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Best Mortgage Brokers in St. Petersburg

10 in St. Petersburg · 12 nearby
St. Petersburg Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10 +12 nearby
Average rating
5.0 1295 reviews
Typical service price
$0 Median of 3 priced services
Owner reviewed
1 of 10 Claimed or managed by the owner
Most-offered services
Mortgage ServicesMortgage LendingBusiness Process AutomationPre-ApprovalMortgage Loan Qulification
What customers praise
recommend×61highly recommend×36very helpful×7helped me×7
Also serving St. Petersburg
Tampa12 · 24 km
Mortgage brokerSt. Petersburg, FL

1

Creative 1st Mortgage

Verified

Creative 1st Mortgage stands out for its clear communication and personalized approach, helping clients understand mortgage options in plain English. Serving six states, the team offers a variety of loan programs for first-time buyers, investors, and self-employed individuals. Customers appreciate their patience and thorough guidance throughout the loan process.

Services & Prices
Closing Assistance Quoted per loan
Initial Assessment $150 - $250
Implementation Planning $300 - $400
View Profile
(727) 914-9397
Open 9:00 AM - 5:00 PM
447 3rd Ave N Ste 210, St. Petersburg, FL 33701
General Services
Mortgage Services
2

Gateway Capital Mortgage

Gateway Capital Mortgage is known for fast, efficient closings and securing competitive rates. The team guides clients through the mortgage process with clear communication and professional support, often going beyond typical business hours. Customers appreciate their responsiveness and thoroughness, though some note the high demand can make scheduling a bit challenging.

Services & Prices
Conventional Mortgage Quoted per loan
Hard Money Loans Quoted per loan
FHA Loans Quoted per loan
View Profile
(727) 388-1321
Open 8:00 AM - 8:00 PM
11 Beach Dr SE, St. Petersburg, FL 33701
General Services
Mortgage Services
3

Homeowners Financial Group

Homeowners Financial Group is known for its patient, transparent approach, especially appreciated by first-time homebuyers. The team helps clients navigate mortgages with clear explanations and responsive communication, making the process feel smooth and organized. Some customers note that comparing offers can be part of the decision, but service remains consistently attentive.

View Profile
(727) 800-7750
Open 8:30 AM - 5:00 PM
150 2nd Ave N #730, St. Petersburg, FL 33701
4

The Mortgage Firm

With over 30 years of experience and an MPA certification, The Mortgage Firm focuses on making mortgages clear and manageable for St. Petersburg clients. They offer home purchase and refinancing options, along with educational resources, and are noted for their responsive, patient team who guide borrowers through complex loans with steady communication. Some customers find the process takes… more...

With over 30 years of experience and an MPA certification, The Mortgage Firm focuses on making mortgages clear and manageable for St. Petersburg clients. They offer home purchase and refinancing options, along with educational resources, and are noted for their responsive, patient team who guide borrowers through complex loans with steady communication. Some customers find the process takes longer than expected but appreciate the team's persistence throughout.

Services & Prices
Conventional Mortgage Quoted per loan
FHA Loan Quoted per loan
VA Loan Quoted per loan
View Profile
(407) 747-1492
Open 9:00 AM - 6:00 PM
9600 Koger Blvd N #208, St. Petersburg, FL 33702
General Services
Mortgage Lending
5

Savvy Mortgage Lending: Tracie Mayo, Mortgage Broker

Savvy Mortgage Lending offers fast approvals and personalized one-on-one support to simplify the mortgage process for homebuyers and those refinancing in Florida. The team guides clients through loan options, preapproval, and closing with clear communication and patient explanations. Some clients note the process can feel detailed but appreciate the thorough support.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
Investment Property Loans Quoted per loan
View Profile
(727) 877-5684
Open 9:00 AM - 8:00 PM
3833 Central Ave, St. Petersburg, FL 33713
General Services
Mortgage Lending
Mortgage Affordability Calculator – St. PetersburgSee how much house you can afford in St. Petersburg in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 22 on the map Click a pin for the profile and directions
6

Custom Rate Mortgage

Custom Rate Mortgage specializes in securing competitive loan options by actively shopping multiple wholesale lenders and offering a "No Credit Impact" pre-approval. They provide a range of mortgage services, including home purchases, refinancing, and construction loans, with a focus on clear communication and personalized guidance. Some clients note the process can be detailed, but the team’s… more...

Custom Rate Mortgage specializes in securing competitive loan options by actively shopping multiple wholesale lenders and offering a "No Credit Impact" pre-approval. They provide a range of mortgage services, including home purchases, refinancing, and construction loans, with a focus on clear communication and personalized guidance. Some clients note the process can be detailed, but the team’s responsiveness and support are consistently appreciated.

Services & Prices
Pre-Approval Letters Quoted per loan
Refinancing Assistance Quoted per loan
View Profile
(727) 210-5547
Open 8:00 AM - 5:00 PM
360 Central Ave Ste 470, St. Petersburg, FL 33701
General Services
Mortgage Services
7

Waterstone Mortgage Corporation

Waterstone Mortgage Corporation specializes in providing a supportive, personalized mortgage experience with a variety of programs for first-time buyers and home equity options. The team offers helpful resources and tools to guide clients through the process, and customers often note their responsiveness and expertise despite occasional closing delays.

Services & Prices
Home Mortgage Quoted per loan
Refinancing Quoted per loan
View Profile
(727) 497-0397
Open 9:00 AM - 6:00 PM
6798 Crosswinds Dr N Suite C-104, St. Petersburg, FL 33710
General Services
Mortgage Services
8

Team Stapleton Home Loans LLC

With over 25 years of experience, Team Stapleton Home Loans specializes in personalized mortgage solutions for Florida homeowners, including first-time buyers and refinancing clients. The team offers a wide range of loan options and is known for clear communication and responsive support throughout the mortgage process.

Services & Prices
Mortgage Pre-Approval Quoted per loan
View Profile
(727) 800-2921
Open 9:00 AM - 8:00 PM
3035 5th Ave N, St. Petersburg, FL 33713
General Services
Mortgage Services
9

Good People Mortgage Company

Good People Mortgage Company specializes in a variety of loan programs, including FHA, VA, USDA, Conventional, and Jumbo loans, with a focus on first-time homebuyers and niche options like Homes for Heroes. The team offers personalized guidance through both purchases and refinancing, helping clients navigate complex mortgage choices with clear explanations. Some customers note the process can… more...

Good People Mortgage Company specializes in a variety of loan programs, including FHA, VA, USDA, Conventional, and Jumbo loans, with a focus on first-time homebuyers and niche options like Homes for Heroes. The team offers personalized guidance through both purchases and refinancing, helping clients navigate complex mortgage choices with clear explanations. Some customers note the process can take time, but appreciate the attentive support throughout.

Services & Prices
Home Purchase Mortgage Quoted per loan
VA Mortgage Quoted per loan
Refinance Mortgage Quoted per loan
View Profile
(727) 543-7398
Open 9:00 AM - 6:30 PM
2749 58th Ave N, St. Petersburg, FL 33714
General Services
Mortgage Services
10

Creative Mortgage Lenders

With over two decades of experience, Creative Mortgage Lenders specializes in guiding clients through both home purchase and refinance financing options. The team is known for clear communication and personalized support, helping make the mortgage process more manageable. Customers appreciate their responsiveness and dedication, though some note the fast pace can feel intense.

Services & Prices
Fixed Rate Mortgages Quoted per loan
Adjustable Rate Mortgages Quoted per loan
Refinancing Loans Quoted per loan
View Profile
(727) 822-2222
Open 9:00 AM - 7:00 PM
2411 4th St N, St. Petersburg, FL 33704
General Services
Mortgage Lending Services
11

The Orlicki Group - Mortgage Broker

Serves St. Petersburg, FL
Verified

The Orlicki Group focuses on creating a mortgage experience that feels personal and supportive, moving away from the typical "big bank" approach. Their team handles a range of loans—from Conventional and VA to Jumbo and Reverse Mortgages—while maintaining clear communication and responsiveness. Customers appreciate their organized, proactive service and the ease of working through complex… more...

The Orlicki Group focuses on creating a mortgage experience that feels personal and supportive, moving away from the typical "big bank" approach. Their team handles a range of loans—from Conventional and VA to Jumbo and Reverse Mortgages—while maintaining clear communication and responsiveness. Customers appreciate their organized, proactive service and the ease of working through complex processes.

Services & Prices
Conventional Loans $0
FHA Loans $0
VA Loans $0
Jumbo Loans $0
View Profile
(813) 302-1616
Open 9:00 AM - 6:00 PM
401 E Jackson St Suite 2340, Tampa, FL 33602, USA
General Services
Mortgage Broker Services
12

Jen Martinez at CrossCountry Mortgage

Serves St. Petersburg, FL

CrossCountry Mortgage is known for its personalized guidance and extensive mortgage options, including FHA, VA, conventional, and jumbo loans. The team works closely with clients to simplify the home financing process, often stepping in when others can’t. Customers appreciate their responsiveness, professionalism, and clear communication throughout the loan journey.

View Profile
(813) 480-4747
Open 8:00 AM - 7:00 PM
5601 Mariner St, Tampa, FL 33609
13

Fairway Independent Mortgage Corporation

Serves St. Petersburg, FL

Fairway Independent Mortgage Corporation specializes in guiding clients through home financing with a range of loan options for buying, building, or refinancing. The team focuses on clear communication and competitive rates, helping borrowers navigate complex situations with personalized support. Customers appreciate their responsiveness, though some transactions can involve detailed coordination.

View Profile
(813) 857-5344
Open 8:00 AM - 6:00 PM
4107 N Himes Ave Suite 2B, Tampa, FL 33607
14

Lennar Mortgage, LLC Tampa

Serves St. Petersburg, FL

With over 50 years of experience specializing in financing new construction homes, Lennar Mortgage offers tailored loan options closely linked to the Lennar family of builders. Their team provides clear guidance throughout the mortgage process, helping buyers navigate challenges and stay informed. Customers appreciate the straightforward communication and smooth experience, though some note the… more...

With over 50 years of experience specializing in financing new construction homes, Lennar Mortgage offers tailored loan options closely linked to the Lennar family of builders. Their team provides clear guidance throughout the mortgage process, helping buyers navigate challenges and stay informed. Customers appreciate the straightforward communication and smooth experience, though some note the process can involve detailed steps.

Services & Prices
Home Purchase Loan Quoted per loan
Refinancing Quoted per loan
Pre-approval Quoted per loan
Home Equity Loan Quoted per loan
View Profile
(813) 402-5880
Open 8:30 AM - 5:30 PM
4301 W Boy Scout Blvd #690, Tampa, FL 33607
General Services
Mortgage Services
15

Simons & Leoni Home Loans

Serves St. Petersburg, FL

Simons & Leoni Home Loans focuses on delivering a personalized mortgage experience with competitive rates and a highly organized team. They assist with home purchase loans, refinancing, and provide tools like pre-approval letters and refinance analysis. Customers appreciate their fast, clear communication and smooth, efficient process, though some note the need to stay on top of documentation.

Services & Prices
Purchase Mortgages Quoted per loan
Refinancing Quoted per loan
Pre-Approval Quoted per loan
View Profile
(813) 258-6767
Open 8:30 AM - 5:30 PM
701 N Westshore Blvd Ste 284, Tampa, FL 33609
General Services
Mortgage Services
16

BlueGrey Mortgage - Tampa

Serves St. Petersburg, FL

BlueGrey Mortgage is known for its patient and communicative approach, guiding clients through the home loan process with clear explanations and consistent updates. The team helps buyers find mortgage options suited to their unique situations, and customers often appreciate their responsiveness and personal care throughout the experience.

Services & Prices
Home Purchase Loan Quoted per loan
Refinancing Quoted per loan
Pre-Approval Services Quoted per loan
View Profile
(813) 822-4808
Open 00:00 - 23:59
5201 W Kennedy Blvd #714, Tampa, FL 33609, USA
General Services
Mortgage Brokerage
17

Jonathan F. Howard - Howard Team Home Loans

Serves St. Petersburg, FL

Howard Team Home Loans specializes in navigating complex mortgage situations, including those for self-employed clients. The team offers responsive support throughout the loan process, helping customers secure favorable terms and timely closings. Clients appreciate their clear communication and ability to handle paperwork efficiently, even under tight deadlines.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
View Profile
(813) 586-0818
Open 8:00 AM - 9:00 PM
201 E Davis Blvd Unit 11, Tampa, FL 33606
General Services
Mortgage Services
18

Marx Mortgage Group - Tampa

Serves St. Petersburg, FL

Marx Mortgage Group specializes in guiding clients through smooth, well-executed home financing experiences, often praised for clear communication and responsiveness. Their team offers a range of mortgage products, including purchase, refinance, and construction loans, with a focus on making complex processes easier. Some clients note the process can feel detailed, but appreciate the thoroughness.

Services & Prices
Refinancing Services Quoted per loan
Pre-Approval Services Quoted per loan
View Profile
(813) 291-0979
Open 9:00 AM - 6:00 PM
5601 Mariner St Unit 230, Tampa, FL 33609
General Services
Mortgage Services
19

Ebenezer Mortgage Solutions

Serves St. Petersburg, FL

Known for guiding clients clearly through each step, Ebenezer Mortgage Solutions helps make home financing more understandable and manageable. The team offers mortgage brokerage services with attentive communication and responsiveness, though some customers note the process can still feel lengthy. Their honest approach and steady support are frequently appreciated.

Services & Prices
Pre-Approval Services Quoted per loan
Interest Rate Counseling Quoted per loan
View Profile
(813) 284-4027
Open 9:00 AM - 6:00 PM
3638 W Cypress St, Tampa, FL 33607
General Services
Mortgage Financing
20

Home Access Financial, LLC

Serves St. Petersburg, FL

Home Access Financial offers a wide range of mortgage options, including loans for first-time buyers, investors, and refinancing, with a bilingual team providing personalized, concierge-level support. Customers appreciate their knowledgeable guidance and smooth application process, though some have noted concerns about aggressive marketing and credit inquiries.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Loans Quoted per loan
Home Equity Loans Quoted per loan
View Profile
(813) 515-7548
Open 9:00 AM - 7:00 PM
100 Ashley Dr S #1150, Tampa, FL 33602
General Services
Home Financing
21

14 Days To Close - Jordan Vreeland, Mortgage Originator NMLS# 795404

Serves St. Petersburg, FL

Known for accelerating the mortgage closing process, 14 Days To Close specializes in helping buyers and investors complete transactions quickly and smoothly. The team offers mortgage and real estate services with clear communication and personalized support. Customers appreciate their responsiveness and knowledgeable guidance, though the fast pace can require close attention throughout.

Services & Prices
Mortgage Pre-Approval Quoted per loan
Loan Comparison Analysis Quoted per loan
First-Time Home Buyer Workshop Quoted per loan
Investment Property Workshop Quoted per loan
View Profile
(813) 343-4775
Open 8:00 AM - 8:00 PM
450 Knights Run Ave Unit 5, Tampa, FL 33602, USA
General Services
Property Financing
22

Jim Costello Home Mortgage Lenders Inc

Serves St. Petersburg, FL

Known for working with multiple lenders to offer competitive mortgage options, Jim Costello Home Mortgage Lenders Inc. helps clients navigate purchase loans, refinancing, and specialized products like bridge loans. The team provides clear guidance and tools such as mortgage calculators, with clients appreciating their responsiveness and thorough support throughout the process.

Services & Prices
Bridge Loans Quoted per loan
Conventional Loans Quoted per loan
Loan Refinancing Quoted per loan
View Profile
(813) 785-8602
Open 8:30 AM - 7:00 PM
14502 N Dale Mabry Hwy Suite 200, Tampa, FL 33618
General Services
Mortgage Services

St. Petersburg Mortgage Statistics

Home-purchase lending in Pinellas County and home costs in St. Petersburg, FL (latest HMDA and Census data)

Lenders made 10,442 home-purchase loans in Pinellas County in 2025 (average about $462,000) and denied 1,653 — 14% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In St. Petersburg, the median home is worth $371,100 and 56% of owners have a mortgage, paying a median $1,987 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
10,4420%10,452 in 2024
Denial rate
14%FL 17%
Median home value
$371,100FL $359,000
Monthly cost with a mortgage
$1,987median · FL $1,959
Refinance loans made (Pinellas County, 2025)
5,213 · 4,267 in 2024
Home-improvement loans made (2025)
2,067
Average home-purchase loan
$462,000 (FL $416,000)
Owners with a mortgage
56% · 34% of them spend 30%+ of income on housing
Median household income
$75,192 (FL $74,568)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Pinellas County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

St. Petersburg Mortgage Brokers stats: 22 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Creative 1st Mortgage 5.0 134 $150 (727) 914-9397 Visit
2 Gateway Capital Mortgage 4.9 318 Quoted per loan (727) 388-1321 Visit
3 Homeowners Financial Group 5.0 161 — (727) 800-7750 Visit
4 The Mortgage Firm 5.0 134 Quoted per loan (407) 747-1492 Visit
5 Savvy Mortgage Lending: Tracie Mayo, Mortgage Broker 5.0 133 Quoted per loan (727) 877-5684 Visit
6 Custom Rate Mortgage 5.0 128 Quoted per loan (727) 210-5547 Visit
7 Waterstone Mortgage Corporation 4.9 124 Quoted per loan (727) 497-0397 Visit
8 Team Stapleton Home Loans LLC 5.0 108 Quoted per loan (727) 800-2921 Visit
9 Good People Mortgage Company 5.0 33 Quoted per loan (727) 543-7398 Visit
10 Creative Mortgage Lenders 5.0 22 Quoted per loan (727) 822-2222 Visit
11 The Orlicki Group - Mortgage Broker 5.0 491 — (813) 302-1616 Visit
12 Jen Martinez at CrossCountry Mortgage 5.0 608 — (813) 480-4747 Visit
13 Fairway Independent Mortgage Corporation 5.0 583 — (813) 857-5344 Visit
14 Lennar Mortgage, LLC Tampa 4.8 477 Quoted per loan (813) 402-5880 Visit
15 Simons & Leoni Home Loans 5.0 264 Quoted per loan (813) 258-6767 Visit
16 BlueGrey Mortgage - Tampa 5.0 251 Quoted per loan (813) 822-4808 Visit
17 Jonathan F. Howard - Howard Team Home Loans 5.0 241 Quoted per loan (813) 586-0818 Visit
18 Marx Mortgage Group - Tampa 4.9 206 Quoted per loan (813) 291-0979 Visit
19 Ebenezer Mortgage Solutions 4.7 160 Quoted per loan (813) 284-4027 Visit
20 Home Access Financial, LLC 4.7 120 Quoted per loan (813) 515-7548 Visit
21 14 Days To Close - Jordan Vreeland, Mortgage Originator NMLS# 795404 4.8 102 Quoted per loan (813) 343-4775 Visit
22 Jim Costello Home Mortgage Lenders Inc 5.0 92 Quoted per loan (813) 785-8602 Visit

Frequently asked questions

8 questions
How do I choose the best mortgage broker in St. Petersburg?
Consider verified reviews, ratings, review volume, and if the broker has claimed their profile. TrustAnalytica ranks based on these factors for transparency.
What does a mortgage broker do?
Mortgage brokers connect borrowers with lenders, negotiate loan terms, and assist with paperwork. They offer access to multiple loan products and lenders.
Do mortgage brokers in St. Petersburg offer free consultations?
Free consultations are common among mortgage brokers, allowing clients to discuss needs and potential loan options without initial commitment.
What questions should I ask a mortgage broker before hiring?
Ask about their fees, loan options, lender network, experience, and how they handle the loan process. Clarify any terms and conditions.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30 to 45 days, but this can vary based on the lender and complexity of the application.
Do I need a mortgage broker to buy a home in St. Petersburg?
While not required, a mortgage broker can simplify the loan process, provide access to multiple lenders, and potentially secure better terms.
What services do mortgage brokers in St. Petersburg handle?
Mortgage brokers assist with loan applications, negotiate terms, gather necessary documentation, and provide advice on loan products.
How do mortgage brokers in Florida get paid?
Mortgage brokers typically earn commissions from lenders, though some may charge fees to borrowers. Fee structures should be disclosed upfront.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for St. Petersburg is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in St. Petersburg are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in St. Petersburg.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in St. Petersburg, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in St. Petersburg.

5

AI Search Visibility

Every mortgage broker listing in St. Petersburg is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.