialized options like Bank Statement Loans and DSCR Investment Loans, along with Asset Depletion Loans, ensuring a wide range of solutions for homebuyers.

Unique Advantages

Tier 1 Home Loans is a veteran-owned business, founded by U.S. Army Retired James Grandy and co-founded by U.S.M.C. Veteran Colby Tomlinson. They are licensed in multiple states including FL, GA, MD, NC, TN, TX & VA. The company offers a broad spectrum of loan programs, including specialized options like Bank Statement Loans and DSCR Investment Loans, catering to diverse client needs.