Lake State Mortgage

About Lake State Mortgage

Lake State Mortgage is a dedicated mortgage consulting firm serving Grand Rapids and its surrounding communities. Founded by Kevin Wildman, the company aims to simplify the home buying and refinancing process, making it stress-free for clients. They guide individuals through selecting the best loan options tailored to their specific financial situations. Lake State Mortgage emphasizes providing valuable information and resources to empower future homeowners to make informed decisions about real estate and mortgage financing in the Grand Rapids area. Their mission is to assist a diverse range of clients, including first-time homebuyers, small business owners, and those with varying credit histories, in securing the ideal home loan.

Credentials & Expertise

Lake State Mortgage is committed to transparency and client education, offering a wealth of resources such as free home buying guides, insider mortgage reports, and mortgage calculators. They provide personalized assistance to help clients understand credit scores, the mortgage process, and financing options. The company operates with a commitment to not renting or selling client information, ensuring privacy and trust. They are licensed and registered, with the company NMLS# 130562, and provide links to verify licensing and access consumer information, reinforcing their dedication to ethical practices and client confidence.

Offerings

Lake State Mortgage offers a comprehensive suite of services for both home buying and refinancing. For buyers, they provide guidance on conventional loans, FHA loans, and USDA loans, along with eligibility information. They assist in navigating the complexities of purchasing a first home, a dream home, a condo, vacation home, or investment property. For those looking to refinance, Lake State Mortgage helps clients lower monthly payments, build equity faster, or tap into existing home equity. They offer various refinancing options, including advice on HARP loan refinancing and converting ARM loans to fixed rates. Their services are designed to be fast and easy, catering to a wide spectrum of financial backgrounds.

Unique Advantages

Lake State Mortgage distinguishes itself through its personalized approach and extensive educational resources. Led by Kevin Wildman, a dedicated mortgage consultant, the company offers free home buying guides and insider reports to empower clients. They emphasize a stress-free process and provide tailored guidance for diverse financial situations, including those with less-than-perfect credit. Their commitment to client privacy, by not selling or renting information, builds trust. Furthermore, they offer a direct line for questions and consultations, ensuring clients feel supported throughout their home loan journey.