Best Home Renovation Loan Companies in Tennessee

With over 35 years of experience, PrimeLending, A PlainsCapital Company in Memphis specializes in guiding customers through mortgage and refinance loans, including renovation financing that combines home improvements into one payment. The team provides clear communication and prompt service, helping many first-time buyers feel confident throughout the process.

American Financial Network, Inc. specializes in renovation loans that help finance both home purchases and improvements, allowing borrowers to build equity as they upgrade. The family-owned company offers mortgage solutions tailored to builders, real estate agents, and homebuyers, with a team praised for clear communication and professionalism, though some clients have noted occasional delays in… more...

American Financial Network, Inc. specializes in renovation loans that help finance both home purchases and improvements, allowing borrowers to build equity as they upgrade. The family-owned company offers mortgage solutions tailored to builders, real estate agents, and homebuyers, with a team praised for clear communication and professionalism, though some clients have noted occasional delays in responsiveness.

With over 95 years serving Memphis, Evolve Bank & Trust Home Loan Center offers a variety of home loan options, including renovation and refinancing loans. Customers appreciate the team's professionalism, responsiveness, and clear guidance throughout the mortgage process, making complex decisions feel manageable.

With over 100 years of experience, OneMain Financial offers personal loans that can be used for home improvements or debt consolidation. The team works closely with customers to provide clear explanations and fixed-rate loans paid out in a lump sum. Reviews highlight their professionalism and helpful, patient service.

Specializing in renovation loans, this team helps borrowers combine home purchase or refinance with remodeling costs, allowing improvements to be paid off over time. They offer personalized mortgage services for first-time buyers, upgrades, and investment properties. Customers appreciate their clear communication and smooth process, though some note limited direct contact with the lead agent.

Known for treating customers like family, Pinnacle Financial Partners offers a full range of mortgage, investment, trust, and financial services. Their renovation loan options include lines of credit secured by home equity, often with flexible payment choices. While many appreciate the friendly team, some find the online banking and card activation process frustrating.

First Horizon Bank offers a Home Equity Line of Credit that helps customers use their home equity for renovations, debt consolidation, and other large expenses. The team is known for friendly, efficient service, though some reviews mention occasional delays and mixed experiences with mortgage support. The bank balances a small-town feel with convenient digital options.

LoanDepot specializes in FHA 203k renovation loans that combine home purchase or refinancing with funds for repairs, holding renovation costs in escrow until milestones are met. The team offers a smooth online process and responsive support, though some contractors note delays and communication challenges during fund disbursement.

Financial Federal moved its headquarters to Memphis in 1987. As investors discovered that Memphis was known for its exceptional customer service and quick decision-making, all sectors experienced growth. Multifamily loan production offices in Nashville and Atlanta were also opened over the years. Financial Federal, which is locally owned and managed today, remains a bank that provides customized… more...

Financial Federal moved its headquarters to Memphis in 1987. As investors discovered that Memphis was known for its exceptional customer service and quick decision-making, all sectors experienced growth. Multifamily loan production offices in Nashville and Atlanta were also opened over the years. Financial Federal, which is locally owned and managed today, remains a bank that provides customized banking services and high-quality customer service. Senior management and our board continue to work together to create an environment that values the trust that comes with experience. We will help you navigate the buying process, no matter if you are purchasing your first or dream home.

CrossCountry Mortgage is different from all other lenders in mortgage lending by providing exceptional customer service and offering a wide range of home finance products. We offer a wide range of products, including conventional and jumbo loans, government-insured programs for veterans and rural buyers, and programs that allow you to make full cash offers. Every homebuyer's situation is unique… more...

CrossCountry Mortgage is different from all other lenders in mortgage lending by providing exceptional customer service and offering a wide range of home finance products. We offer a wide range of products, including conventional and jumbo loans, government-insured programs for veterans and rural buyers, and programs that allow you to make full cash offers. Every homebuyer's situation is unique, and we ensure there is an option for everyone. My first step when you approach me to get a mortgage is listening. To help you find the right home loan for your needs, I will listen to what you have to say. You could be a first-time homebuyer or an experienced homeowner. You might be looking to buy an investment property or a loan for renovation. My loan options include conventional, conventional, and jumbo loans as well as VA and FHA programs. My recommendations are tailored to your individual circumstances. Communication is essential. Sharing information and listening are equally important. As your mortgage process progresses, I'll keep you informed and be there to answer any questions. From application through closing, I will be there for you. I can help you get the home loan experience that you want, whether you're buying, refinancing, or renovating.