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  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in New Jersey
  4. Jersey City

Top Mortgage Brokers In Jersey City

10 in Jersey City · 10 nearby
Jersey City Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10 +10 nearby
Average rating
4.9 405 reviews
Typical service price
$175 – $400 Median of 14 priced services
Most-offered services
Property ManagementReal Estate TransactionsLending ServicesConsultation ServicesClient Education
What customers praise
recommend×12highly recommend×7recommended×3helped me×2
Also serving Jersey City
Newark9 · 6 kmPaterson1 · 22 km
Mortgage brokerJersey City, NJ

1

Asset Based Lending

Asset Based Lending focuses on asset-based and DSCR loans, offering quick and professional service for investors and borrowers. The team is known for clear communication and helpful guidance, especially for first-time investors, though some clients have noted occasional delays and communication challenges during closing.

Services & Prices
DSCR Loans $10 - $20
Asset-Based Loans $15 - $25
Investor Loans $20 - $30
Loan Application Consultation $50 - $100
View Profile
(201) 380-8873
Open 9:00 AM - 6:00 PM
30 Montgomery St Suite 150, Jersey City, NJ 07302
General Services
Lending Services
2

COREY JONES, COLDWELL BANKER

Corey Jones, Coldwell Banker focuses on guiding clients through New Jersey’s real estate market with a data-driven approach and deep local knowledge. The team assists buyers and sellers across multiple counties, providing clear communication and steady support throughout the process. Customers appreciate their responsiveness and expertise, though some note the market’s challenges can affect… more...

Corey Jones, Coldwell Banker focuses on guiding clients through New Jersey’s real estate market with a data-driven approach and deep local knowledge. The team assists buyers and sellers across multiple counties, providing clear communication and steady support throughout the process. Customers appreciate their responsiveness and expertise, though some note the market’s challenges can affect timing.

Services & Prices
Home Buying Consultation $100 - $200
Home Selling Consultation $100 - $200
Market Analysis $200 - $300
First-Time Homebuyer Workshops $50 - $100
View Profile
(908) 337-1541
Open 00:00 - 23:59
142 Newark Ave, Jersey City, NJ 07302
General Services
Real Estate Transactions
3

LIGHTNING MORTGAGE INC

Known for fast approvals and a personalized approach, Lightning Mortgage guides clients through home buying and refinancing with clear communication and local expertise. The team assists with loan options, pre-approvals, and closing details, helping both first-time buyers and experienced homeowners. Clients appreciate their support and timely updates throughout the process.

Services & Prices
Pre-Approval Process $300 - $500
Mortgage Consultation $150 - $300
Loan Processing $1000 - $3000
First-Time Homebuyer Assistance $300 - $600
View Profile
Open 8:30 AM - 6:30 PM
591 Summit Ave #517, Jersey City, NJ 07306
General Services
Mortgage Services
4

Alterra Home Loans

Alterra Home Loans focuses on personalized mortgage services, aiming to guide clients smoothly through the homebuying process. The team offers a range of loan options and works closely with customers to meet their individual needs. While many appreciate the attentive service, experiences can vary from one client to another.

View Profile
(877) 845-4805
Open 9:00 AM - 5:00 PM
3 2nd Street Ste. 302 Harborside, Jersey City, NJ 07311
5

Johnny Tsu @ Exponential Mortgage

Known for clear communication and patient guidance, Johnny Tsu @ Exponential Mortgage helps clients navigate complex loan processes with transparency and professionalism. The team assists with mortgage loans and refinancing, consistently providing timely responses and straightforward explanations that many find reassuring throughout each step.

View Profile
(917) 567-4110
Closed Now
101 Hudson St #2182, Jersey City, NJ 07302
Where they are 20 on the map Click a pin for the profile and directions
6

The Powell Group - NJ Real Estate Team

The Powell Group specializes in guiding clients through buying, selling, and renting properties with clear communication and attentive service. The team handles everything from listing to closing, often helping sellers find buyers quickly even after long market periods. Customers appreciate their responsiveness and detailed support throughout the process.

Services & Prices
Property Listing $3000 - $5000
Market Analysis $150 - $300
Negotiation Assistance $500 - $1000
Tenant Screening $100 - $250
View Profile
(607) 207-9518
Open 00:00 - 23:59
77 Hudson St, Jersey City, NJ 07302
General Services
Real Estate Sales
7

PRMG

PRMG focuses on helping clients navigate the home-buying process with attentive support and clear communication. The team offers mortgage brokerage services aimed at securing suitable financing options. Customers appreciate the helpfulness and responsiveness, though detailed service aspects are less frequently mentioned.

View Profile
(551) 213-7285
Open 8:30 AM - 5:30 PM
101 Hudson St 21st Floor, Jersey City, NJ 07302
8

Oqvest

Oqvest specializes in home loans tailored for real estate investors, offering programs that support fix-and-flips, construction projects, and rental properties. The team provides flexible terms like high loan-to-value ratios and no income verification, with a focus on fast approvals and clear communication. Customers appreciate their organized approach and smooth, transparent process.

View Profile
(551) 225-0733
Open 8:00 AM - 6:30 PM
111 Town Square Pl Suite 1203, Jersey City, NJ 07310
9

Howard Hanna Rand Realty Jersey City

Howard Hanna Rand Realty has been serving the Greater Hudson Valley and surrounding New Jersey counties since 1984, offering extensive local market expertise through a large team of sales associates. They assist with buying, selling, renting, and relocation, with clients often noting smooth communication and knowledgeable guidance throughout the process. Some find the size of the network can mean… more...

Howard Hanna Rand Realty has been serving the Greater Hudson Valley and surrounding New Jersey counties since 1984, offering extensive local market expertise through a large team of sales associates. They assist with buying, selling, renting, and relocation, with clients often noting smooth communication and knowledgeable guidance throughout the process. Some find the size of the network can mean varied experiences depending on the agent.

Services & Prices
Property Buying $3000 - $6000
Property Selling $2500 - $5000
Rental Services $1000 - $3000
Market Analysis $150 - $300
View Profile
(201) 659-7101
Open 9:00 AM - 9:00 PM
553 Jersey Ave, Jersey City, NJ 07302
General Services
Real Estate Transactions
10

Xu Han

View Profile
(917) 412-7485
Closed Now
125 18th St, Jersey City, NJ 07310
11

Greater Alliance Federal Credit Union

Serves Jersey City, NJ

Greater Alliance Federal Credit Union serves members with a focus on friendly, helpful customer service. The team assists with mortgage needs alongside other financial services, often receiving praise for their approachable and patient support. Some customers note the process can take time, but the staff’s attentiveness is consistently appreciated.

Services & Prices
Account Assistance $10 - $20
General Inquiries $10 - $20
Service Feedback $10 - $20
In-Person Consultations $20 - $30
View Profile
(201) 599-5500
Open 8:00 AM - 5:00 PM
66 Hamilton St, Paterson, NJ 07505
General Services
Customer Support
12

Brick City Capital

Serves Jersey City, NJ

Known for clear communication and a hands-on approach, Brick City Capital specializes in helping clients secure mortgage financing, even in challenging situations. Their team manages loan files efficiently and keeps borrowers informed throughout the process. Customers appreciate their professionalism and responsiveness, noting a smooth experience from start to finish.

Services & Prices
Residential Loan Processing $300 - $500
Commercial Loan Processing $500 - $700
Loan Modification Processing $400 - $600
First-time Homebuyer Consultation $100 - $200
View Profile
(973) 705-7725
Open 8:00 AM - 6:00 PM
50 Park Pl Ste 301, Newark, NJ 07102
General Services
Loan Processing
13

Mortgages By AJ

Serves Jersey City, NJ

With over 30 years of experience and licenses in nine states, Mortgages By AJ connects clients to a broad network of lenders for home purchases, refinancing, and investment property financing. The team is known for clear communication and responsiveness, though some clients note the process can still feel stressful at times.

View Profile
(973) 223-4229
Open 10:00 AM - 5:00 PM
375 Chestnut St #3C, Newark, NJ 07105
14

AMS Mortgage Services, Inc

Serves Jersey City, NJ

With over 30 years of experience, AMS Mortgage Services connects clients to a wide network of wholesale lenders, offering a variety of home purchase and refinancing options. The team guides borrowers through complex situations with clear communication and personalized support, helping many first-time buyers navigate the mortgage process smoothly.

View Profile
(973) 276-1226
Open 9:00 AM - 5:00 PM
375 Chestnut St, Newark, NJ 07105
15

MCM GROUP

Serves Jersey City, NJ

MCM GROUP is known for providing clear and attentive service in home loan consultations. The team offers guidance on various mortgage options and responds promptly to client questions. Customers appreciate the professional and friendly approach, though detailed service scope is not extensively outlined.

Services & Prices
Home Loan Consultation $50 - $100
Mortgage Pre-Approval $75 - $150
Refinancing Advice $100 - $200
In-Person Assistance $30 - $60
View Profile
(862) 255-7323
Open 9:00 AM - 7:00 PM
84 Clinton Ave 1st Floor (Suite 1, Newark, NJ 07114
General Services
Mortgage Consulting
16

American Fidelity Mortgage, LLC

Serves Jersey City, NJ

AFM Lending focuses on commercial mortgage brokerage, helping investors and developers secure financing for a variety of property types like multifamily and retail. They offer loans for acquisitions, refinancing, and development, with a personalized approach and broad lender connections. Some clients have noted concerns about their document security practices.

View Profile
(973) 344-4000
Open 9:00 AM - 6:00 PM
146 Delancy St, Newark, NJ 07105
17

Joe Daleo at AMS Mortgage Services (NMLS #286430)

Serves Jersey City, NJ

With over 32 years of experience, AMS Mortgage Services focuses on guiding first-time homebuyers and others through a clear, transparent mortgage process. Their team offers fast pre-approvals, refinancing options, and down payment assistance, with clients appreciating the patient communication and personalized support throughout each step.

Services & Prices
First Time Homebuyer Guidance $0 - $500
Mortgage Consultation $100 - $300
Closing Support $200 - $500
Pre-Approval Service $50 - $150
View Profile
(844) 543-4436
Open 9:00 AM - 5:00 PM
375 Chestnut St, Newark, NJ 07105
General Services
Home Buying Assistance
18

M & M Financial Services

Serves Jersey City, NJ

View Profile
(973) 344-9090
Closed Now
48 Pacific St, Newark, NJ 07105
19

PRMG - Erick Silva

Serves Jersey City, NJ

About PRMGParamount Residential Mortgage Group Inc. (PRMG) is a privately held mortgage company and residential home lender that has been a leading lender in the mortgage industry for over two decades. PRMG has successfully assisted numerous borrowers in purchasing and refinancing their homes across the United States. The company emphasizes an aligned culture, believing that the internal… more...

About PRMGParamount Residential Mortgage Group Inc. (PRMG) is a privately held mortgage company and residential home lender that has been a leading lender in the mortgage industry for over two decades. PRMG has successfully assisted numerous borrowers in purchasing and refinancing their homes across the United States. The company emphasizes an aligned culture, believing that the internal operations drive external success. PRMG aims to provide customers with a 'Path to Pivot' towards more consumer-facing activities and modern lending technology, offering innovative products and industry-leading customer service. PRMG is licensed in 49 states and Washington D.C., with strategically located branches and operation centers nationwide. They offer a diverse range of loan products, including Jumbo, FHA, VA, USDA, and conventional loans, supported by cutting-edge technology and exceptional customer service. PRMG is an agency-approved direct issuer to Ginnie Mae and a licensed seller/servicer of Fannie Mae. Additionally, the company actively contributes to the community through its 501(C)3 non-profit foundation, PRMG Cares, which donates time and money to local and nationwide charities.Credibility and TrustPRMG has established significant credibility in the mortgage industry, consistently ranking among the Top 15 Leading Lenders for over twenty years. The company boasts an impressive customer rating of 4.9 out of 5.0 stars, based on approximately 90,000 reviews, highlighting a strong track record of customer satisfaction. PRMG is licensed in 49 states and Washington D.C., and is approved by the U.S. Department of Housing and Urban Development (HUD). As an agency-approved direct issuer to Ginnie Mae and a licensed seller/servicer of Fannie Mae, PRMG adheres to high industry standards. Their commitment to accessibility is further demonstrated by their compliance with Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level, ensuring their website is usable by a wide range of individuals. The company also operates with transparency, providing access to licensing information and a clear privacy policy.Offerings and SolutionsPRMG offers a comprehensive suite of home mortgage solutions designed to meet diverse borrower needs. They provide a wide array of loan products, including Government-Backed Loans (FHA, USDA, VA) known for lower credit score and down payment requirements, and Conventional Loans, which typically require higher credit scores but may offer lower interest rates. PRMG also offers specialized loan options such as Manufactured Home Loans, Renovation Loans for property improvements, Non-Qualified Loans for individuals with unique financial situations, Interest-Only Loans for flexible repayment, Non-Conforming Loans for amounts exceeding standard limits, and Jumbo Loans for financing higher-priced properties. Borrowers can choose between Fixed Interest Rates for predictable payments or Adjustable Interest Rates that may offer initial lower rates. Their services are supported by advanced technology and a commitment to industry-leading customer service, guiding clients through the homeownership journey.Unique AdvantagesPRMG distinguishes itself through its extensive experience, having served the mortgage industry for over two decades as a Top 15 Leading Lender. The company's strong customer trust is evidenced by a 4.9/5.0 star rating from 90,000 reviews. PRMG's broad reach is highlighted by its licensing in 49 states and Washington D.C., coupled with a commitment to community support through the PRMG Cares foundation. They also emphasize a customer-centric approach with innovative products and modern lending technology.

View Profile
(973) 495-6983
Open 9:00 AM - 5:30 PM
41-51 Wilson Avenue Suite CU9 & CU10, Newark, NJ 07105
20

Gary Johansen | Regional Sales Director | NMLS #339278 | Cliffco Mortgage Bankers

Serves Jersey City, NJ

About Cliffco MortgageCliffco, Inc. is a licensed mortgage lender with a strong emphasis on a hands-on approach to customer service. They offer a wide range of mortgage solutions tailored to meet individual client needs, aiming to make the homeownership journey as smooth as possible. With a commitment to integrity and service, Cliffco strives to be a trusted resource for borrowers and industry… more...

About Cliffco MortgageCliffco, Inc. is a licensed mortgage lender with a strong emphasis on a hands-on approach to customer service. They offer a wide range of mortgage solutions tailored to meet individual client needs, aiming to make the homeownership journey as smooth as possible. With a commitment to integrity and service, Cliffco strives to be a trusted resource for borrowers and industry professionals alike. The company operates with a mission to provide smart, flexible mortgage options that empower clients to achieve their financial and homeownership goals.Credibility and ExpertiseCliffco, Inc. is a licensed mortgage lender in numerous states, adhering to strict regulatory standards. Their corporate NMLS# is 65328, and they are recognized as an Equal Housing Lender. The company boasts a team of experienced professionals, including individuals like Gary Johansen, a Regional Sales Director with over 30 years of experience and a proven track record of closing billions in mortgage transactions. This extensive experience and adherence to licensing requirements underscore their credibility in the mortgage industry.Mortgage OfferingsCliffco offers a comprehensive suite of mortgage products designed to cater to diverse client needs. These include Conventional Loans, FHA Loans, Renovation Loans, Non-QM Loans, and USDA Loans. They specialize in providing tailored financing strategies, particularly for self-employed borrowers, real estate investors, and those seeking Non-QM solutions. Their expertise extends to reverse mortgages and assisting investors with 1031 exchanges, ensuring a versatile approach to lending across various client profiles and property types.Unique AdvantagesCliffco Mortgage Bankers distinguishes itself through its deep specialization in mortgages for real estate investors and self-employed borrowers. They offer a broad spectrum of loan products, including Non-QM, ITIN, and Foreign National mortgages, catering to niche markets. With over 30 years of experience and billions in closed transactions, their seasoned professionals provide expert guidance through complex financial situations.

View Profile
(585) 703-8862
Open 9:00 AM - 5:00 PM
109 Nichols St, Newark, NJ 07105

Jersey City Mortgage Statistics

Home-purchase lending in Hudson County and home costs in Jersey City, NJ (latest HMDA and Census data)

Lenders made 4,027 home-purchase loans in Hudson County in 2025 (average about $701,000) and denied 699 — 15% of decided applications, compared with 11% across New Jersey, according to federal mortgage data (HMDA, CFPB). In Jersey City, the median home is worth $566,900 and 68% of owners have a mortgage, paying a median $3,291 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
4,027▼ 5%4,223 in 2024
Denial rate
15%NJ 11%
Median home value
$566,900NJ $454,400
Monthly cost with a mortgage
$3,291median · NJ $2,829
Refinance loans made (Hudson County, 2025)
2,054 · 1,298 in 2024
Home-improvement loans made (2025)
473
Average home-purchase loan
$701,000 (NJ $531,000)
Owners with a mortgage
68% · 39% of them spend 30%+ of income on housing
Median household income
$97,710 (NJ $103,556)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Hudson County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

8 questions
How do I choose the best mortgage broker in Jersey City?
Consider customer reviews, ratings, review volume, and if the broker has claimed their profile. TrustAnalytica ranks based on these factors for transparency.
What does a mortgage broker do?
Mortgage brokers connect borrowers with lenders, helping find loan options and negotiate terms. They handle paperwork and guide clients through the mortgage process.
Do mortgage brokers in Jersey City offer free consultations?
Free consultations are common among mortgage brokers, allowing potential clients to discuss needs and evaluate services without initial costs.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, loan options, lender relationships, and the timeline for securing a mortgage. Clarify any terms and conditions.
Do I need a mortgage broker to buy a home in Jersey City?
While not required, a mortgage broker can simplify the loan process, provide access to multiple lenders, and potentially secure better terms.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30 to 45 days, but this can vary based on lender requirements and client responsiveness.
How do mortgage brokers get paid?
Mortgage brokers are usually paid through lender commissions or borrower fees, often as a percentage of the loan amount.
What are typical fees for mortgage brokers in New Jersey?
Fees vary but often include a percentage of the loan amount. Discuss fees upfront to understand the total cost involved.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Jersey City is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Jersey City are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Jersey City.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Jersey City, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Jersey City.

5

AI Search Visibility

Every mortgage broker listing in Jersey City is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.