Creative 1st Mortgage
Tuesday 9:00 AM - 5:00 PM
Wednesday 9:00 AM - 5:00 PM
Thursday 9:00 AM - 5:00 PM
Friday 9:00 AM - 5:00 PM
Saturday 9:00 AM - 5:00 PM
Sunday Closed
Services & pricing
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What people love
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About Creative 1st Mortgage
Creative 1st Mortgage is an independent mortgage brokerage that operates across six states: Florida, Minnesota, Texas, Alabama, Kentucky, and Tennessee. The company's core mission is to simplify the mortgage process by comparing options from a network of lenders and explaining complex financial terms in plain English. They focus on understanding each client's unique financial situation and goals to recommend the most suitable mortgage solutions. With a commitment to transparency and client advocacy, Creative 1st Mortgage aims to make the decision-making process easier and more informed for borrowers. Their team of specialists provides personalized guidance throughout the entire loan journey, from initial inquiry to closing.
Why Choose Us
Creative 1st Mortgage distinguishes itself through its client-centric approach and extensive network of lending partners. They pride themselves on offering a wide array of mortgage programs, catering to diverse needs including first-time homebuyers, those looking to refinance, investors, and self-employed individuals. The company emphasizes clear communication and education, ensuring clients understand all available options and their implications. Their dedication to finding the best fit, rather than pushing a specific product, builds trust and confidence. Clients benefit from a responsive, coordinated team that manages the complexities of the mortgage process, aiming for a smooth and successful closing.
Creative 1st Mortgage Offers
Creative 1st Mortgage provides a comprehensive suite of mortgage services designed to meet various client needs. They offer programs for first-time homebuyers, including FHA, conventional, VA, and USDA loans, as well as down payment assistance options. For those looking to move or relocate, they provide conventional, jumbo, and out-of-state planning services. Investors can access options like DSCR, conventional investment, renovation, and portfolio loans. Additionally, they specialize in solutions for self-employed borrowers and those with unique income situations through bank-statement and alternative-documentation loans. Their process involves understanding the client's goal, comparing lender options, and guiding them through the chosen path to closing.
Unique Advantages
Creative 1st Mortgage boasts a 5.0 average rating from 133 reviews, highlighting strong client satisfaction. They are licensed in six states, offering broad geographical reach. The company operates as an independent brokerage, comparing options across a network of lenders to find the best fit for clients. They specialize in explaining complex mortgage terms in plain English, ensuring borrowers are well-informed.
Frequently asked questions
7 questionsWhat do Creative 1st Mortgage clients say about the work?
Does Creative 1st Mortgage offer pre-approval services, and how do clients feel about that?
Can I get closing assistance from Creative 1st Mortgage, and what do clients say about it?
Who leads Creative 1st Mortgage, and what expertise do they bring?
Does Creative 1st Mortgage provide business process automation services?
How does Creative 1st Mortgage ensure transparency in the mortgage process?
Where is Creative 1st Mortgage located?
Location & directions
St. Petersburg, FloridaNo Reviews Found
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