How much house can you afford in Fort Worth? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
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Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Linda Mister - Highlands Residential MortgageVerified
4.8 · 56 reviews · Free pre-approval
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First Financial Bank
4.7 · 102 reviews · Free pre-approval
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Colonial Banking & Home Loans
4.4 · 100 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Specializing in a wide range of mortgage programs, Highlands Residential Mortgage has built a reputation for working closely with veterans, investors, and first-time buyers. The team guides clients through every step with clear communication and a patient approach, though some may find the process takes time due to thorough attention to detail.
First Financial Bank offers access to SavvyMoney, a free platform that helps customers monitor and manage their credit scores online or via mobile banking. Their mortgage team guides clients through home buying and refinancing with clear communication and support, though some customers have experienced delays and service inconsistencies during the process.
Specializing in renovation and new home construction loans, Colonial Banking & Home Loans brings over a decade of experience to the mortgage process. The team handles a range of home financing needs, with many clients appreciating their responsiveness and clear explanations. Some customers note challenges with communication and long hold times when contacting support.
Specializing in government-backed loans like FHA, USDA Rural Development, and 203K Purchase/Rehab, this team also offers conventional, jumbo, and portfolio loan options. Customers appreciate their clear communication and responsiveness throughout the mortgage process, though some note the process can still feel lengthy at times.
Service First Mortgage focuses on providing clear financial education alongside mortgage lending, helping customers make informed decisions. The team offers a smooth, communicative experience from application to closing, with quick responses and modern tools like digital document uploads. Customers appreciate their attentiveness and support throughout the process.
LoanFi Mortgage focuses on guiding clients through the complexities of home loans with clear explanations and personalized service. They offer customized mortgage quotes, competitive rates, and specialized FHA 203K loans for buyers interested in purchasing and renovating older homes. Customers appreciate their responsiveness and thorough communication, though some note lender incentives may vary.
Colonial Banking’s specialty is its award-winning single-close construction loan, backed by over 140 years of combined mortgage experience. The team also handles a wide range of home loans, including Conventional, VA, FHA, and USDA programs. Customers appreciate the friendly, efficient service and personal attention they receive at every visit.
Legacy Mutual Mortgage emphasizes integrity and respect, treating customers and referral partners as more than transactions. Their team handles home loans with clear communication and attention to detail, often closing within 21 days. While most clients appreciate their professionalism and support, a few have noted occasional challenges with pre-qualification reliability.
First United takes the time to get to know our customers. To help you understand your situation, we answer all your questions. We house all of our processing, funding, and closing departments under the same roof, which is a big difference from other lending companies. This allows us to streamline and speed up the process. This results in a loan that is simple, quick, easy, and tailored… more...
First United takes the time to get to know our customers. To help you understand your situation, we answer all your questions. We house all of our processing, funding, and closing departments under the same roof, which is a big difference from other lending companies. This allows us to streamline and speed up the process. This results in a loan that is simple, quick, easy, and tailored specifically to your needs and investment.
Known for a customer-first approach, Integrity Home Lending, LLC offers a broad range of loan programs including purchase, refinance, and specialized loans. The team provides clear guidance and helpful tools throughout the mortgage process, with clients appreciating their supportive and informative service, especially for first-time buyers.
Horrible experience with bank. Lost my deposit for 2nd time. The first thank God I saved the deposit slip. This time $500. Had to call several times and was told they couldn't find it. The last customer service representative Deanna Morsales was no help and basically nothing they could do. It would…
Horrible experience with this bank! We tried to get a home loan through them, and they waited until three days before closing to let us know that they appraised our property for less than they appraised it for last year when we did the original loans even though we had added hundreds of thousands of…
Lenders made 22,124 home-purchase loans in Tarrant County in 2025 (average about $381,000) and denied 3,401 — 13% of decided applications, compared with 19% across Texas, according to federal mortgage data (HMDA, CFPB). In Fort Worth, the median home is worth $303,000 and 64% of owners have a mortgage, paying a median $2,188 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Tarrant County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Linda Mister - Highlands Residential Mortgage | 4.8 | 56 | — | — | Visit |
| 2 | First Financial Bank | 4.7 | 102 | Quoted per loan | (817) 410-4979 | Visit |
| 3 | Colonial Banking & Home Loans | 4.4 | 100 | Quoted per loan | (817) 390-2380 | Visit |
| 4 | American Financial Network Inc. Fort Worth | 4.9 | 51 | Quoted per loan | (817) 361-4565 | Visit |
| 5 | Service First Mortgage | 5.0 | 35 | Quoted per loan | (682) 499-2305 | Visit |
| 6 | LoanFi Mortgage | 5.0 | 35 | Quoted per loan | (817) 820-6010 | Visit |
| 7 | Colonial Banking | 4.8 | 25 | $10 | (817) 380-7100 | Visit |
| 8 | Legacy Mutual Mortgage | 4.6 | 11 | Quoted per loan | (817) 870-2777 | Visit |
| 9 | First United Bank Mortgage Group - Fort Worth | 5.0 | 2 | — | (682) 312-1325 | Visit |
| 10 | Integrity Home Lending, LLC | 4.9 | 57 | Quoted per loan | (817) 653-4052 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.